抵押負債 的英文怎麼說

中文拼音 [dǐyāfùzhài]
抵押負債 英文
mortgage debt
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 負 : Ⅰ名詞1 （負擔） burden; load 2 （虧損） loss 3 （失敗） defeat Ⅱ動詞1 [書面語] （背） carry on th...
  • 債 : 名詞（欠別人的錢） debt; loan
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  • 負債 : 1. （欠人錢財） be in debt; incur debts 2. （資產負債表的一方） liabilities
  1. Nonetheless, mortgage - backed still have some existing defects with the security, profitability and liquidity of modern commercial banks are looked at : one of the defects is that the capital that the bank gives to the mortgager is a liability of the bank to the depositors

    但是，以現代商業銀行經營的安全性、盈利性和流動性角度來看，住房抵押貸款仍存在一些缺陷：一是銀行貸給按揭人的資金是銀行對儲蓄者的負債。
  2. The government and the banking circles hope to raise the efficiency of the housing financing regime, improve the banks " asset quality and to diversify the risk, so as to promote the development of real. it is necessary and workable to applying the mortgage - backed securities to propel housing innovation, although what we are should be attention to the necessary mortgage environment and it ' s policy are not completely fostered

    由銀行等機構作為項目發起人，首先要分析自身對抵押貸款證券化的融資要求，然後通過對現有信貸資產進行清理、估算和核查，選擇一定數量的房地產抵押貸款作為證券化目標，並從資產負債表中剝離出來，將這些資產匯集組建資產池（即資產組合） ，作為證券化的基礎資產； （ 2 ）出售貸款組合，即「真實出售」 。
  3. These are specialist funds, kept separate from their parent company ' s balance sheet, that invest in illiquid assets, such as securities backed by subprime mortgages

    這種特別基金的資產負債表與母公司相分離，投資于低流動性資產，諸如次級抵押擔保債券。
  4. The structured finance team rates collateralized debt obligations, or " cdos, " which are securities derived from a pool of underlying credit instruments

    他們的結構金融隊伍主要負責評估債務抵押債券，這是從各種標的信用工具的資產池中衍生出來的證券。
  5. The notes constitute direct, unsecured, unconditional and general obligations of the hong kong government for the account of the exchange fund and will rank pari passu with all other unsecured indebtedness of the hong kong government for the account of, and payable from, the exchange fund from time to time outstanding

    債券構成香港政府記入外匯基金帳目內的直接無抵押及無條件的一般負債，並會與香港政府記入外匯基金帳目並由外匯基金支償的所有其他未償還的無抵押負債享有同等地位。
  6. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  7. Just as the implosion of a few hundred internet ventures in 2000 sparked a much broader stockmarket correction and an eventual recession, so the failure of the riskiest mortgages may distress the rest of a debt - laden economy

    正如在2000年幾百個網際網路風險投資的突然失敗引起了更大范圍的股市的調整，最終導致經濟衰退，最高風險抵押貸款的失敗使得這個負債累累的經濟中的其它部分也陷入低迷。
  8. This mortgage is eating me alive. l ' m drowning in debt

    抵押借款令我不得安寧，現在我已經負債累累了
  9. Assets pledged as security for liabilities

    用作負債抵押的資產
  10. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  11. Banks find that the collateral which they are holding against loans is depreciating. businesses find that real assets are worth less and cash flow may be slowing, but debts remain the same even though the interest cost of serving them may fall

    業主發覺他們成為負資產一族，銀行發覺貸款抵押品不斷貶值，企業發覺有形資產價值下降現金流量放慢，但負債則沒有變動即使利息成本可能有所減少。
  12. Understand the terminology of long - term debt including par value, stated versus effective interest rate, discounts, premiums, and mortgages

    理解長期負債的相關術語，如面值、票面利率與有效利率、貼現、溢價以及抵押等。
  13. As a condition to payment or performance by guarantor under this guaranty ， buyer shall not be required to ， and guarantor hereby waives any and all rights to require buyer to prosecute or seek to enforce any remedies against seller or any other party liable to buyer on account of the obligations or to require buyer to seek to enforce or resort to any remedies with respect to any security interests ， liens or encumbrances granted to buyer by seller or any other party on account of the obligations

    作為在本擔保書項下擔保人付款或作出履行的條件，不應要求買方，擔保人也據此放棄要求買方，起訴賣方或就針對賣方或任何因債務對買方負有義務的他方採取的任何救濟措施尋求強制執行，或就賣方或他方基於債務提供給買方的任何擔保利益、留置物、抵押物尋求強制執行或任何救濟措施。
  14. Foreign liabilities include obligations under repurchase agreements, securities lending with cash collateral arrangements and fees payable to the exchange fund s external managers

    對外負債包括在回購協議下的承擔、現金抵押的證券借貸安排，以及須支付予外匯基金外聘基金經理的費用。
  15. 5 foreign liabilities include obligations under repurchase agreements, securities lending with cash collateral arrangements and fees payable to the exchange funds external managers

    對外負債包括在回購協議下的承擔現金抵押的證券借貸安排，以及須支付予外匯基金外聘基金經理的費用。
  16. Long - term liabilities are obligatio that do not qualify as current liabilities. mortgages payable, long - term leases, long - term notes payable, and bond payable are a few examples of long - term liabilities

    長期負債是指不符合流動負債條件的負債。應付抵押借款、長期租賃、應付長期票據，以及應付債券都是長期負債的一些例子。
  17. Long - term liabilities are obligations that do not qualify as current liabilities. mortgages payable, long - term leases, long - term notes payable, and bond payable are a few examples of long - term liabilities

    長期負債是指不符合流動負債條件的負債。應付抵押借款、長期租賃、應付長期票據，以及應付債券都是長期負債的一些例子。
  18. Furthermore, the sub - committee noted that repos would be treated as collateralised lending, which was in line with the accounting policy adopted in preparing the exchange fund balance sheet

    此外，委員會獲悉回購協議會視作有抵押貸款，而這種做法與編制外匯基金資產負債表所採用的會計政策一致。
  19. For a start, bonds can operate as a kind of negative - feedback system ; when yields rise, so do mortgage rates ( particularly in america, where loan rates are linked to bond yields )

    首先，債券運作時類似一種負反饋系統；當債券收益率上升，抵押貸款利率也隨之上升（特別是在美國，其貸款利率與債券利率掛鉤） 。
  20. In accordance with generally accepted accounting policies, repo transactions are accounted for as secured borrowings, in which the cash received is accounted for as cash borrowed, against which a liability is recorded

    按照公認會計準則，回購交易被列為有抵押借款，所收到的現金被視為借入現金，並列作負債。
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