抵押物保險 的英文怎麼說

中文拼音 [dǐyāwùbǎoxiǎn]
抵押物保險 英文
object insured
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 物 : 名詞1 （東西） thing; matter; object 2 （指自己以外的人或與己相對的環境） other people; the outsi...
  • 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  1. In homeowner ’ s mortgage insurance, the mortgaged house is the subject property, it is also an integrated property of the land with its appurtenant structures, which is charasterized as real estate, that means the land and the buildings on it can not be separated in form and value

    在住房抵押貸款房屋保險中，抵押房屋是標的財產，是土地及地上建築物的統一體，具備不動產土地及地上建築物形態和價值的不可分割性。
  2. The bank shall have a first and paramount lien on all securities, deposited property and other deeds, documents and property including security boxes and their contents other than those which are book debts or otherwise constitute a security over which such a lien would require registration under the companies ordinance now or at any time hereafter standing to the credit of the custodian accounts or in the possession, or under the control, of the bank or any employee or agent of the bank for the account of the customer the " secured assets " whether by way of security, safe - keeping or otherwise as security for payment to the bank of the liabilities

    對于客戶在現時已存入或此後任何時間存入保管賬戶，或由本行或其雇員或代理人代客戶以抵押保管或其他方式控制或持有，以作為向本行支付債務之抵押保證之所有證券存放財產及其他契據文件及財產包括保險箱及其所載之物件，但屬于賬面債項或根據公司條例規定應注冊以取得留置權之財產則除外以下統稱為有擔保資產，本行將有最優先及最高權力之留置權。
  3. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  4. Whereas the mortgaged house, as the subject - matter of insurance, is exposed to risk separately with its different parts. some risks work on the land, others do on its appurtnant buildings, which influences the insurable intrest

    但是抵押房屋作為保險標的，各種風險因素發生作用的對象常常是分割的，有的風險作用於地上建築物，有的風險作用於土地，這就影響了可保利益的指向。
  5. For example : since there are too many ruling departments and without a united procedure, it ' s hardly to provide safety guarantee for trading activities ; there is an overlapping risk on the object in a real estate mortgage guarantee case ; the character of the underlying indemnity right of a building - project constructor remains uncertain, and also there is no regulation on a possible effect collision between real estate mortgage guarantee and in - building house mortgage ; there is still no legal clause on the point that whether it is possible for a rural villager " house to become the object of mortgage guarantee

    諸如，不動產抵押登記的管轄部門過多，程序不統一，難以保障交易安全；不動產抵押標的物有重合風險；建築工程承包人優先受償權的性質不明，且與在建房屋抵押權的效力沖突未規定；農村村民的房屋是否可以設定抵押權立法不明等。第三部分：對我國有關不動產抵押的幾個主要問題，包括設定抵押權的私房買賣中的權利限制、樓花按揭、城市房地產抵押的法律分析、不動產抵押權與租賃權的沖突與協調作了分析和探討。
  6. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  7. Once the time limits mature, if borrowers or guarantors can additionally provide low - risk security, such as performance security and pledges and mortgages with strong cashability, and if the loan risks are controllable and the safety of the funds is guaranteed, then the loans may be promoted to a better risk category

    貸款發生逾期后，借款人或擔保人能夠追加提供履約保證金、變現能力強的抵質押物等低風險擔保，且貸款風險可控，資金安全有保障的，貸款風險分類級別可以上調。
  8. As the project loan was long term and subject to kinds of risks, it was safe for the loaner to note the uncertainties, and we suggested the loaner to take such methods as noting whther the investor can satisfy the foreign govenunent loan condition and extend the project ' s goods source from duty free goods to both duty free and duty paid goods, the investor ' s capacity to nm the harbo, the nearby wr ' s competition for the source of goods, and making sure the cash flow of the harbor will be used to pay the loan, and raising a mortgag on the project

    由於貸款期限長不確定因素多，為了有效控制風險，建議貸款人在做出貸款承諾前，要求投資方明確項目建設方案，提供未來碼頭經營方案或設想，並爭取將本項目的貨源范圍由保稅貨物擴大到非保稅貨物；此外貸款人碼頭項目貸款的調查報告可採取必要措施確保碼頭經營收入專項用於償還貸款，並考慮以碼頭在建工程設定抵押。
  9. In the counterplead right of prescription, that debtor fulfils obligation on his own will beyond prescriptive period of appeal should be regarded as that the new obligatory right and debt is founded and guarantor does n ' t continue the guaranty responsibility automatically. in the counterplead right of prior appeal, the stipulation of the twenty - fifth article of explanation of the supreme people ' s count that, if obligee of general guaranty appeals debtor and guarantor t

    筆者認為，與抵押等物的擔保相比較，保證雖然存在著使債務落空的風險，但同時一也具有清償主體和保全財產擴大、成立手續簡便、經濟成本低且有利於社會資源的充分利用以及有利於整個社會信用體系的建立等諸多優點，因此必須站在保證擔保法律制度構建和完善的高度充分認識和看待保證人抗辯權制度的重要意義。
  10. To draft for clients legal documents needed in providing banking group loans, project loans, mortgages, guarantees, financing and leasing businesses according to the requirements of clients ; to provide related legal consulting service and produce legal comments ; to act as an agent in registering pledges and other legal aid needed by clients ; to act as an agent in taking out insurance policies inside china and provide insurance consulting services ; to act as an agent for chinese and foreign clients in insurance claims and possible legal proceedings

    根據客戶需要，為中外客戶起草銀行貸款、項目貸款、各類抵押、擔保、融資租賃等業務所需的法律文件，提供法律咨詢、出具法律意見書，代辦抵押物的登記以及客戶需要的其它法律幫助；代理中外客戶在中國境內進行各種保險、提供保險業務咨詢，根據客戶需要代理客戶進行保險事故的理賠及可能發生的訴訟。
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