貸款保收 的英文怎麼說

中文拼音 [dàikuǎnbǎoshōu]
貸款保收 英文
factoring
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
  • 收 : Ⅰ動詞1 （把攤開的或分散的事物聚集、合攏） put away; take in 2 （收取） collect 3 （收割） harvest...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Interest rate that banks charge to brokers to finance margin loans to investors. also called broker loan rate

    是銀行向經紀人計收的為融通投資人的保證金貸款的利率，又叫經紀人貸款利率。
  2. Additional, usurer still must have following requirement : one, have beijing town constant resident mouth or effective and resident status ; 2, the profession that has stability and income, paid the ability that returns loan principal and interest ; 3, have the contract that buys housing or concerned proof file ; 4, offer management center of beijing housing fund and place to belong to what cent center agrees to assure means ; 5, the other condition that accords with management center of beijing housing fund and place to belong to minute of center to set

    另外，貸款人還必須具備下列條件：一、具有北京市城鎮常住戶口或有效居留身份；二、具有穩定的職業和收入，有償還貸款本息的能力；三、具有購買住房的合同或有關證實文件；四、提供北京市住房資金治理中心及所屬分中心同意的擔保方式；五、符合北京市住房資金治理中心及所屬分中心規定的其他條件。
  3. The general view in these consultations was that the two schemes should be pursued, although we fully recognise that there are dissenting opinions on the question of deposit insurance

    我們很清楚社會上對存款保險計劃有不同意見，但兩次諮詢收集所得的意見都顯示存款保險與商業信貸資料庫這兩個構思是應該推行的。
  4. Should loan losses climb, investors in mortgage - backed securities will also get burnt, especially those holding the riskier, higher - yielding bonds

    如果貸款增長放緩，抵押貸款擔保證券的投資者? ?特別是那些持有高風險高收益債券的投資者，將會因此受損。
  5. Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization

    在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。
  6. On the contrary, by allowing the borrowers to amortize the upfront premium and extend the tenor of the refinanced loans, the banks would benefit from a moderate increase in loan size and a longer cash flow from the loans

    相反，將保費加入轉按貸款內分期攤還，將使銀行貸款額略增而延長轉按貸款年期，亦會延長按揭的現金收入。
  7. Article 7 in issuing loans, commercial banks should made reliable checks on the creditibility of the borrowers, and provide the loans on guarantee to ensure timely recovery of the loans

    第七條商業銀行開展信貸業務，應當嚴格審查借款人的資信，實行擔保，保障按期收回貸款。
  8. As for the beneficiary characteristics of housing, governments usually participate in housing finance through direct and indirect ways such as taxation, subsidiary, guarantee and loan, but the tendency is market - orientation and indirect ways

    由於住房的福利性，政府在住房金融中通過稅收、補貼、擔保、提供貸款等間接或直接方式參與住房金融，但市場化取向和間接方式是趨勢。發展中國家和轉型經濟的住房金融制度。
  9. We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages

    貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作，必須在兩個市場間建立資金和信息對流的寬敞通道，在路徑設計上，當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款，及時推出非券商股票質押貸款，並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者，吸收銀行資金間接入市;拓展投資銀行業務，包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團，進行組織制度創新。
  10. Prevent and control credit crisis by strengthening the management of purchasing loans for non - protective price grain

    加強非保護價糧食收購貸款管理防範和控制信貸風險
  11. For export trade finance, it involves overdraft and loan, packing loan, letter of credit negotiation, outward documentary collection advance, export discount and etc ; for import trade finance, it includes limit for letter of credit, trust receipt, inward bills receivables, delivery against banking guarantee, inward documentary collection advance and etc. other than these points, this article emphasized on forfeiting and factoring as the newest two operations and gives a profo und explanation

    其中，出口貿易融資業務涉及了貸款和透支、打包貸款、出口信用證押匯、出口托收押匯、出口貼現等；進口貿易融資業務涉及了進口開證額度、信託收據、進口押匯、提貨擔保、進口代收押匯等；福費廷和保理兩項業務作為在我國最新發展的國際貿易融資業務在這部分也做了詳細介紹。
  12. There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan

    即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。
  13. As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty

    在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。
  14. Phishing : a type of technology - based social engineering ploy in which computers users are directed, usually via e - mail, to a web site that purports to be that of a bank, loan company, credit card company, e - commerce merchant, governmental agency, or other site that requires users to enter confidential information, such as account passwords, account numbers, social security numbers, and other personal data that is collected and used for identity theft

    網路釣魚：基於社會工程學的技術，通常通過電子郵件，據稱是銀行，貸款公司，信用卡公司，電子商務商，政府代理的網站，或其他要求用戶輸入機密信息的站點，諸如帳戶密碼、帳戶號、社會保險號的機密信息被收集並用於身份偷竊。
  15. In addition, it is the effective measure for promoting the development of consumption credit of china to transfer and dispel the risk of consumer credit by insurance and security, to construct collateral institution supported by the government, to exert market - oriented interest rate reform of consumer loans step by step, to claim the additional penalty interest rate for ahead - payment and to apply the scientific technology for managing the risk of the consumer credit

    還可以通過保險和證券化來轉移和分散消費信貸風險，通過建立政府支持的住房貸款擔保機構，放開消費信貸利率，對提前償還加收罰息等等方式來控制或分散消費信貸風險，並用科學的方法管理消費信貸風險。這些方法都是中國促進消費信貸發展的有力措施。 j . p . morgan和合作機構開發的「信用度量術」 ? ? var方法可以在消費信貸貸前、貸中和貸后的管理決策中得到應用。
  16. Bonds or notes backed by loan paper or accounts receivable originated by banks, credit card companies, or other providers of credit ; not mortgages

    由銀行、信用卡公司或者其他信用提供者的貸款協議或者應收帳款作為擔保基礎發行的債券或票據；它與抵押有所不同。
  17. As the project loan was long term and subject to kinds of risks, it was safe for the loaner to note the uncertainties, and we suggested the loaner to take such methods as noting whther the investor can satisfy the foreign govenunent loan condition and extend the project ' s goods source from duty free goods to both duty free and duty paid goods, the investor ' s capacity to nm the harbo, the nearby wr ' s competition for the source of goods, and making sure the cash flow of the harbor will be used to pay the loan, and raising a mortgag on the project

    由於貸款期限長不確定因素多，為了有效控制風險，建議貸款人在做出貸款承諾前，要求投資方明確項目建設方案，提供未來碼頭經營方案或設想，並爭取將本項目的貨源范圍由保稅貨物擴大到非保稅貨物；此外貸款人碼頭項目貸款的調查報告可採取必要措施確保碼頭經營收入專項用於償還貸款，並考慮以碼頭在建工程設定抵押。
  18. At the same time, we noticed that the iax was lower than the loan interest, and the wacc might go up if the investor could not satisfy the foreign % & jw r ffatghwfiffis govenunent loan condition, and the policy of the free trade zone where the project is located might easily affect the trade volume of the project

    如果項目順利實施且投產后能達到設計吞吐量，則對本項目的人民幣貸款將可以按照貸款回收期，到期收回。但同時應注意，本項目的內部收益率低於人民幣貸款利率；且保稅區政策變化也會對項目吞吐量產生重大影響。
  19. The net premium earned was hk 17. 1 million 1h 2001 : hk 9. 6 million

    宗受保按揭貸款。實收保險費凈額為
  20. As the prevailing mortgage rate is broadly in line with the yields of the hkmc s debt securities of 3 to 5 years maturity, the combined return from the debt securities and the fee for servicing the mortgage loans for the hkmc will exceed the interest income from retaining the mortgage loans in its asset portfolio

    由於目前的按揭利率與按揭證券公司至年期的債券收益率大致相同，所以來自債券及供款管理費的合併回報，會超越有關按揭貸款保留在其資產組合內所得的利息收入。
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