抵押放款 的英文怎麼說
中文拼音 [dǐyāfàngkuǎn]
抵押放款
英文
loan on collateral security; loan on security- 抵 : 動詞[書面語]1. (拍) strike2. (打擊) beat3. (拋擲) throw
- 押 : Ⅰ動詞1 (把財物交給對方作為保證) give as security; mortgage; pawn; pledge 2 (扣留) detain; tak...
- 放 : releaseset freelet go
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
- 放款 : make [grant] loans; loan; credit
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A bank is a creditor when it issues a $30, 000 mortgage.
當銀行發放一筆三萬美元的房屋抵押貸款時,它是債權人。Not only is the amount in excess of the maximum sum the bank can loan any individual legally, but it is absolutely without endorsement or security.
問題不僅在於數目超過了銀行發放私人貸款的最高限額,而且既無擔保,又無抵押。At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance
本論文首先從分析住房抵押貸款的風險種類入手,提出了多種風險處理措施,指出住房抵押貸款風險最有效的轉移措施是保險,並介紹了國內外現行住房抵押貸款有關保險,詳細闡述了美國的成功經驗:通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障,化解來自借款人不能償付貸款的風險,促使整個房地產金融活躍起來。Should loan losses climb, investors in mortgage - backed securities will also get burnt, especially those holding the riskier, higher - yielding bonds
如果貸款增長放緩,抵押貸款擔保證券的投資者? ?特別是那些持有高風險高收益債券的投資者,將會因此受損。Call securied loan
通知抵押放款With four - fifths of japanese lending ultimately related to property, americans were incredulous that banks had been foolish enough to lend against collateral for which the value could go down as up ; in the united states, they said, banks lent against cash flow, the best gauge of a borrower ' s ability to repay a debt
因為日本的借貸行為中五分之四是基於資產的,美國人就懷疑說,日本銀行太過愚蠢,依據抵押資產的價值放貸,然而其價格可升亦可降;在美國,他們聲稱,銀行是依據現金流放貸,是翻譯借款人還款能力的最佳指標。This paper analyzes the institutional defects in view of the policy environment, the primary market of mbs, the secondary market of mbs, and offers countermeasures : first, setting up national housing mortgage management institution, second, enlarging the service scope of housing mortgage - backed loan, third, differential loaning, fourth, regularly issuing the pricing of housing construction ; fifth, normalizing the institutional investors
從政策環境,抵鉀貨款一級市場,抵押貸款二級市場分析了中國房地產抵鉀證券化的制度缺陷,進而提出了對策措施: 1 )成立國家住宅抵押管理機構; 2 )擴大房地產抵押貨款范圍; 3 )區別放貨; 4 )國家定期公布房地產造價; 5 )規范mbs機構投資者。These reits loan money for mortgages to owners of real estate, or invest in ( purchase ) existing mortgages or mortgage backed securities
這些reit向不動產所有者發放房產抵押貸款,或投資(購買)現有抵押物或抵押擔保債券。But an authority may be required by you, for example, to facilitate margin lending to me / us or to allow my / our securities or securities collateral to be lent to or deposited as collateral with third parties
然而,閣下可能需要授權書,以便例如向本人/吾等提供保證金貸款或獲準將本人/吾等的證券或證券抵押品借出予第三者或作為抵押品存放于第三方。But an authority may be required by the licensed or registered persons, for example, to facilitate margin lending to you or to allow your securities or securities collateral to be lent to or deposited as collateral with third parties
然而,持牌人或注冊人可能需要授權書,以便例如向你提供保證金貸款或獲準將你的證券或證券抵押品借出予第三者或作為抵押品存放于第三方。Yet investor enthusiasm for ctrip, home inns and even domestically listed cyts has dipped recently, as recent mortgage - related troubles in the u. s. and high world oil prices have sparked fears that global economic growth could slow
不過,由於不久前的美國次級抵押貸款危機和全球油價高企使人們擔心世界經濟增長可能放緩,投資者對攜程旅行網、如家快捷酒店和中青旅的熱情近期也開始降溫。As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty
在住房金融政策方面,政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革,除住房公積金貸款以外,應建立直接面向中低收入家庭發放的低息或無息貸款,建立政策性住房抵押貸款風險擔保機制,為低收入家庭貸款提供擔保,增強其購房能力,促進住房保障制度的順利構建。The buyers of these loans are asking the original mortgage - writers to buy them back
這些貸款的買主正在要求抵押貸款的原始放貸人回購這些貸款。By the end of 2002, bank ' s loan balance of residential mortgage already exceeded 820 billion yuan in china. and it still increases fast at the speed of 40 - 50 % per year
到2002年底,我國商業銀行發放的個人住房抵押貸款余額已超過8200億元,而且仍在以年增長率40 50的速度快速增長。The stricken real estate finance sector was worst hit, as dozens of mortgage lenders shut their subprime lending units or collapsed entirely, according to industry figures
據業內人士稱,房地產金融領域遭受的沖擊最為沉重,數十家抵押貸款發放機構關閉了它們的次級抵押貸款部門,或者整體破產。The reversal in policy will give the lenders the flexibility to “ purchase or securitise, over the next six months, up to $ 20bn or more of subprime mortgages ”, a us regulator said
一位美國監管人士表示,這一政策轉向將賦予抵押貸款發放機構更大的靈活度,允許其「在未來6個月中,購買或證券化高達200億美元甚至更多的次級抵押貸款」 。In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry
1998年,中國人民銀行出臺了《個人住宅貸款管理法》 ,允許商業銀行開辦個人住宅擔保貸款,延長貸款期限,這標志我國住房金融發展到一個新的階段,其後住房抵押貸款發放規模的迅速擴大,發展勢頭迅猛, 2000年,中國建設銀行和中國工商銀行住房貸款余額均突破1000億元,其中個人住房抵押貸款成為房地產信貸中最重要的增長點。Since the construct bank of china lent the first mortgage loan in 1992, it has become the major financing way by which people realize their dream of having a house
自從1992年中國建設銀行首次發放個人住房抵押貸款以來,商業銀行提供的個人住房抵押貸款業務已成為幫助人們「圓住房夢」的主要融資方式。At the same time that the author draws lessons from the above successful experience, he dissects the state of the art of mortgage market in china, therefore produces the thought of mortgage instruments design
在借鑒這些成功經驗的同時,剖析國內現有住房抵押貸款的發放現狀,產生了我國住房抵押貸款方式的設計思路。Since the construction bank of china lent the first loan of residential mortgage in 1992, it has become the major financing way in which people realize the dream of having a house and has accepted by the masses of residents gradually
自1992年中國建設銀行發放第一筆個人住房抵押貸款以來,個人住房抵押貸款逐漸成為人們「圓住房夢」的主要融資方式而被廣大居民所接受。分享友人