risk and banks 中文意思是什麼
risk and banks
解釋
風險與銀行-
By setting up the efficient information feedback system, the equiponderant information can be provided to the every sides and preventing the managing risk of banks effectively
即通過建立高效的信息反饋系統，給交易各方提供相對均衡信息，從而有效防範銀行經營風險。 -
According to reality situation hi bank of china mudanjiang branch, the author goes step further to detail and perfect the alrm ' s index within the rule of the central bank and bank of china head office. from secondary banks point of view, the author applies system theory, cybernetics and linear programming theory to establish a set of the index system of the alrm of bank of china mudanjiang branch. the author refers to strengthen and perfect the internal control institution and preventative measure of risk and establish alrm ' s integrated evaluation model and examinatorial method
論文從二級分行的角度，應用系統理論、控制論和線性規劃理論，建立了一套適合中國銀行牡丹江市分行資產負債比例管理的指標體系，提出了加強和完善中國銀行牡丹江市分行資產負債比例管理的內部監控制度和風險防範措施，建立了該行資產負債比例管理綜合評價模型及考核辦法，並對其組織機構的設計及指標的管理提出了相應建議，初步形成了一套資產負債比例管理的組織、指標管理和評價考核體系，從而使中國銀行牡丹江市分行能夠更好的管理本行的資產和負債，創造更大的效益，增強其競爭能力。 -
Take the matter of risk and remuneration at banks
以銀行的風險與薪酬問題為例。 -
Bank mergers is a viable way to reduce or remove risk and to promote operational benefits by forcing the rational flow of capital and pushing forward the diversified ownership of banks
銀行重組有力地促進了資本的合理流動，推動銀行資本和經營的多元化發展，有效降低和化解銀行風險，提高銀行的經營效益。 -
Secondly, actions between banks and enterprises in china ' s credit market and the motivation of banks " deregulation are deeply analyzed by the means of the game theory. thirdly, the thesis studies how systematic factors in china aggravate the information asymmetry in the credit market from the aspects of property right, financial supervision and information announcement. at last, suggestions on how to dissolve the bank credi t risk and prevent non - performing banking assets increasing are put forward in the aspects of improvement of information symmetry, establishment of incentive and constraint mechanism and elimination of systematic factors which aggravate the information asymmetry
首先，論文分析了我國信貸活動中的信息不對稱所產生的逆向選擇與道德風險對銀行資產質量的影響；其次，作者運用博弈論方法對我國信貸市場中銀行與企業的博弈行為以及銀行違規的動力進行了深入地分析；接著，論文又從產權、金融監管和信息披露這三個方面研究了我國的體制性因素如何加劇信貸市場的信息不對稱問題；最後，論文從提高信貸市場的信息對稱度、建立有效的激勵約束機制以及消除加劇信息不對稱的體制性因素這三個方面對化解我國銀行信貸風險、防範銀行不良資產的新增提出了建議。 -
Commercial banks are a kind of unique enterprise, which have the characters of fund concentrated, high risk, and high leverage. these characters make financial management play a core role in bank management
商業銀行是經營貨幣的特殊商業企業，具有資金密集、高風險、高杠桿率等特性，這些特性決定了財務管理在商業銀行經營管理中處于核心的地位。 -
Only doing this, commercial banks can set up an effective risk prevention and internal - controlling system of interest rate in order to prevent banks from interest rate risk, and lay a solid foundation for comprehensive risk management
最終建立一個有效的利率風險防範和內控體系，從而更好地防範和控制利率風險，並為商業銀行最後過渡到全面風險管理奠定良好的基礎。 -
Banks also favor personal real estate loan, which is characterized by low risk and high yield, for it ban help banks to adjust credit structures and improve assets quality
個人住房貸款因低風險、高收益的特性而成為銀行調整自身信貸結構、提高資產質量的新寵而倍受青睞。 -
On legal risk and preventive counter - measures of intermediate business of china ' s commercial banks
淺議我國商業銀行中間業務的法律風險與防範對策 -
Credit risk and liquidity risk are two most chief risk among all risks in internal banks
因此，流動性風險的管理也應提上國有商業銀行風險管理的議程。 -
Commercial banks need to open commercial bill business for innovation the relevant business are so many as banker ' s acceptance bill under the l / c, negotiation of documentary collection and promissory notes, commercial notes, commercial paper, forfeiting, which are common abroad. the risk for commercial banks mainly in the regulation risk, management risk, and moral risk. we need to control the process, which can ensure the moderate management and well development
從創新的途徑角度來看，商業銀行要在穩步發展商業匯票業務的同時，努力開拓商業票據業務，與國際業務相關的如信用證項下的銀行承兌匯票貼現業務、保付代理業務和福費廷業務等品種，票據發行便利，票據代理，以及諸如國外盛行的cd （大額可轉讓定單）業務、銀行本票、商業本票、保單等其他業務。 -
Although our country is now placed in the controlled interest rate period, the interest - rate risk is still ineluctable, which is mainly caused by internal and external facts, and the system fact plays an important role in the interest - rate risk, and thus our country ' s commercial banks suffer from the clean interest income and the loss of value market for this. meanwhile further and quickly marketed interest rate steps have a great impact on the commercial banks " external operating environment and internal management, which also puts forward the need of our commercial banks " interest - rate risk management
當前我國雖還處在管制利率時期，但利率風險仍然是不可避免的，主要來自於內外部兩種因素，其中外部的體制性因素起到了關鍵性的作用，我國的商業銀行並為此遭受了凈利息收益和市場價值的損失；同時，我國利率市場化步伐的進一步加快，影響了商業銀行的外部運營環境和內部經營管理，對我國商業銀行的利率風險管理也提出了迫切的要求。 -
Due to the over - estimation of banks " capability of running business and the under - estimation of market risk and the complication of enterprise operation, these entities failed to achieve success
由於高估了銀行的經商能力，低估了市場的風險性及企業運營的復雜性，結果導致銀行興辦企業和直接投資企業大都失敗。 -
Firstly, this thesis starts with credit risk management of commercial banks, describes the necessary of applying loans " portfolio to reduce loan risk, and builds up a decision - making model of loans " portfolio optimization based on principle of maximum earning and minimum risk
論文首先從商業銀行信貸風險管理的現狀入手，闡明了採用貸款組合減少信貸風險的必要性，對基於單位風險收益最大化原則的銀行貸款組合優化決策模型進行了深入的理論分析，提出了建模的原則和假設，並給出了基於風險效益綜合評價的貸款風險組合優化模型。 -
As a new security means for loan, it has broken the limit of the traditional real guarantee thoery, and initiated a new real guarantee means by which real estate company can raise a loan from banks easier, banks reduce his financial risk and house consumer be available to buy house ahead schedule
二十世紀九十年代以來，樓花按揭在內地廣泛流行，作為一種新型的融資擔保方式，它突破了傳統物權擔保僅以現有財產為標的的限制，開創了以預購商品房的房產期待權為擔保標的新模式。 -
On the one hand, with the structural changes of the economy and finance of the world, credit risk is becoming more and more important, based on which international supervision institutes and banks are applying themselves to develop advanced model to deal with it
基於此，本文從信用風險暴露細分和信用風險度量模型分類的角度，運用經濟學中的邊際理論和最優化理論、新制度經濟學中的路徑依賴理論以及金融學的相關理論，就我國商業銀行信用風險度量方法的選擇問題進行初步的探討。 -
This thesis takes zhenjiang city commercial bank ( zccb ) as the research object, stating with the basic theory of credit risk by way of analyzing in combining the theory into practice, and then deeply analyzing the current status and credit risk system in order to find the weak aspects on the basis of research, and with consulting foreign banks " advanced means in controlling credit risk and with importing the credit risk management system project, specially importing the model of crdeit metrics, the most important means in measuring the var value of credit risk in the above mentioned project, and then puts forward the conclusion that the means in managing the credit risk is changeable and dynamic with using synthetic ways in accordance with the practical status, and also advises how to improve the credit risk management on the part of zccb
本論文以鎮江市商業銀行為研究對象，從商業銀行信用風險的基本理論入手，運用理論和實踐相結合的分析方法，深入分析了鎮江市商業銀行的經營現狀和鎮江商行信用風險體系，找出其薄弱環節。在此基礎上，借鑒國外銀行信用風險管理先進手段，引進信用風險管理系統工程，特別是此系統工程中最為重要的信用風險量化手段creditmetrics模型測算風險的var值，構建了鎮江市商業銀行信用風險管理的模型，提出了在強化信用風險管理相關環節的同時，必須進行raroc考核，以評定相關信貸人員的業績及分配風險資本。並針對鎮江市商業銀行的實際，提出了改進鎮江商行信用風險管理的措施建議。 -
The main reason leading to credit risk of banks is the shortage and loss of credit in economic bodies
導致銀行信用風險的主要原因是經濟主體的信用缺失。 -
The exploitation of the dissertation ( or the new point ) is : there ave differences in essence between our financial risk and the financial risk in foreign general commercial banks. it must be defeated just doing as theirs
本文的新思濰（成創新點）如下：我國金融風險與外國一般商業銀行金融風險有著質的差別，因而照搬國外做法一定會遭到失敗。 -
Risk and banks
風險與銀行
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