貸款抵押債券 的英文怎麼說

中文拼音 [dàikuǎndǐyāzhàiquàn]
貸款抵押債券 英文
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  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 債 : 名詞（欠別人的錢） debt; loan
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  1. Danish mortgage bonds certainly seem appealing to investors

    毫無疑問，丹麥的房產抵押貸款債券對投資者很有吸引力。
  2. And the system efficiently separates the business of mortgage lending from the ultimate investors ? such as pension funds and insurers ? who supply the funds by purchasing the mortgage - backed bonds

    該制度也有效地區隔了房產抵押貸款業務和購買抵押貸款支持債券的最終投資者- - - -比如養老基金和保險公司。
  3. However, the credit tightening that has come in the wake of the subprime crisis ? which saw banks write off billions in mortgage - backed bonds after low - end mortgage holders defaulted on their payments in response to higher interest rates ? is more of a concern

    但是，次貸危機后發生的信貸緊縮更加令人擔憂? ?在低端按揭貸款持有人因加息而拖欠還款后，銀行沖銷了數十億美元的抵押貸款債券。
  4. Now there is a large body of academic and industry research on the establishment of mortgage - backed securities ( mbs ) market, much of which involves introduction of various types of mbs such as mortgage pass - through securities ( mpts ), mortgage pay - through bonds ( mptbs ), mortgage - backed bonds ( mbbs ), collateralized mortgage obligations ( cmos ) and so on

    目前，學術界和本行業實踐者們對我國發展mbs市場這一課題進行了廣泛的研究，其中，很大一部分研究是圍繞住房抵押貸款支持證券的品種設計展開的，這些品種包括過手證券、轉付證券、抵押貸款支持債券以及抵押擔保證券（ cmos ）等。
  5. The government and the banking circles hope to raise the efficiency of the housing financing regime, improve the banks " asset quality and to diversify the risk, so as to promote the development of real. it is necessary and workable to applying the mortgage - backed securities to propel housing innovation, although what we are should be attention to the necessary mortgage environment and it ' s policy are not completely fostered

    由銀行等機構作為項目發起人，首先要分析自身對抵押貸款證券化的融資要求，然後通過對現有信貸資產進行清理、估算和核查，選擇一定數量的房地產抵押貸款作為證券化目標，並從資產負債表中剝離出來，將這些資產匯集組建資產池（即資產組合） ，作為證券化的基礎資產； （ 2 ）出售貸款組合，即「真實出售」 。
  6. Wells fargo still remains in far better shape than many of its peers because it sold most of the $ 2 trillion in home loans that it originated since 2001 and invested relatively little money in the mortgage - backed securities that are lumping other big banks with multibillion - dollar losses

    相對于其他同類銀行，富國銀行的狀況要好得多，他已經出售了大部分次級債，在2001年，他們曾經共持有2萬億美元的住房貸款，同時在抵押貸款證券中相比其他公司數以十億計的損失顯得非常小。
  7. Structure financial instrument includes commercial mortgage - backed securities ( cmbs ), asset - backed securities ( abs ), real estate investment trusts ( reit ), and residential mortgage - backed securities ( cmbs ). according the research report of us, most of abs and mbs is floating interest rate, and credit rate is aaa and duration is short term. also, the structure of abs and mbs are different with different client requirement of cash flow

    在美國金融市場上的結構化金融產品包括個人住房貸款抵押支持證券（ rmbs ） 、商業貸款抵押支持證券（ cmbs ） 、債務抵押債券（ cdo ）和資產支持證券（ abs ） ，而abs主要包括信用卡應收賬款支持證券（ creditcardabs ） 、汽車貸款支持證券（ autoabs ） 、學生貸款支持證券（ studentloanabs ）和家庭財產支持證券（ homeequityloanabs ）等。
  8. Should loan losses climb, investors in mortgage - backed securities will also get burnt, especially those holding the riskier, higher - yielding bonds

    如果貸款增長放緩，抵押貸款擔保證券的投資者? ?特別是那些持有高風險高收益債券的投資者，將會因此受損。
  9. Moreover, lenders have tightened underwriting standards across the board for both prime and subprime mortgages, making it harder for borrowers to refinance loans

    不僅如此，貸款行嚴格了包括優先、次級抵押貸款債券的現行標準，使得借款人再融資更加困難。
  10. Notes issued under this programme not only benefit from the hkmc guarantee but are also fully mortgage - backed, so represent a significant product diversification within this market. as dao heng markets

    根據這個計劃發行的債券不僅得到按揭證券公司的擔保，而且是完全由按揭貸款作為抵押，代表市場在產品多元化發展方面邁出重要一步。
  11. Theory analysis of mbs the so called mortgage - backed of real estate, is a loan action that take the real estate as the assurance for return money to get the loan

    二、住房抵押貨款證券化理論研究所謂住房抵押貸款，就是以住房這種不動產作為償還債務的擔保作為獲得貸款的借款行為。
  12. These reits loan money for mortgages to owners of real estate, or invest in ( purchase ) existing mortgages or mortgage backed securities

    這些reit向不動產所有者發放房產抵押貸款，或投資（購買）現有抵押物或抵押擔保債券。
  13. The chapter 1 of this text make brief introduction of medium and small sized enterprises developping condition in our country, combining to analysis financing predicament of medium and small sized enterprises, point expatiate the problem of medium and small sized enterprises in our country, main proceeds with two aspects of direct financing and indirect financing elucidation : the mortgage guarantee loan to medium and small sized enterprises procedure complicacy, limit numerous, financing institution business operating of mechanism system restrict the credit input to the medium and small sized enterprises ; the medium and small sized enterprises lack the channel and place to < wp = 7 > proceeding ownership of a share in direct financing, lack bond financing credit, did not become the diverse capital market and so forth of a series of problem

    本文第一章對我國中小企業發展狀況作了簡單介紹，並對我國中小企業融資困境進行了分析，重點闡述了我國中小企業融資中存在的問題，主要從間接融資和直接融資兩個方面進行說明：中小企業抵押擔保貸款程序復雜，限制繁多，金融機構商業化的經營機制制約了對中小企業的信貸投入；中小企業在直接融資中缺乏進行股權融資的渠道和場所，債券融資資信不足，未形成多樣化的資本市場等一系列問題。 < wp = 5 >本文第二章說明我國中小企業可以吸取國外的先進經驗，採取融資租賃的方式緩解中小企業融資難的問題。
  14. This paper, using the experience of the typical nation and region about housing mortgage securitization, joining together the realistic condition in our country, putting forward the strategy of developing housing mortgage securitization in our country now. the article is divided into four parts : part one : introduce the related theories about the housing mortgage securitization, including the content of housing mortgage securitization, the participants, concrete operation procedure, the financial tool, and point out the realistic meaning that our country promote. part two : analyze the background and the motive that world housing mortgage securitization, choose the typical model nation and region such as the united states, canada, hong kong to proceed the comparison, and get some experiences and apocalypses from it

    文章分為四個部分：第一部分：首先對住房抵押貸款證券化的內涵、涉及的參與者、具體運作程序以及使用的金融工具等與住房抵押貸款證券化相關的理論進行了介紹，其中著重對抵押貸款傳遞證券、抵押貸款支持債券、抵押貸款轉付債券、抵押擔保證券等目前國外規模較大的四種住房抵押貸款證券進行了較詳細的介紹，然後指出我國目前推行住房抵押貸款證券化無論是從商業銀行和投資者等微觀主體的角度還是從住房產業和資本市場的發展等宏觀角度來看都具有非常重要的現實意義。
  15. Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those

    所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。
  16. Firstly, this dessertation introduces the history of mbs market in u. s. a and its other three types of mbs : mpts, mptbs and mbbs. meanwhile, it also puts forward a qualitative comparison among these four different mbs

    本文首先介紹了美國mbs市場的發展史，對過手證券、轉付證券以及抵押貸款支持債券作了簡單的論述，並同cmo證券一起進行了定性比較。
  17. This financing technique originates from t he h ousing m ortgage loan s ecuritization i n america i n 1 970s, and afterwards it is applied to the non - mortgage creditor ' s assets extensively in addition to mortgage creditor ' s rights, and develops vigorously at euro - american market in 1980s

    這項融資技術起源於70年代美國的住房抵押貸款證券化，隨后證券化技術被廣泛應用於抵押債權以外的非抵押債權資產，並於80年代在歐美市場獲得蓬勃發展。
  18. The earlist asset - securitized transactional date back to our early 1970s and were the sale of pooled mortgage loans by the government national mortgage association. these transaction soon followed by selling unmortgaged which can be securitized, and then thrive in the developed countries, newly - emerging nations and regions

    資產證券化從1970年代末美國儲蓄銀行發起的抵押貸款擔保證券始，逐漸擴大到其他非抵押性貸款，以至包括不良債權在內的所有應收款領域，並在發達國家、新興國家和地區迅速發展起來。
  19. As in other parts of the debt markets, the liquidity has been fed by the large number of investors willing to buy tranches of collateralised debt obligations or, in the case of leveraged lending, collateralised loan obligations, a market which has rallied since 2002

    自從2002年重整的貸款擔保證券與在其他的債務市場一樣，流動資金是依靠那些願意去買國際貨幣基金貸款中的債務抵押債券或是有關杠桿貸款的大量的投資者而運轉的。
  20. It was also made clear that collateralized mortgage obligation should be chose as the first one of mbs in china for its remarkable characteristics compared with the other kinds of mbs

    並將目前美國住房抵押貸款支持證券的三種基本結構相互比較，指出擔保抵押債券最適合作為我國住房抵押貸款支持證券的啟動形式。
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