pension coverage 中文意思是什麼
pension coverage
解釋
領取養恤金-
The inherent defects can be summarized as : the management system of " strip " " piece " division which is bad for fund security ; too young retiring age ; ineffective fund operation. ineffective management includes low compliance ; narrow coverage ; false contributory wage ; false claim of pension ; and too many early retirements
制度內在缺陷又包括「條」 「塊」分割的管理體制對基金安全極為不利；法定退休年齡偏小，使得基金收入減少，支出增加；基金運營規定不合理，減少了基金的營運收入三方面內容。 -
As early as 12 years ago, the policies for developing the occupational pension system were issued. as a matter of fact it has progressed very slowly as the evidence shows the coverage of the occupational pension on the social scale only accounted for the 5 % of that of the basic old - age insurance. so its original aim of the second pillar is still far from fulfillment
我國雖然早在十二年前就出臺了有關企業年金發展的政策，但實際發展卻極為緩慢，目前企業年金制度覆蓋的企業職工僅占基本養老保險制度覆蓋職工的5左右，其多層次社會保障體系第二支柱的地位還遠未實現。 -
The last chapter comments on the “ chilean model ”. the author agrees on some successful facts in chilean pension reform, espiecally for the high investment return and the positive effects on the development of capital market as well as macro - economy brought forth by pension fund. however, there are still some difficulties and problems unsolved in chilean pension system, such as the low coverage of pension plan, high management cost, pension income gap, the fiscal burden and so on
同時，智利模式面臨的問題也是突出的:表現在參保率差，養老金收入分配差距擴大，針對低收入群體的財政支出負擔加重以及投資方面存在的成本負擔過重、市場監管過度等方面的問題上，這些問題的產生既有私營養老金體制自身的原因，也有經濟社會條件變化帶來的影響因素。 -
And our ageing population pressures growing, narrow integrated social pension system coverage and the funding gaps are too large, so the single basic social pension system can not burden, we must build up a set of old - age security system with chinese characteristics to adapt the market economy system after more than 100 years of development, occupation pension as enterprises ( units ) supplementary pension insurance, has become an important component of the social security system in the developed countries and the mainstay of the national welfare in many countries
在正式的研究過程中，首先研究了國際企業年金制度的發展歷程和現狀，並且比較了我國年金制度的發展情況，來說明我國的年金制度起步比較晚，市場相對不健全的現狀。其次研究了企業年金同壽險業的關系，整體描述了企業年金來源於團體險，與壽險有著許多相通之處，但是又脫離且區別于壽險業務，從宏觀的角度來講是為團險業打開了更廣闊的市場空間。
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