得銀協巴 的英文怎麼說
中文拼音 [deyínxiébā]
得銀協巴
英文
de-bzhin-gshegs-pa-
Basel agreement, which was decreed in the year of 1988, was gradually identified and accept by banks from all lands and became supervision standards at execution time
1988年頒布的《巴塞爾協議》 ，在其實施過程中，逐漸得到了各國銀行的認同和接受，成為國際銀行業的監管標準。Secondly, after analyzing the development of basle accord, the outcome was that : the supervision of capital adequacy was taken seriously in the world banking industry, it is undertaking with the effective internal control mechanism and the perfect supervisory system so as to safeguard banks from risks. thirdly, after the analysis of history, problems and reasons of capital adequacy to the state - owned commercial banks, there came ' the conclusion : the capital inadequacy of the state - owned commercial banks resulted from bad loans directly, and the key reason in depth was equity institution. lastly, there was advice for the improvement of supervision of capital adequacy to the state - owned commercial banks : there were two ways to raise the capital adequacy ratio
首先，鑒定銀行資本的內涵和資本充足性管制的重要性；其次，通過分析巴塞爾協議的演進，得到啟示：當今國際銀行業強調資本充足率管制，並配以有效的內部控制機制和完善的監管系統來防範金融風險；再次，分析國有商業銀行資本充足性管制的歷史、存在問題及原因，得出結論：國有商業銀行資本充足率不足的直接因素是不良資產，深層次的因素是產權制度；最後，對完善國有商業銀行資本充足性管制提出幾點建議：提高資本充足率除了增加分子、降低分母外，還要改革產權制度，建立有效的內部控制機制，加強風險防範，建立完整的信用評級系統。The bcbs is now deliberating on basel ii, which is a lot more complicated than basel i. an important improvement in basel ii, compared with basel i, is that banks will hold capital against a wider range of risks - not just credit risk and market risk as at present, but also operational risk, interest rate risk and other risks
巴塞爾銀行監管委員會正研究新資本協定basel ii 。新協定較原有的協定復雜得多，其中一項重大的改善就是銀行要為較大范圍的風險即在現時信貸及市場風險之上，再加業務運作利率及其他風險持有資本。
分享友人