postal savings bank 中文意思是什麼
postal savings bank
解釋
郵政儲蓄銀行-
As a special phenomenon of finance system in china, postal finance supplies finance services for the individual depending on postal networks. it was one of the main financing channels for the peoples bank of china till 2001 and constitutes the complete concept of postal finance when market operation in postal savings capital is applied. that is to deal with service of currency capital in situation of finance market, and to allocate the capital in its best way by advantage of postal infrastructure
郵政金融作為我國金融體系中的一種特殊現象，依託郵政的網路設施為個人提供金融服務， 2004年以前是央行融資的重要渠道之一，直至郵政儲蓄資金的市場化運作才形成了完整的郵政金融概念，即在金融市場環境下利用郵政基礎設施經營貨幣資金融通業務，對資金進行跨期最優配置。 -
Nowadays, the level of intermediate service among the postal savings is very low, the vast pressure coming from the bank at home and abroad force the postal savings to be confronted with sharp market competition
中間業務和資產業務、負債業務並稱為現代商業銀行的三大支柱業務。自70年代以來，西方商業銀行的中間業務發展迅速，其收入份額越來越大，有的甚至取代了傳統利息收入。 -
In the first phase of the privatisation, japan post will be split into four : a savings bank ( yucho bank ), an insurance company ( kampo life ), a postal - delivery firm and a post - office management company
在私有化的第一階段，日本郵政會被分拆為4部分：一個儲蓄銀行（郵政儲蓄銀行） ，一個保險公司（郵政壽險局） ，一個郵政速遞公司和一個郵政管理公司。 -
Facing fierce market competition, in order to further enhance core competitiveness, the chinese postal savings bank which will be established in the coming days must firmly establish the strategic position of personal banking and develop the personal banking business. vast domestic personal financial markets can bring opportunities for the postal savings bank, but also bring development challenges. only after implementing the " customer - centred, market - oriented " business ideas, and continuously enhancing and improving product, marketing, services and other aspects, strengthening the quality of customer service, enhancing customer satisfaction, loyalty and contribution, can personal banking survive in a competitive market and achieve sustainable development
要將經營思路從「偏重儲蓄發展」轉變為「以儲蓄為基礎，積極發展匯兌、代理保險及各項中間業務」 ;將發展重點從「單純擴大余額，獲取利差收入為主」轉變為「大力發展以活期儲蓄帳戶為基礎、以卡為載體的各種中間業務，降低付息成本，多渠道增加業務收入」 ;將競爭方式從「全體動員」為主要形式轉變為「依靠科技進步和提升整體競爭能力」為主。 -
If the national finance stabilization fund, the civil servant pension fund, the labor pension fund, the labor insurance fund, the funds operated by the directorate general of postal remittances and savings bank, and other financial and insurance institutions wish to apply for an exemption from position limits for hedging purposes, the fund or institution shall complete and submit the " application for juristic person to open futures trading hedge account " ( form 4 ) together with the required supporting documentation to the exchange
五）國家金融安定基金、公務人員退休撫恤基金、勞工退休基金、勞工保險基金、郵政儲金匯業局所管理之郵政資金、金融及保險機構，因避險需求而擬申請豁免交易規則之部位限制規定者，應檢具法人機構設立期貨交易避險帳戶申請書（附表四） ，載明其應記載事項，連同應檢附書件，向本公司申請。 -
Drawing on the good experience of germany postal bank, the author firstly offers the whole scheme about how to transform hunan post savings to commercial bank, which includes the following aspects such as reform of organization structure, staff management, account - separating with postal enterprises and risk managements etc. subsequently, this paper expatiates how to actualize commercialized operation on product system and marketing system in hunan post savings
為解決這一矛盾，本文隨后從分析湖南郵政儲蓄機構的市場環境、組織架構、經營情況入手，提出了湖南郵政儲蓄機構向商業銀行轉變的總體策略，包括組織架構變革、從業人員管理、與湖南郵政企業分賬核算以及風險管理等幾個方面。再后，本文著重闡述了湖南郵政儲蓄機構如何從產品體系和市場營銷方面實現商業銀行化運作。 -
We will make full use of the major role of the agriculture bank of china and the agricultural development bank of china as the backbone of rural banking, continue to deepen reform of rural credit cooperatives and strengthen the role of the china postal savings bank in serving agriculture, rural areas and farmers
充分發揮中國農業銀行、中國農業發展銀行在農村金融中的骨幹和支柱作用，繼續深化農村信用社改革，增強中國郵政儲蓄銀行為「三農」服務的功能。 -
The scale of residents " savings deposits is the fifth of the whole country. after the government passing the project of postal service system reform the work that sets up the postal savings bank will also be lifted up the agenda. currently, the share system reform of the stateownedcommercial banks are under the way, and the original share system commercial banks are also carrying on a reformation in succession
在我國加入wto的后過渡期后，國有商業銀行在進行改革，郵政企業也在進行改革，而郵政儲蓄是郵政企業的一項業務，郵政儲蓄有是經營貨幣業務的準金融機構，郵政儲蓄在郵政企業改革后，也要進行改革。而郵政儲蓄應該走一條怎樣的改革之路，這是業內人士和金融專家關注的。 -
I explore some good response for the development of postal savings. the most important thing is to reform the system of postal savings, and give it a clear market positioning. according to the overseas success experience, i believe that to establish independent calculates postal savings bank is the ultimately organizational reform of the world postal savings, also is the final direction of the postal savings organizational reform of our country. here i focus on three aspects of exploration the solution
郵政儲蓄的問題與困難表現在:其一，郵政儲蓄的發展滯後於整個金融體系市場化的進程，業務過于單一，人員素質較低，內部管理滯后，管理很不規范，外部監管欠缺，郵政儲蓄與郵政的其他業務統一核算，銀監局很難對其進行有效監管，這一方面因為郵政儲蓄成立較晚，另一方面也是更重要的是由郵政儲蓄成立之初的體 -
The group was also entrusted with establishing the core banking system of the agricultural united bank and the setting up of a disaster recovery centre and smart - card system for the hunan postal savings bureau
集團亦於期內為農業信用合作社建立核心銀行系統，及為湖南郵政儲匯管理局設立危機復修中心及智能卡系統。 -
For mainframe systems, topasia retained all the service contracts for former sequent china clients, primarily bank of china, china construction bank, city commercial bank, postal savings bureau and commercial department
大型主機系統方面，冠亞成功延續以往sequent china客戶的服務合約，其中主要客戶包括中國銀行建設銀行城市商業銀行中國郵政儲匯局及商業部。 -
Up to the end of december of 2005, the national postal savings deposit balance has reached rmb 1359. 9 billion yuan ; the saving market share if 9. 64 % and the saving scale is ranked behind the icbc, agriculture bank of china, the china construction bank and the bank of countryside credit cooperative, listed the fifth
這些都是促進郵政金融體制改革、完善郵政金融隊伍建設、加強金融風險防範的內在和外在動力，在此基礎上大力拓展郵政儲蓄銀行新業務，為中國郵政儲蓄的發展探索出一條新途徑，這也是本文所研究的重點。
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