貸款決策 的英文怎麼說

中文拼音 [dàikuǎnjuécè]
貸款決策 英文
lending decisions
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 決 : Ⅰ動詞1 （作出主張; 決定） decide; determine 2 （執行死刑; 殺死） execute a person 3 （裂開; 斷開...
  • 策 : Ⅰ名詞1 （通「冊」 古代寫字用的竹片或木片） bamboo or wooden slips used for writing on in ancient ...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. In order to solve these problems, this article provides some measures : standardizing listed company ' s action of buying and displacing assets, implementing " three depart " strictly, choosing a satisfied big shareholder and encouraging strategic m & a, probing the credit standing strictly and examining hypothecated loan of the new big shareholder, improving the system of disclosure of information, changing the pattern of major shareholders dominating company, promoting the listed companies governance structure and protecting the lawful rights and interests of small and middle investors

    針對這些問題，筆者提出了解決的對策：規范上市公司購買、置換資產行為、嚴格實行三分開；在並購重組過程中，引進選好大股東，鼓勵戰略性並購；對新的大股東應嚴格資信調查和對貸款質押的審查，確保付款及時到位；完善信息披露；改變一股獨大的格局；完善上市公司法人治理結構，切實保護中小股東利益。
  2. Been restricted on interest rate for long time, the domestic commercial banks are all weak in loan pricing, such as ( 1 ) the loan pricing not been involved in the decision mechanism of credit ; ( 2 ) lacking of risk price ration system ; ( 3 ) mismatching between the interest rate and the risk of the loan items

    由於長期的利率管制，我國商業銀行的貸款定價管理十分薄弱，主要體現為貸款定價未被納入信貸決策機制中；缺乏定量化的定價系統；利率浮動的幅度未能反映借款人的信用水平及貸款項目的風險程度。
  3. Mr yam said that a formalised policy framework would also help the hkma itself to ensure speed and consistency in considering whether or not to extend lender of last resort support

    任志剛表示，一個正式的政策架構也能讓金管局確保在考慮是否提供最後貸款人援助時，能夠迅速作出決定，並能貫徹有關的原則。
  4. In the face of applying for the new high - tech enterprise of the borrowed money numerously, in order to guarantee the security and profitability of the loan, the business bank must investigate and analyze their credit state, then on the basis of choosing its credit grade, make loan, the loan time limit size, quantify of the loan, how much loan interest rate

    面對眾多申請借款的高新技術企業，商業銀行為了確保貸款的安全性和盈利性，必須對它們的信用狀況進行調查和分析，然後在評出其信用等級的基礎上，作出是否發放貸款、貸款期限長短、貸款限額大小、貸款利率多少等信貸決策。
  5. It can not only resolve smes " loan difficulty, but also meet pursuit profit in interest rate market of commercial bank to establish risk making - policy mechanism

    銀行建立起合理的中小企業貸款風險決策機制不僅能解決中小企業貸款難現狀，同時可以滿足在利率市場化條件下商業銀行對經濟利潤的追求。
  6. In addition, it is the effective measure for promoting the development of consumption credit of china to transfer and dispel the risk of consumer credit by insurance and security, to construct collateral institution supported by the government, to exert market - oriented interest rate reform of consumer loans step by step, to claim the additional penalty interest rate for ahead - payment and to apply the scientific technology for managing the risk of the consumer credit

    還可以通過保險和證券化來轉移和分散消費信貸風險，通過建立政府支持的住房貸款擔保機構，放開消費信貸利率，對提前償還加收罰息等等方式來控制或分散消費信貸風險，並用科學的方法管理消費信貸風險。這些方法都是中國促進消費信貸發展的有力措施。 j . p . morgan和合作機構開發的「信用度量術」 ? ? var方法可以在消費信貸貸前、貸中和貸后的管理決策中得到應用。
  7. Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem

    向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。
  8. The requirements of the basel agreement are designed to encourage bank to strengthen their capital position and consider the risk of the off - balance - sheet commitments. asset - liability management is integrated of self - discipline and financial supervision. the purpose of asset - liability management is to formulate strategies and take actions that shape a bank ' s balance sheet as a whole in a way that contributes to its desired goals

    資產負債比例管理是一種自律管理與外部監管有機結合的管理方式，其實質是在銀行長期戰略計劃指導下，在短期金融計劃和決策中協調好資金來源和資金運用的內在聯系，實現資金流動性、安全性、盈利性的均衡，是流動性資產、債券貸款、負債和資本相結合的綜合管理。
  9. Firstly, this thesis starts with credit risk management of commercial banks, describes the necessary of applying loans " portfolio to reduce loan risk, and builds up a decision - making model of loans " portfolio optimization based on principle of maximum earning and minimum risk

    論文首先從商業銀行信貸風險管理的現狀入手，闡明了採用貸款組合減少信貸風險的必要性，對基於單位風險收益最大化原則的銀行貸款組合優化決策模型進行了深入的理論分析，提出了建模的原則和假設，並給出了基於風險效益綜合評價的貸款風險組合優化模型。
  10. Decision - making of loans portfolio optimization based on principle of maximum risk return

    基於綜合風險收益的貸款組合優化決策
  11. Decision - making model of loan portfolio optimization based on comprehensive risk restriction

    基於綜合風險約束的貸款組合優化決策模型
  12. Two members of the credit committee shall constitute a quorum for any meeting of the credit committee

    貸款委員會應依照董事會指定之貸款政策決定貸款償還辦法。
  13. This document discuss the question about how to choose the loan client for the bank. on the basis of the research of the bank ' s loaning decision, we design the optimal loan rule so that the bank can ues it to choose the best loan client

    我們以商業銀行在貸款決策中遇到的客戶選擇為背景，通過設計貸款決策的最優停止規則，使得商業銀行能夠根據這種決策規則選擇出」最好」的貸款對象（客戶） ，從而使得銀行在盈利性、流動性、安全性方面的目標得以實現。
  14. Also, state - run companies make a habit of not repaying loans, so the cost of funds often is irrelevant

    同時，國有企業有不還貸款的惡習，所以銀行資金成本與貸款決策無關。
  15. My findings report was provided as a reference to the decision maker for the loan

    本調查評估的結論將為意向貸款人的貸款決策提供判斷依據。
  16. This thesis concludes two modes used in choosing before loans and adds non - fiscal facts in loan decision, which could act as the theory basics of excluding bad loans

    在這樣的環境下，本文對以上兩種現象提出了貸前採用對應的模式和貸中增加貸款決策因素分析，希望可以對逐漸消除信貸業務中不良成份的方法起到理論支持的作用。
  17. Subsequently, with the preceding analysis and method, the text provides a mathematics model for the complicated problem of the loan decision on the basis of the dynamic rule of the items in the balance sheet, the interest rate and the asset quality

    然後利用上述的分析過程和數據處理方法，根據資產負債表科目和貸款質量的變化規律，對這樣一個復雜的貸款決策問題建立數學模型。並討論了模型的特點和應用時的注意事項。
  18. The central bank suggested that commercial banks should optimize the loan structure, strengthen loan market and adjust loan decision, because most loans are lent to big companies and groups, which leads to high and uncontrolled risk

    針對目前我國商業銀行在信貸業務中出現的投放過于向大企業、大集團集中和難以控制貸款發放中潛在風險的現象，人民銀行提出了督促商業銀行優化信貸結構、加強貸款營銷以及調整貸款決策的指導性意見。
  19. To solve the problem, the text successively tells the thought that optimizes the terminate indices of the goals, lists the factors of fund, interest rate and the assets " quality that can affect the decision, and provides a method of evaluating the quality of the assets

    為了解決這個問題，本文依次闡述了解決貸款決策問題的期末指標最優化的思路，討論貸款決策的資金數量、利率和資產質量依據，並提供了對貸款質量的風險度評價方法和貸款形態變化的markov方法。
  20. Banking professionals have progressed from their former mode of following the authorities policy instructions to a more active role in assessment of loan applications before making credit decisions

    內地銀行從業員的工作已從過去依靠政府的政策指示變為更多嘗試以自己的分析去作貸款決定。
分享友人
分享到 Line

分享到臉書