有風險的業務 的英文怎麼說
中文拼音 [yǒufēngxiǎndeyèwù]
有風險的業務
英文
risky business- 有 : 有副詞[書面語] (表示整數之外再加零數): 30 有 5 thirty-five; 10 有 5年 fifteen years
- 風 : Ⅰ名詞1 (空氣流動) wind 2 (風氣; 風俗) practice; atmosphere; custom 3 (景象) scene; view 4 ...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 的 : 4次方是 The fourth power of 2 is direction
- 業 : Ⅰ名詞1 (行業) line of business; trade; industry 2 (職業) occupation; profession; employment; ...
- 務 : Ⅰ名詞1 (事情) affair; business 2 (姓氏) a surname Ⅱ動詞1 (從事; 致力) be engaged in; devote...
- 風險 : risk; hazard; danger
- 業務 : vocational work; professional work; business; service; traffic; transaction
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According to these questions, we could find the material countermeasures : scientific property rights should base on the stock reforming, control the agent ' s " seeking rent " behaviour, eliminate the controlling of state stock ; bank should firmly circumfuse operational, informatics, normal objects, make out rigid interior institutions ; considerated our financial material situations, the institution of supervision should integrate the interior supervision and exterior supervision and leave on indirect supervision. we should fast establish a leading supervision system without changing the segre gation situation, so as to support a better environment for innovation and also better keep away innovation risk
針對這些原因,提出了如下對策:科學的產權制度應對商業銀行實施徹底的股份制改造,減少內部人控制現象,克服國有股一股獨大現象;商業銀行應緊緊圍繞「操作性目標、信息性目標、合規性目標」三大目標,建立互相制衡、有力約束的剛性的內控制度;考慮我國金融業的具體情況,新的監管制度以間接監管為主、內外監管相結合,建立由央行為首的「牽頭監管模式」 ,統一金融監管,給銀行業務創新提供一個較為寬松的環境並且實現對業務創新的風險的有效防範。Through analyzing the credit risk in private business sector running by two commercial banks in daqing, we can find that the operation risk is higher than the credit risk of loanee, and it can enlarge credit risk to a great degree
針對此情況,本文用案例分析指出個人信貸業務產生的風險不僅僅是借款人的信用問題,更主要的是商業銀行的內部因素導致的,即操作風險。健全的內部控制機制和良好的公司治理結構可以有效的控制操作風險的發生。In consideration of multitype risk in the operation of insurance companies, this paper studies some important variables in insurance business and then comes to the conclusion that the surplus process is related to safe load and individual claim amount distribution when the preliminary reserve is zero while the surplus process is related to adjustment coefficient when the preliminary reserve is beyond zero
摘要考慮到保險公司同時經營多種不同質風險的情況,本文從保險業務中需要研究的幾個重要變量出發,研究了初始準備金為零時,盈餘過程與安全負荷及個體索賠額分佈有關;當初始準備金大於零時,盈餘過程與調節系數相關等情形。Secondly, aiming at the shortage of the present study on this problem, this thesis try to make some creative breaks : explain the connotative definition of intermediate business in systematically to benefit this kind of problem to further study ; study the problems of risk aversion and prevention with it ' s development ; evaluate the market risk, the credit risk, investment risk etc. ; try to establish a valid system to evaluate the risk of intermediate business. the main method we used in this thesis to evaluate the risk of intermediate business is var ( value in risk ). at last, study to take some measures which will match the real state of our country to prevent the risk of intermediate business, which will do some good to intermediate business in china " s commercial bank
其次,針對已有研究中的不足和此類問題的研究現狀,本論文力求創新與突破的是:比較系統地對商業銀行中間業務進行界定和研究其發展策略,有利於對此類問題的進一步深化和擴展;從商業銀行中間業務不斷發展的角度來研究風險規避和防範等問題,評估中間業務面臨的市場風險、信用風險、投資風險和管理風險等一系列風險,嘗試建立有效防範中間業務風險的評估體系,本文主要運用var法來評估中間業務的市場風險;探討符合我國國情的商業銀行中間業務風險防範措施,以期對我國商業銀行中間業務的發展有所裨益。We shall see that it is the right hurdle rate for those projects that have the same risk as the firm ' s existing business ; however, if a project is more risky than the firm as a whole, the cost of capital needs to be adjusted upward and the project ' s cash flows discounted at this higher rate
我們應看出它(指公司資本成本)對那些與企業現有業務有相同風險的項目來說是正確的貼現率;然而,如果一個項目較企業整體更有風險,資本成本就需要向上調整(即增加) ,而項目的現金流就以這個更高的比率來貼現。Specifically, focused examinations will be conducted in early 2003 to ensure that ais involved in credit card business continue to adopt prudent card issuing policies and effective portfolio management tools to manage the risk of the portfolio
具體上,重點審查將於2003年初進行,以確保參與信用卡業務的認可機構繼續奉行審慎的發卡政策,並採取有效的業務管理方法以管理這類業務的風險。The writer thinks that the most important of risks in china ' s dc finance is : the bank cannot control and dispose of title of goods or tide documents so as to liquidate the liabilities under dc, therefore laws ant ! regulations of economy, such as law of tide, law of trust, and etc should be legislated. this may arouse or do help to studies or discussions of judicial circle or banking sector
信用證融資業務比傳統信貸業務風險系數小,但各種風險仍然交織在這種特殊的融資方式中,當前銀行貿易融資逾期成了普遍關注和深感棘手的問題,作者認為我國信用證融資的風險構成中最大的風險是,國內銀行不能依法控制貨物的物權,實現貨物的自行清償來達到控制業務風險的目的,提出了完善《物權法》 《信託法》等一系列經濟、金融法規,為法律界和金融界進一步進行理論和實務研究作了有益的探索。The content of each part follow as : in the first chapter, as start point and base of the paper, this part focuses on the basic study of definition characteristic of no, and the existing base of no - e - commerce environment ; in the second one, this part studies the theory base of no comprehensively applying the theories of core competence competent strategy and transaction cost ; chapter three studies the no from the coordination of no, and gives the structure clarification and characteristic of no firstly, at the same time, put forward the concept of virtual enterprise cluster ; based on such conclusion, studies the model of no from life cyc organization level process and value chain, and operational mode ; in chapter four, a theoretical explanation was addressed on the above structure by modeling no with game theory and graphic theory ; in the fifth chapter, on the bases of analysis of no operational risks, coordination mechanism of no was studied by individually modeling the no without core and no with core, and then put forward the solution for coordination mechanism of no ; as an important component of coordination mechanism of no, chapter six explored some basic concept of trust and importantly put forward the way of how to build trust in no, especially investigated the supporting function of valid reputation mechanism of no for the trust building, importantly an operational method on building reputation mechanism and evaluation method in no were given ; the last chapter applied the conclusion of the paper to investigate the famous trade web - sunbu. com analyzed its shortcoming and gave the advices of developing
全文共分為七章,主要內容如下:第一章作為全文的理論出發點和基礎,圍繞網路組織的定義、特徵以及網路組織生存基礎- -電子商務環境等方面對網路組織的基本概念進行了闡述;第二章綜合運用核心能力、競爭戰略和交易費用理論對網路組織產生的理論基礎進行闡述;第三章首先從組織協調的角度對網路組織進行了研究,給出了網路組織的結構,分類和特徵,同時並給出了虛擬企業群簇;然後在此基礎上分別研究了網路組織的生命周期模型、層次模型、過程模型、價值鏈模型,以及運行模式;第四章綜合運用博弈論、圖論的相關知識,通過構建網路組織的模型,對上一章所研究的網路組織結構的形成機理給出了一種理論解釋;第五章在分析網路組織運行風險的基礎上,分別建立無盟主網路組織的博弈論模型和有盟主網路組織的博弈論模型,詳細研究了網路組織的協調機制,然後給出了網路組織協調機制的解決方案;第六章作為網路組織協調機制的重要組成部分,本章在討論了網路組織中建立信任機制的必要性的基礎上,研究了網路組織信任關系的類型,提出了在網路組織中如何建立信任機制。The study shows that through the establishment of risk management system at each stage of engineering insurance, it ma > attain the goal of reducing risk occurrence frequency and loss degree, decreasing the compensation rate, maintaining the justice and benefits of the two party, realizing the security and economy, and reducing the systematical risk of the whole engineering insurance. therefore, the development of engineering insurance can not only meet the requirement of modern construction but also benefit to the capability building of insurance company to develop engineering insurance, resist the adventures, improve international competition, and realize the sustainable development of engineering insurance industry eventually
研究表明,通過對工程保險各個環節風險管理體系的構建,可以達到減少工程風險發生頻率和損失程度,降低保險人的賠付率和被保險人的自留損失,維護保險雙方的公平和利益並實現保險的安全性和經濟性,從而降低整個工程保險的系統風險的目的,使工程保險既能滿足現代工程建設轉嫁風險的需要,又有利於提高我國保險公司工程保險業務的承保能力、抗風險能力和國際競爭力,最終實現工程保險業的可持續發展。This alliance discussing in this thesis is a new pattern in logistics enterprise, it has the following characteristics : sharing the same resource and risk, increasing the service level of personality and specialization, raising the loyalty of customer and reduce the cost of transaction. thus such pattern is sure to be an important one during the process of our tpl ' s development
同時,提出了這是一種新型戰略聯盟的模式,它不僅具有一般戰略聯盟資源共享,共擔風險的特徵,更重要的是這種新型的戰略聯盟關系是物流企業與貨主企業特有的,它還具有規避物流外包的風險、提高個性化和專業化服務、提高客戶忠誠度,降低交易成本等優勢。But the key factor is its effective systematic arrangement such as the strict and standard administrative structure, the efficient organizational structure and the administrative system of the business expansion, which are the internal guarantee of the success of the businesses in the western investment bank. the strict administrative system of finance guarantees the mobility, the efficiency and the security of its assets ; the labor administration guarantees the source of the developmental energy for the bank which requires the knowledgeable labor ; the strict and scientific internal risk - control system guarantees the orderly development of the businesses in the western investment banks
如,嚴謹規范的公司治理結構、運作高效的組織結構、內涵擴張的業務管理體系是西方投資銀行各項業務成功拓展的內在保障;嚴謹的財務管理體系確保其資產的流動性、效益性和安全性;人力資源管理是以知識密集型的投資銀行提供發展動力之源為宗旨;嚴密的內部風險控制體系以及科學的風險管理制度為投資銀行各項業務的有序開展提供了安全保障。Starting at retail of bonds, funds, deposit certificates and shares, more selling products will be sought from fund houses. innovative products, which are in line with the market demand and under risk control, should be pushed forward. by virtue of new product exploitation, banks can avert risks, adjust loan portfolio and increase income
開拓非利息收入業務,如積極銷售債券、基金、存款證及股票等,進一步推出以市場化為取向的基金公司和基金產品,鼓勵創新,凡是適應市場需求的品種,在有效控制風險的基礎上,都應該積極推進。Therefore, it utilized the advantages such as flexibility and was responsible for the “ trivial ” business which the leading wine companies were not willing to deal with, then specialized and refined on it. a company put the limited resources into the particular segment market and avoided the tense competition among wine brand in the wine field. as a consequence, a company fought its way depending on the obm mode and enhanced the anti - risk ability and benefited a lot from it
充分發揮出了中小企業經營靈活的特長,從行業中強勢企業不願也不屑接手的業務中找尋商機,將公司的有限的資源投入到特定的細分市場,在對外貼牌加工的市場中謀得了出路,避開了當前葡萄酒行業殘酷的品牌競爭,企業的抗風險和盈利能力都得到了很大提高。The paper applies each section of fund circle and turnover, and analyies the kinds of financial exposure and relative effect factors of financial exposure extent. it uses gradation analysis method to create the model - components regression forecast model to facilitate to evaluate it comprehensivly from two aspects of quantity and quality analysis. by the model, we may find out primary factors of affecting financial states of compaany, and manage and control financial exposure objectivly
本文按照企業資金循環與周轉的各個環節,從定性分析和定量分析兩個方面分析財務風險的種類及影響財務風險大小的相關風險因素,並從我國企業的實際情況出發,運用層次分析法建立了有利於綜合評價我國企業財務風險的模型? ?多元回歸預測模型,通過該模型,可以找出影響企業財務狀況的主要因素,從而有針對性的管理與防範控制財務風險。After analyzing the drive factor to these risks, we can adopt the demand for defining enterprises rationally, carry on the correct assessment measure to the software system and system supplier through certain standard, to reduce the software risks of enterprises ; through trying attention and support, perfect business procedure of enterprise work, and perfect basic management of enterprise of leader, to make the change risk of the project reduce ; through taking and making effective implementation plan, strengthen control over project change, enhancement the control of cost and lead into project manage the measures, to reduce the project change risk that enterprises implement erp project ; through introducing management consulting, strengthens the project training and strengthens construct of the group, to reduce the human resources risk that enterprises implement erp project
在經過對這些風險的驅動因素分析后,可以採取合理界定企業的需求,通過一定的標準對軟體系統以及系統供應商進行正確的評估措施,來降低企業的軟體風險;通過爭取領導的重視和支持、完善企業的業務流程工作、以及完善企業的基礎管理工作,使項目的變革風險降低;通過採取制定有效的實施計劃、加強對項目變更的管理、加強對實施成本的控制以及引入項目監理制度等措施,降低企業實施erp項目的項目變更風險;通過引入管理咨詢、加強項目培訓工作以及加強實施團隊的假設,降低企業實施erp項目的人力資源風險。Thus we face the great foreign currencv risk during usd f lu ? uati on. the forward foreign exchange transaction is widely employed in the international financial maekst to guard against foreign exchange risk
遠期外匯業務是國際金融市場上運用廣泛的防範外匯風險的衍生工具,其內容有遠期合約、期貨、期權和互換。On the basis of literature review, we first identify the main risks in the china " s life insurance industry. the mange risks of life insurance are divided three types : the first type is the risk of environment including the risk of period of operating cycle, the risk of market competition, the policy risk and catastrophic risk ; the second type is operational risk, including decision risk, location risk of branch of insurance and so on. the third type is man - made risk, including the morals risk, psychological risk and so on
在對現有文獻和研究成果總結回顧的基礎上,本文首先分析了中國壽險業面臨的主要風險,壽險的經營風險分為三大類:第一類是環境性風險,包括經濟周期風險、市場競爭風險、政策風險、巨災風險;第二類是經營性風險,包括決策風險、險種定位風險、定價風險、業務管理風險、準備金風險、投資風險、分保風險、退保風險、應收保費風險、財務管理風險、破產風險;第三類是人為性風險,包括道德風險、心理風險、逆選擇風險、從業人員素質風險。The center of our city commercial banks concentrates on the loan, and because of the special customers, history problem, the excessive intervention of the local government, special environment etc, management of loan credit risk occupies the special position in bank management
我國城市商業銀行業務重心還主要集中在貸款上,而由於面對的客戶群的特殊性、歷史遺留、地方政府的過度干預、面臨的經營環境等問題使得對貸款信用風險的管理在銀行經營管理中佔有特殊的地位。The risk estimation of the exposure to market risks as the risk - management ' s core, there are many risk - management models of estimating the risk of financial markets, in this paper, the author first analyses the characteristics of the current financial market risks, then makes a comprehensive systematic analysis and estimation of all kinds of risks present in financial market with the help of var ( value at risk ), a world - wide valuably and widely accepted brand - new risk management tools. finally, a substantive suggestion about the applications of var models to the financial markets risk management of our country is provided on the basis of the detailed analysis of the calculation of all kinds of var models, along with their advantages and disadvantages and also the applications. with the development and betterment of our country ' s security markets, the entry into wto and openness of financial market, financial product innovation and extensions of traditional bank off - balance business, the augmentation of market risks will surely lead to risk management innovation and identity to international standards. therefore, the research of financial market risk management signifies a lot not only in a realistic sense, also in a guideline sense. this is just where this paper aims
針對金融市場風險管理的核心主要是對風險的測量,本文先分析了當前金融市場風險的特點,然後應用近年來在國際上受到廣泛重視並開始為大家所接受的一種全新的風險管理工具? 「在險價值」 ( valueatrisk ) var的基本思想,全面、系統地分析和測量了金融市場所存在的各種風險,並對各種var基本模型的計算、優缺點及應用作了詳細分析,最後對var模型在我國金融市場風險管理的應用提出了實質性的建議。隨著我國證券市場的發展壯大和不斷完善,及加入wto和金融市場的開放,金融產品的創新及傳統銀行表外業務的不斷拓寬,市場風險的加大必將帶來風險管理的創新並同國際接軌。所以金融市場風險管理的研究不僅具有現實意義,更具有指導意義實,這也是論文的出發點所在。Sending goods from one country to another, as part of a commercial transaction, can be a risky business
作為一筆交易的一部分,從一國運送貨物到另一國,可能是一種有風險的業務。分享友人