貸款保障 的英文怎麼說

中文拼音 [dàikuǎnbǎozhàng]
貸款保障 英文
loan guarantee
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
  • 障 : Ⅰ動詞（阻隔; 遮擋） block; hinder; obstruct Ⅱ名詞（遮擋物） barrier; block; obstacle
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  2. Deposit protection was last publicly debated in 1992, following the failure of bcchk limited and a number of contagious bank runs in 1991

    對上一次公開討論存款保障問題是年，緊接年國際商業信貸銀行倒閉，以及因此而接連發生的銀行擠提。
  3. Unlike deposits where the bank has to provide security and also provide compe ation in the form of interest, a loan is a form of investment for the bank

    在存款時，銀行提供安全保障，同時以利息的形式提供補償，而貸款是銀行的投資。
  4. Unlike deposits where the bank has to provide security and also provide compensation in the form of interest, a loan is a form of investment for the bank

    在存款時，銀行提供安全保障，同時以利息的形式提供補償，而貸款是銀行的投資。
  5. Article 7 in issuing loans, commercial banks should made reliable checks on the creditibility of the borrowers, and provide the loans on guarantee to ensure timely recovery of the loans

    第七條商業銀行開展信貸業務，應當嚴格審查借款人的資信，實行擔保，保障按期收回貸款。
  6. Banks therefore seek additional ways to protect themselves - through prudent credit risk management - by, for example, requiring security for the loans

    因此，銀行會透過審慎的信貸風險管理來保障本身的利益，例如銀行會要求借款人提供抵押品。
  7. 3. feasibility analysis of mbs the paper introduces and explains the theory of mbs and analysis the feasibility of mbs in china from many aspects, such as system, laws, financial environment, the situation of housing markets, macroeconomic effect, etc. the reform of land - using system provides mbs system pre - requisite ; the interrelated laws offer the law guarantee for mbs ; the issue of " security act " indicates that the security market of china is being normalized, and the developing prospect of finance in china brings mbs effective support ; the dilemma between the surplus and the shortage of commercial housing gives mbs an important turning point ; the macroeconomic effect of mbs is that it accelerates the economy, reduces the pressure of currency inflation, dissolves the operating risks of finance organs and makes the finance system operate steadily

    三、我國住房抵押證券化的可行性分析本文從住房抵押貨款證券化（ mbs ）的理論分析入手，結合我國住房抵押貸款的發展狀況，分別從制度、法律保障、金融環境、住房市場現狀、宏觀經濟效應等幾方面論述了mbs在我國的可行性：土地使用制度改革為實施mbs提供了制度前提；配套法律制度為實施mbs提供了法律保障； 《證券法》的正式出臺，標志著我國證券市場走向規范，我國良好的金融業發展前景為mbs提供了有效的支持；現階段住房市場的有效供給與有效需求雙重約束的矛盾存在，為證券化實施提供了重要契機； mbs的宏觀經濟效應在於拉動國內需求，促進經濟增長，減輕通貨膨脹壓力，化解金融機構經營風險，保持金融體系穩定運行。
  8. It is a rare practice for university to take part of the risk and pay certain amount of cost from the measures taken by other countries in dealing with this problem

    從各國對拖欠貸款進行的風險規避與利益保障所採取的措施來看，由高校來承擔一部分風險，規定其支付一定的費用也是鮮有的。
  9. There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan

    即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。
  10. As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty

    在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。
  11. In some cases, for example, where the owner is an elder receiving comprehensive social security assistance or normal old age allowance, an interest - free loan may be applied for

    在某些個案中，例如是領取綜合社會保障援助或普通高齡津貼的業主，更可申請免息貸款。
  12. Sme credit culture that loss, financial management confusion, poor economic returns, lack of credit guarantees, domestic financial industry and the integration of its own loans in the current austerity is the main obstacle to sme financing

    指出中小企業信用文化的缺失、財務管理混亂、經濟效益差、缺乏信用擔保、國內金融業自身的整合與貸款緊縮是我國當前中小企業融資的主要障礙。
  13. Once the time limits mature, if borrowers or guarantors can additionally provide low - risk security, such as performance security and pledges and mortgages with strong cashability, and if the loan risks are controllable and the safety of the funds is guaranteed, then the loans may be promoted to a better risk category

    貸款發生逾期后，借款人或擔保人能夠追加提供履約保證金、變現能力強的抵質押物等低風險擔保，且貸款風險可控，資金安全有保障的，貸款風險分類級別可以上調。
  14. A bridging loan of $ 695 million was acquired for the protection of wages on insolvency fund board to tide over its cash flow problem in meeting commitments under the protection of wages on insolvency fund ordinance ; and an inter - departmental task force was set up to investigate suspect cases of abuse of the fund

    本處為破產欠薪保障基金（破欠基金）委員會取得一筆為數六億九千五百萬元的預留過渡貸款，使破欠基金人在有需要時，可以用來解決因承擔《破產欠薪保障條例》下的財政支出而可能產生的現金周轉問題。
  15. Urbanization stimulates the demand for housing and housing loan, yet the loan amount supplied by commercial banks is rather small. 3 ) irrational structure of supply and demand. individual housing loan has propensity to less borrowers of higher income ; borrowers of medium and low income, though they are majority, are refused for various reasons

    第三、個人住房消費信貸供給與需求之間結構不合理，銀行傾向于向高收入群體發放貸款，但該群體的需求量較小；而實際需求量巨大的中低收入群體，卻因未來收入保障度差而被銀行以種種理由拒之門外。
  16. In the united states, for example, small loan programs are serving poor native americans living on protected land

    例如，在美國，小型貸款項目正在幫助美國本土居民生活在有保障的土地上。
  17. In switching their focus, the banks took pre - emptive measures to protect their mortgage loan books, which at the same time helped their borrowers, and tightened lending standards in the area of consumer lending

    銀行在轉移業務焦點時，亦同時採取防患未然的措施，以保障其按揭貸款帳冊，並協助其借款人，以及收緊消費貸款的貸款準則。
  18. Deposit insurance is also quite common now and so deterioration in the quality of the loan book of a bank with low capital adequacy is less likely to undermine the confidence of depositors and lead to a banking crisis

    此外，存款保障制度現已頗為普及，因此當某一間銀行資本充足比率低而貸款質素又變差時，存戶信心受到動搖以致觸發銀行危機的可能性將會較小。
  19. Other developments in 2006 included the development of a blueprint for the financial development of hong kong that was adopted as part of the report by the focus group on financial services set up by the chief executives economic summit on chinas 11th five - year plan and the development of hong kong ; the completion of the administrative work and legal process necessary to implement the basel ii requirements in hong kong on 1 january 2007 ; the launching of the deposit protection scheme ; further expansion of renminbi business in hong kong ; and international credit rating agencies upgrading hong kongs sovereign ratings to aa, the highest they have ever been

    年的其他發展包括：制訂香港金融發展藍本，並納入香港特區行政長官舉辦十一五與香港發展經濟高峰會的金融服務專題小組提交的報告完成在香港實施資本協定二所需的行政工作與法律程序，以配合在年月日實施有關的要求存款保障計劃投入運作進一步擴大香港人民幣業務以及香港的主權債務評級獲國際信貸評級機構調升至，是香港歷來獲得的最高評級。
  20. Deposit protection is certainly not an automatic outcome, and neither is the sharing of commercial and consumer credit data, which helps keep the non - performing loan ratio of the banking system low and has benefited consumers by allowing them to replace credit card debt with other, cheaper forms of borrowing

    存款保障肯定也不是自行演變出來的結果共用商業及個人信貸資料的措施同樣亦不是自行出現的，這些措施促使銀行體系的壞帳比率維持在低水平，並惠及消費者，讓他們能夠將現有信用卡債務轉為其他較低息的貸款。
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