損失限額分保 的英文怎麼說
中文拼音 [sǔnshīxiànéfēnbǎo]
損失限額分保
英文
stop loss reinsurance- 損 : Ⅰ動詞1 (減少) decrease; lose 2 (損害) harm; damage 3 [方言] (用尖刻的話挖苦人) speak sarcas...
- 限 : Ⅰ名詞(指定的范圍; 限度) limit; bounds Ⅱ動詞(指定范圍, 不許超過) set a limit; limit; restrict
- 額 : 名詞1 (額頭) forehead:寬額 a broad forehead2 (牌匾) a horizontal tablet 3 (規定的數目) a sp...
- 分 : 分Ⅰ名詞1. (成分) component 2. (職責和權利的限度) what is within one's duty or rights Ⅱ同 「份」Ⅲ動詞[書面語] (料想) judge
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 損失 : 1. (失去) lose 2. (失去的東西) loss; wastage
- 限額 : norm; limit; quota
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Subject to any express provision in the policy, where there is a partial loss of freight, the measure of indemnity is such proportion of the sum fixed by the policy, in the case of a valued policy or of the insurable value, in the case of an unvalued policy, as the proportion of freight lost by the assured bears to the whole freight at the risk of the assured under the policy
受本保險任何明示規定的制約,在發生運費部分損失之場合,賠償限額為:對定值保險單而言,按保險單上載明的保險金額或保險價值的比例;就不定值保險單而論,按被保險人遭受的運費損失與根據保險單被保險人處于風險中的全部運費比例。Subject to any express provision in the policy, where the assured has paid, or is liable for, any general average contribution, the measure of indemnity is the full amount of such contribution, if the subject matter liable to contribution is insured for its full contributory value ; but, if such subject - matter be not insured for its full contributory value, or if only part of it be insured, the indemnity payable by the insurer must be reduced in proportion to the under insurance, and where there has been a particular average loss which constitutes a deduction from the contributory value, and for which the insurer is liable, that amount must be deducted from the insured value in order to ascertain what the insurer is liable to contribute
除保單另有規定外,如果被保險人已經給付或有責任給付任何共同海損分攤,其賠償限額為:如果負責分攤的標的物是按分攤價值足額投保的話,應按共同海損分攤全額賠付;如果該標的物未按分攤價值足額投保或只投保了一部分,保險人應支付的賠償額必須按不足額保險比例減少,而且如果發生了應從分攤價值內扣掉的單獨海損損失,且保險人對此負有賠償責任,則應從保險價值中先予扣除,以便確定保險人應承擔的分攤額。According to the " maritime law ", if the scope of the right of subrogation of insurance companies is not limited by the sum they compensate for the insured, the insurance companies are entitled to claim the total sum to the third party in terms of the " loss within the scope of insurance responsibilities ", however, the insurance indemnity exceeding the sum they pay shall be returned to the insured
根據《海商法》的上述規定,保險公司的代位求償權的范圍不以其向被保險人賠償的金額為限,保險公司可以就「保險責任范圍內的損失」全額向第三人主張,但超過其支付的保險賠償的部分,應退還給被保險人。而根據《保險法》的規定,保險公司的代位求償權的范圍以其支付的保險金額為限。
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