貸款的對象 的英文怎麼說

中文拼音 [dàikuǎndeduìxiàng]
貸款的對象 英文
prospective borrower
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 的 : 4次方是 The fourth power of 2 is direction
  • 對 : Ⅰ動詞1 （回答） answer; reply 2 （對待; 對付） treat; cope with; counter 3 （朝; 向; 面對） be tr...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. There are three parts in the article. the beginning is the summary about especial credit risk in city commercial bank management. at first, via the data explains that the loan object of the city commercial bank mainly concentrates small enterprises, then discusses why the city commercial bank concentrates this lay, then further via the small enterprise livability, compensative resource, the finance

    首先，通過調查所得的數據說明了城市商業銀行的貸款對象主要集中於小企業這個層次，然後詳細論述了城市商業銀行為什麼會將貸款對象主要集中在這個層次，再進一步通過對小企業存活率、償債來源、財務管理狀況、管理者素質等方面的分析，說明了為什麼將貸款對象集中於小企業會極大的增大城市商業銀行的貸款信用風險。
  2. According to studying the necessity of contract fraud crime, the " contract " which is used to defraud the opposite party, the concept and feature of contract fraud crime, the criminal component of contract fraud crime, the difference between contract fraud crime and civil fraudulent acting contract fraud crime and fraud crime contract fraud crime and loan fraud crime, and punishment of contract fraud crime, the article holds the opinion : as a new crime, the subjective element of contract fraud crime shall be for the purpose of illegal possession and the object of the crime is complicate object. the violated objects should include the property and illegal interest of the opposite party

    本文通過對新刑法設立合同詐騙罪之必要，合同詐騙罪之「合同」 ，合同詐騙罪之概念、特點，合同詐騙罪之犯罪構成，合同詐騙與民事欺詐、詐騙罪、貸款詐騙罪的界限以及對合同詐騙罪的處罰等問題的探討，認為合同詐騙罪作為新刑法增設的罪名，主觀方面應當要求「以非法佔有為目的」 ，合同詐騙罪侵犯的是復雜客體，侵犯的對象的范圍應擴大到「對方當事人財物及財產上的不法利益」 。
  3. Ida aims to reduce poverty by providing interest - free loans and other services

    國際開發協會的援助對象是世界上最貧困的國家，向他們提供無息貸款和其他服務。
  4. Our country still has no the specialized financing institution to loan to the medium and small enterprises. in addition, after the commercial bank system reform, grass - roots bans have no enough right to loan to the medium and small enterprises ; alter practicing asset - debt comparison management, the comparison of saving and loan made from higher class to lower class. the gap of loan supply increased remarkably

    從深層原因看：一是供應不足，我國尚無專門為中小企業貸款的金融機構，加之商業銀行體制改革后，權限上收，以中小企業為放貸對象的基層銀行有責無權，有心無力；實行資產負債比例管理后，逐級下達「存貸比例」 ，貸款供應缺口明顯加大。
  5. Banks were once the experts on whom they lent to, with inside knowledge on their borrowers

    銀行曾經熟稔於他們的貸款對象並具備借款者的內部信息。
  6. Despite the good trend on export of mechanical and electronic products, there still have some negative facts that restrict the international competitiveness of mechanical and electronic products in china. now the export management of mechanical and electronic enterprises is out of order and without effective competition medium. technological transformations and loans of mechanical and electronic enterprises are still not satisfied the practical needs

    目前，我國機電企業出口經營秩序混亂，盲目競爭、壓價競爭、無序競爭的現象屢禁不止；機電產品生產企業的技術改造和技術投入貸款還遠不能滿足實際要求；機電產品出口結構中佔主導部分的仍然是資源、勞動密集型的中低檔產品；我國出口的機電產品缺乏自己的優質品牌，多以外國品牌實現對發達國家的出口。
  7. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  8. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  9. Through the study of the style of knowledge description, the paper elaborates the numerical model knowledge, the symbolic experience knowledge and the instantial swatch knowledge. these three kinds of different knowledge have been used in loans risk classification in the paper. just as the using of the object oriented technique and the ai ( include es, ann, and the integrated of ann and es ) technique, can the paper realize the five - grade loans risk classification

    本文通過對知識描述形式的研究，表述了經驗符號性知識、模型化數量性知識和實例樣本性知識三種類型，通過對其行為特徵及轉換、集成的研究，將這三種異構知識引入貸款風險分類分析；採用面向對象技術和人工智慧的es 、 ann兩種形式及其結合，實現了貸款風險五級分類。
  10. Nation - owned enterprises " loans are from commercial banks, but at present, nation - owned enterprises run very bad. it results in commercial banks " bad accounts rate getting higher and higher and banks " credit getting more and more concerned

    商業銀行貸款的主要對象是國有企業，但是目前國有企業的經營舉步維艱，致使商業銀行貸款的壞賬和死賬率越來越多，銀行的信用也越來越引人關注。
  11. Based on value - at - risk we give an example of how to measure the credit risk and provide the process of applying this method in risk management. in order to build a risky prediction model, we select 4 financial indexes from 16 ; these are the ratio of bed debt, the operating cost, the asset - profit ratio and the liquidity ratio

    以農村信用社為實證研究的對象，從16個財務指標中篩選出真正對信用社發生危機有顯著影響的4個指標：不良貸款比率、營業費用比率、資產利潤率和資產流動性比率，建立了農村信用社風險預警機制的模型。
  12. The buildings department already operates a loan scheme to tide owners over if they have difficulty in meeting the costs for non - recurrent building maintenance works

    屋宇署已設有貸款計劃，向業主提供過渡性援助，以應付非經常性的大廈維修工程。目前，此計劃的對象只包括個別業主。
  13. Ida ' s laons go the most needy of the developing countries

    國際開發協會貸款的對象是發展中國家的最貧窮的國家。
  14. The object that accumulation fund of management center of beijing housing fund borrows money must be buy in this city live oneself housing, it is the deposit of housing accumulation fund in accumulation fund of housing of deposit of system of management center of beijing housing fund at the same time person or collect those who join an unit to leave retired worker

    北京市住房資金治理中心公積金貸款的對象必須是在本市購買自住住房，同時又是在北京市住房資金治理中心系統交存住房公積金的住房公積金交存人或匯交單位的離退休職工。
  15. The risks of interest rate, foreign exchange rate, management and decision - making in financial industry caused by asymmetric information are studied as well as the risks in selection of prospective borrowers and granting loan to medium and small enterprises existed in the operational process

    研究了由於信息不對稱利率、匯率、管理及決策在金融行業的風險，以及操作過程中，貸款對象選擇，對中小企業貸款的風險。
  16. However, with the quickly growth of the residential mortgage market, the lower and lower loan limits, and the change of the borrower from the high - income residents to the medium - and low - income, the bank has been increasingly subjected to the exposure of mortgage default risk

    但隨著住房抵押貸款業務規模高速增長、貸款門檻逐步降低、貸款對象從金字塔塔尖轉向塔腰以及住房業主還款高峰期的臨近，銀行所面臨的住房抵押貸款的違約風險就日益突出。
  17. The ura has since late 2003 launched a building rehabilitation trial scheme and a building rehabilitation loan scheme for ocs of buildings aged 30 years or more within the ura s urban renewal areas

    自2003年末，市建局推出樓宇復修試驗計劃及樓宇復修貸款計劃，協助的對象是其市區更新工作范圍內樓達30年或以上的樓宇。
  18. Hong kong remained a popular location for west african crime syndicates to conduct advance fee frauds against both local and overseas investors. major convictions received widespread publicity

    香港仍然是西非犯罪集團進行貸款手續費騙案的活躍地點。他們的對象包括本港及海外投資者，其中重判的案例引起廣泛的報道。
  19. But by far neither well - grounded explanations nor rationalization proposals were put forward. whereas as early as the beginning of last century, western scholars had noticed the phenomenon in credit market that borrowers couldn ’ t get loans at current interest rate even though they were willing to pay the rate. this phenomenon was defined as “ credit rationing ”, and was gotten explanations from aspects of availability of credit, factors of risks and interest rate, implicit credit contract, imperfect information, implementation of credit contract and legal system

    另一方面，早在上個世紀初，西方學者就注意到了信貸市場中這種借款人願意支付現行利率，卻不能按照這種利率獲得貸款的現象，將其定義為「信貸配給」 （ creditrationing ） ，並從信用可獲性、風險與利率因素、隱含性信貸合約、不完全信息、信貸合同的執行和法律制度等角度進行了解釋，但這些主要以完善市場經濟為研究對象的理論僅一定程度上適合中國農村，轉型時期的中國農村信貸配給現象還需要結合其特殊的經濟、金融情況進行解釋。
  20. This dissertation analyzed characteristic of various financing channels and obstacles in different growth stages according to the enterprise life cycle theory, discussed the metabolic disciplinarians of capital requirement, financing actions and financing obstacles which changing with the different growth stages of private manufacturing enterprises, probed into mutual connections of financing channels and handicaps of bank loans, explained the movement of these rules with information dissymmetry and scale discrimination

    本文以民營製造企業為研究對象，根據企業生命周期理論，分析了生命周期不同階段各種融資渠道的特點和所遇到的融資障礙，探尋了民營製造企業的資金需求狀況、融資來源和融資障礙隨企業生命周期演進而變化的規律，討論了各融資渠道之間的關系、企業從銀行貸款的主要障礙以及它們之間的聯系，並結合相關理論對變化規律做出了解釋。
分享友人
分享到 Line

分享到臉書