最優惠利率 的英文怎麼說
中文拼音 [zuìyōuhuìlìlǜ]
最優惠利率
英文
prime rate of interest-
Interest rate is pegged to the hkd prime rate, giving you higher interest returns
存款利率根據港元最優惠利率而調節,讓您享有更優厚利息回報。Real interest rate could be calculated by minus expected inflation rate in the next twelve months from nominal prime rates
實質利率是以最優惠利率扣除預期未來12個月價格的變動來計算。Some have asked me whether the mortgage rate has reached equilibrium, or some kind of minimum level, relative to the prime rate
有人問我相對于最優惠利率,按揭利率是否已到達均衡點或最低水平。Of possibly greater concern is the lack of sensitivity in the prime rate to changes in the cost of funds for most banks
另一點可能更值得關注的是,大部分銀行的最優惠利率都未能迅速反映資金成本的變化。Because of the high liquidity, the best lending rate for the hong kong dollar had remained unchanged, despite the 25 bp increase in us interest rates
盡管美元利率上調25基點,但由於港元流動資金充裕,港元最優惠利率保持不變。The best lending rate offered by major banks also remained unchanged, at 8. 25 %
主要銀行提供的最優惠利率亦維持於8" it is up to individual licensed banks to determine what their best lending rate is.
最優惠利率水平是由個別持牌銀行自行決定的。Meanwhile, the best lending rate has also fallen, along with the successive cuts in interest rates in the united states
與此同時,隨?美國連番減息,最優惠利率亦下調。按揭利率由The increase in pat mainly reflected an increase of hk 149. 5 million in net interest income from an enlarged retained mortgage portfolio and the wide prime - hibor spread
未經審核除稅后溢利的增幅,主要反映擴大了的按揭組合效果,以及受惠于香港最優惠利率與香港銀行同業拆息之間擴闊的息差,使凈利息收入增加1 . 495億港元。In the interests of the stability and integrity of the financial system i did, exceptionally, make comments in public to try to dampen the potentially adverse impact of the leap - frogging
為保持金融體系穩定及健全,我曾罕有地發表一些言論,試圖緩和最優惠利率超加的潛在不利影響,但我同時強調存貸息率仍然純屬銀行本身的決定。The director of accounting services will review the no - gain - no - loss interest rate by the end of each month according to any changes in the average blr in the month and will adjust the rate with effect from the first day of the following month
利息的計算期將由貸款發放日起開始計算直至申請人償還全部貸款為止。同時,庫務署署長會在每月底檢討該無所損益利率倘最優惠利率有任何改變,便會于下月首天調整該利率。And prime has come down too, by a lot over the same period
期內最優惠利率亦有所下跌,而且跌幅相當大。This reduction in the cost of financial intermediation through the banking channel has been manifested most obviously in the mortgage market, where, over a period of about four years, the mortgage rate relative to prime has come down by about four percentage points
年間按揭息率相對最優惠利率下調約4個百分點,已可清楚看到中轉資金的成本在銀行體系的渠道如何得以減低。" the increasing proportion of loans in negative equity being priced at below prime reflects the fact that the banks have been willing to refinance or restructure loans for homeowners in negative equity.
盡管如此,負資產住宅按揭貸款未償還總額並沒有上升。負資產貸款的利率低於最優惠利率的比例不斷增加,反映銀行樂意為負資產業主轉按或重組貸款。For example, if inflation falls to - 1. 0 percent and the prime lending rate is reduced to 8. 5 percent, real interest rates will be 9. 5 percent, making the cost of investment very high
例如若通脹率下跌至負百分之一,最優惠利率下調至百分之八點五。那麼,實質利率便會增加至百分之九點五。投資的成本變得偏高。C banks which are mainly reliant on time deposits or the interbank market for funding need to address the interest rate risk of hibor - related liabilities and blr - related assets
C主要倚賴定期存款或銀行同業市場作為資金來源的銀行需要妥善處理與香港銀行同業拆息有關的負債及與最優惠利率有關的資產這兩者所涉及的利率風險。In fact, the reference to prime unnecessarily links the pricing of mortgage lending to the pricing of other prime based lending, depriving banks of the flexibility of making independent adjustments to the mortgage rate or the lending rates for other loans
事實上,以最優惠利率為參考利率,不必要地將按揭貸款的定價與其他根據最優惠利率定價的貸款掛,令銀行無法靈活地獨立調整按揭貸款利率以至其他類型的貸款利率。" the fact that half of the loans are being charged below blr may have reflected the increased competition in the residential mortgage market, under which banks are more willing to discuss mortgage terms with loan customers, " said mr choi
蔡耀君說:半數的負資產按揭貸款按低於最優惠利率計息,可能是因為住宅按揭市場競爭日趨激烈,令銀行更願意與貸款客戶商討按揭條款。The increase in pat mainly reflected an increase of hk 190. 3 million in net interest income from the wide prime - hibor spread, an increase of hk 99. 8 million in other income and a reduction of hk 60 million in provisions for bad and doubtful loans
除稅后溢利的增幅主要反映香港最優惠利率與香港銀行同業拆息之間擴闊的息差,使凈利息收入增加1 . 903億港元,其他收入增加9 , 980萬港元及呆壞賬準備減少6 , 000萬港元。From the day on which the hong kong dollar was first linked to the us dollar, on 17 october 1983, to the end of last week, the " frequency distribution " of the interest rate differential by duration, comparing the best lending rate for the hong kong dollar with that for the us dollar, has been as follows
盡管這樣,過去亦不乏港元息率顯著低於美元息率的例子。以下是自1983年10月17日港元實施聯系匯率起至上星期收市期間,港元與美元最優惠利率的息差分佈比率,大家看了便會明白個中實況:分享友人