貸款原則 的英文怎麼說

中文拼音 [dàikuǎnyuánzé]
貸款原則 英文
canons of lending
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 原 : Ⅰ形容詞1 （最初的; 原來的） primary; original; former 2 （沒有加工的） unprocessed; raw Ⅱ動詞（原...
  • 則 : Ⅰ名詞1 （規范） standard; norm; criterion 2 （規則） regulation; rule; law 3 （姓氏） a surname Ⅱ...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Such risk - based credit allocation is, i think, the best way to avoid indiscriminate, across - the - board cuts in bank lending, which can be destabilising and may possibly lead to innocent casualties at considerable economic costs

    我認為按風險釐定息率的貸款原則，是避免一刀切式減少銀行貸款的最佳辦法。一刀切的做法可能造成不穩定，亦可能在付出沉重的經濟代價之餘還傷及無辜。
  2. In order to make the research of this paper more practicable, the paper combines the actual situation of market - oriented interest rate of china, compares and analyses the base leading rate affixation model, the cost plus pricing model, and the customer profitability analysis model, which are all very popular abroad. based on this, and according to the basic principles of lending pricing, the paper introduces the concept of loan - term compound interest, and constructs a lending pricing model on " the mobile choice between cost and market price ", which is practicable under the condition of market - oriented interest rate

    為使本文的研究更有實踐意義，本文結合中國利率市場化趨勢，比較分析了國外普遍採用的「基準利率加點」 、 「成本加成」 、 「客戶盈利分析」等貸款定價模式在中國的適用性，並在此基礎上，根據貸款定價的基本原則，引入貸款期限復利概念，構建了利率市場化條件下具有實際可操作性的「成本與市價相機訣擇」的貸款定價模型。
  3. In order to research further the legal essence of the performance guarantee insurance for automobile consuming loan, the study should, on the basis of clearly defined features, explore deeper into factors such as the subject, the object, the relationship between rights and obligations, and so on

    本文在介紹和歸納已有研究成果的基礎上，以保險法的基本原則為理論主線，結合歸納、分類和比較等研究方法對汽車消費貸款履約保證保險的性質、合同要素和若干實務問題進行研究。
  4. So the contradiction of the supply and demand of the agricultural fund is prominent. chinese rural credit communes have become semi - stated financial organization after they deviated from their collaborative principles under the control of government. they cannot fulfill the financial demand of farmers with their poor management and low efficiency although farmers have thirsty will to cooperate with each other in financial aspect

    我國農村經濟的特點和農業、農戶弱勢產業、弱勢群體的地位，使農戶難以獲得商業貸款，加之農村正規金融供給的嚴重短缺，農戶資金供求矛盾非常突出，農戶有進行資金互助合作的願望，但中國農村信用社出於服從國家政治的需要，在國家幾十年的控制下已背離合作制的原則，成為準國家性質的金融機構，農信社徒有合作制之名，而無合作制之實，農信社經營虧損，效率低下，難以滿足農戶的金融需求。
  5. Mr yam said that a formalised policy framework would also help the hkma itself to ensure speed and consistency in considering whether or not to extend lender of last resort support

    任志剛表示，一個正式的政策架構也能讓金管局確保在考慮是否提供最後貸款人援助時，能夠迅速作出決定，並能貫徹有關的原則。
  6. This article is based on the principles of risk management and insurance. it insights into the interrelationship among risk, insurable interest and such important factors as insurance value in mortgage insurance, explains the asymmetry of risk assumed and relevant coverage, shows the brand new concept of ratio of real estate insurance value, argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance, and analyzes the valued policy and moral hazard in real estate insurance

    本文基於風險與保險基本原理和不動產估價原則，結合保險發達國家不動產保險實務和我國抵押貸款相關險種保單條款，深入剖析住房抵押貸款保險的風險、可保利益、保險價值等要素的內在聯系以及現行保險條款中風險與保險責任不對稱的原因，提出了不動產保險價值比率的全新概念，論證了住房抵押貸款的保險價值評估適用抵押房屋重置價值的觀點，並對不動產保險中定值保單和道德風險進行了探討。
  7. This thesis begins with new basel agreement ’ s requirement on capital adequacy rate, and then by elaborating on the regulations in our country which reflects principles and methods in new basel agreement and the realities in our country, it argues the regulations ’ effects on the capital adequacy of listed banks. after that, by analyzing concretely and evaluating the capital adequacy and allocation of eight assets impairment of the five listed banks between 2001 and 2005, it reveals further the problems existing in allocation of assets impairment of the five listed banks and the influences of the problems on capital adequacy rate. in the end, conclusions are reached and suggestions are given

    本文從新巴塞爾協議對資本充足率的要求出發，論述我國運用巴塞爾協議基本的原則與方法並結合我國的實際情況制定的規章制度對上市銀行資本充足狀況產生的影響，通過對五家上市銀行2001 ~ 2005年中期資本充足狀況和八項資產損失準備計提情況進行具體分析並評價其合理性和貸款損失準備的充足性，進一步揭示五家上市銀行在資產損失準備計提中存在的問題和對資本充足率計算的影響，最後提出相關政策建議。
  8. Article 10 if the lead arranger is assumed by a single bank, its commitment shall in principle / generally not be less than 20 % of the total amount of the syndicated loan, and the proportion distributed among other members of the syndicate shall be no less than 50 % of the syndicated loan

    第十條單家銀行擔任牽頭行時，其承貸份額原則上不少於銀團融資總金額的20 ；分銷給其他銀團貸款成員的份額原則上不低於50 % 。
  9. Firstly, this thesis starts with credit risk management of commercial banks, describes the necessary of applying loans " portfolio to reduce loan risk, and builds up a decision - making model of loans " portfolio optimization based on principle of maximum earning and minimum risk

    論文首先從商業銀行信貸風險管理的現狀入手，闡明了採用貸款組合減少信貸風險的必要性，對基於單位風險收益最大化原則的銀行貸款組合優化決策模型進行了深入的理論分析，提出了建模的原則和假設，並給出了基於風險效益綜合評價的貸款風險組合優化模型。
  10. However, their views scattered in a variety of papers and magazines, and mostly eyes on a special aspect, lacking of a systematic study of the entire market. it ' s a systematic project to develop the bond market that need consider all kinds of problem during the process of development. so to study the bond market from extensive aspects means we need start from the basic theory to mechanism and find out the ways to solve the problem at last

    本章以企業、銀行、債券和股票投資者都是理性的「經濟人」 ，企業完全按照市場成本收益原則選擇融資方式，同時政府對企業融資方式選擇的干預是中性為假設前提，對企業在不同發展階段的融資偏好進行簡要論述，再詳細比較分析了企業在面臨債務融資與股權融資，債務融資中的企業債券融資和銀行貸款時的選擇。
  11. Real estate financing plans should have clear fundraising principles and financing quotas calculation. financing channels include own capital, credit from bank, pooling social capital, collecting earnest in advance, and fund from selling real estate

    房地產投資項目融資計劃中必須明確籌資原則以及如何估算融資額度，融資渠道包含自有資金、銀行信貸資金、社會集資以及預收定金和購房款。
  12. In principle, then, adoption of the systems approach to agriculture entails study of the process by which farm inputs are acquired, cultivation practices broadly conceived, the manner in which production is financed, how and where farm output is stored, the processing of such output, transportation logistics, and all levels of marketing and distribution

    從原則上來說，採用「體系」來研究農業需要以一種「過程」觀點來考察農業的投入，廣義的耕作實踐，生產貸款的方式，農產品的貯存方法和地點、加工和運輸的設備條件，以及農產品在各個層面的銷售和配發。
  13. First of all, this essay introduces the basic theory, the principle and the goal of the loan pricing of commercial bank. then, according to our country actual situation, this paper gives two pricing models : cost - plus pricing model and the customer profitability analysis model by learning from the western commercial bank ' s tradition loan pricing model, by the guidance of economic capital the modern bank risk management core technology

    本文首先論述了貸款定價的基本原理、貸款定價的原則和目標，然後借鑒西方商業銀行傳統定價模型，結合我國實際情況，以現代銀行風險管理的核心技術經濟資本為指導，給出了適合我國的商業銀行貸款定價模型，即針對一般客戶的成本加成模型和針對重要客戶的客戶盈利分析模型。
  14. These include, among other things, the establishment of asset management companies to carve out the bad assets inherited from the days of policy lending. they also include the full introduction of commercial principles and market - based credit policies, and improvements in accounting standards

    改革項目包括成立資產管理公司，以處理過去政策貸款遺留下來的壞資產，還有全面引入商業原則和以市場為本的信貸政策，並改進會計標準。
  15. Its mortgages must be financed through the issuing of bonds that adhere to the “ balance principle ” : the maturity and cashflows of the bonds must match those of the underlying loans almost perfectly

    其房產抵押貸款必須遵守「平衡原則」 ，通過發行債券來融資：債券到期的現金流出必須和同期房貸還款的現金流入幾乎完全吻合。
  16. What is the loan principle of housing accumulation fund

    住房公積金的貸款原則是什麼？
  17. This has, of course, proven to be a godsend to homebuyers, and a stabiliser following the burst of the property bubble ; but we must guard against competitive pressures pushing banks into engaging in imprudent practices

    對置業人士來說，這當然是好消息，而在樓市泡沫爆破后，這亦有穩定作用。但我們必須防範銀行因市場競爭而脫離審慎的貸款原則。
  18. Foreign banks obtain the fund for loan syndication partly from their own working capital and partly from loans provided by chinese banks through voluntary negotiations between the two sides

    外資銀行參與銀團貸款的資金來源，一部分由其營運資金籌措解決，一部分可以在中外資銀行按自願和商議的原則談判的基礎上，由外資銀行向參與銀團的中資銀行借款。
  19. The key provisions in the model documents that aim to achieve a fair and balanced description of the relationship between the borrowers guarantors and the lending institutions are highlighted in

    草擬標準按揭文件的主要原則之一是公平地訂明借款人擔保人與貸款機構的權利與責任。有關條款重點載于
  20. The director of buildings administers a building safety loan scheme, which provides non - means tested loans to individual owners who require financial assistance in carrying out building safety ( including fire safety ) improvement works, either on a voluntary basis or as required by law. owners are required to pay interest calculated in accordance with the no - gain, no - loss principle

    由屋宇署署長管理的樓宇安全貸款計劃，為個別需要經濟援助的業主（他們毋須接受入息審查）提供貸款，以便他們進行自願性質或法例規定的樓宇安全（包括消防安全）改善工程。業主須按政府根據無所損益原則而釐定的利率支付利息。
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