貸款的效果 的英文怎麼說

中文拼音 [dàikuǎndexiàoguǒ]
貸款的效果 英文
impacts of loan
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 的 : 4次方是 The fourth power of 2 is direction
  • 效 : Ⅰ名詞（效果; 功用） effect; efficiency; result Ⅱ動詞1 （仿效） imitate; follow the example of 2 ...
  • 果 : Ⅰ名詞1 （果子） fruit 2 （事情的結局; 結果） result ; consequence 3 （姓氏） a surname Ⅱ動詞（吃...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 效果 : 1. （產生的結果） effect; result 2. [劇] sound effects
  1. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  2. E ) lack of foresight on finance lease scheme, which causes irrational tenor structure and imbalanced annual outflow of rental payments, results in funding costly. to solve aforesaid problems, thesis finds out the following principles for optimizing ca ' s aircraft finance : a ) determining the volume and currencies of ca ' s cross - border aircraft finance based on the annual outflow of foreign debt repayments and annual net inflow of foreign exchange, so are the dominated currencies in debt. b ) enlarging the portion of borrowings at floating interest rate in ca ' s whole foreign debt

    針對以上存在主要問題，本文進一步提出了優化飛機融資的總體構想，包括：根據其每年的外匯流入總量及幣種構成確定國航合理的飛機境外融資規模應與負債幣種；在利率結構方面，擴大浮動利率在整個國航外債中的比重，選擇適當時機將部分固定利率貸款轉換為浮動利率貸款；在飛機引進多元化方面，通過與飛機製造廠商、出租公司飛機互換的方式優化機隊構成，結合提前中止現有飛機租賃就能夠起到優化債務結構和機隊構成的事半功倍的效果，以及在未來飛機融資中優先使用經營性租賃等。
  3. The paper has introduced water - saving ideas of the water project funded by the world bank loan and relative measures for realizing water - saving and implementation results, and looked into the future replication of achievements by this water - saving irrigation project

    摘要重點闡述了世行貸款節水灌溉項目的節水理念、介紹了為實現節水目標而採取的節水措施和執行成效，並展望了推廣世行節水灌溉項目成果的前景。
  4. There is no economic justification for the loans extended to unprofitable businesses in china, and nonperforming loans are a form of state subsidy

    給中國虧損企業的貸款根本不是出於經濟考慮，向國營公司提供不見效果的貸款是一種政府補貼。
  5. Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem

    向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。
  6. As the result of the innovation to traditional irregular credit modes and general credit modes of formal financial institutions, microfinance possesses innovative nature in financial system, financial product and organizational system, etc. for a long time, rural financial market has developed slowly in our country, the contradiction between financial supply and demand is very outstanding, the governmental subsidized loans program for the poor has not been operated effectively, therefore it can not improve the rural financial situation once and for all

    小額信貸作為對傳統的非正規信貸方式和正規金融機構通常的信貸方式進行創新的結果，其創新性表現在金融制度、金融產品和組織制度等方面。長期以來，我國農村金融市場發育遲緩，信貸資金供求矛盾突出，政府扶貧貼息貸款運行效率不高，難以從根本上改變農村金融狀況，迫切需要進行農村金融創新，以適應農村經濟進一步發展的要求。
  7. Through the establishment of var and vecm model and the analyzing of granger causality relationship both long time and short time, the stability of model, impulse response function and etc. we conclude that there is not any monetary indicator that has significant influence both in long term and short term ; if we choose interest rate as the monetary indicator, we will have long term influence but long lag time as well ; but if we select loan as the monetary indicator the performance will at verse, the short time influence while the short lag interval

    通過建立對商品房銷售額、上海住宅銷售價格指數與各貨幣政策中介目標的var模型與vecm模型，分析變量間的長期與短期granger因果關系，模型穩定性與脈沖相應函數等，本文認為在房地產市場中不存在長期和短期都有效的某一貨幣政策中介目標;以利率為中介目標則滯后時間較長但影響力持續時間也較長;以貸款為中介目標則滯后時間較短但影響力持續時間也較短。
  8. On one hand, these reforms are caused by market and economic adjustment, on the other hand, it is also the initiative exploration of the administration structure but the exploration is unsuccessful, the corresponding results include that the financial burden is heavy, and bank and the listed companies sacrifice medium and small investor ' s interests etc. because the listed company only regards security market of our country as the place to use the fund free at first, there is no comparativity between utilizing bond financing, bank loan, and other channels to raise enterprise development funds and stock financing

    從上世紀80年代初期以前的財政資金供給到銀行信貸資金的供給，再到利用資本市場進行股票及債券等融資方式的出現，這些改革一方面是市場以及經濟環境的變化引起的迫不得已的調整，另一方面也是企業（或主管部門）為了提高企業效率，完善企業內部治理結構的主動探索。但從結果上來看，這些探索並不成功，相應的出現了財政負擔過重，銀行不良資產過多以及上市公司犧牲中小投資者利益，在市場上「圈錢」等現象。由於上市公司最初僅僅是把我國的證券市場當作獲取免費使用資金的場所，利用債券融資、銀行貸款等渠道籌措企業發展資金和股票融資沒有可比性。
  9. So the lending ability of banks would return to a higher level in the 1q08 if the pboc does not use other tightening measures, such as issuing special bonds or central bank bills

    從這一點來看，如果央行不能採取其他行之有效的緊縮政策（例如發行特別國債或央行票據） ，那麼08年1季度各大商業銀行的貸款能力將恢復至較高水平。
  10. The hkma was satisfied that institutions were applying prudent loan to value ratios and effective risk management systems in providing share margin financing, and that none of the institutions would be seriously affected by a sharp fall in stock prices

    測試結果顯示機構均對股票?展融資採取審慎的貸款與市值比率，和有效的風險管理制度，一旦股價暴跌，它們均不會受到重大影響。金融管理局對此感到相當滿意。
  11. Floresta has provided economic help, in the form of micro - loans and grafts to make fruit trees more profitable

    伏羅瑞塔並提供經濟上的資助，以微貸款和嫁接植物的形式，來使果樹更加有效益。
  12. This back - to - back structure allows banks to effectively ' re - package ' their mortgage assets into a more liquid asset and maintain the majority of the cash flow if they hold the mbs in their own investment portfolio

    按揭證券的背對背結構，讓銀行有效地"重新包裝"按揭貸款，成為流動性更高的資產；另外，銀行如果在投資組合中繼續持有按揭證券，更可保留大部分現金流量。
  13. In the risk management of commercial bank loans, people have not put enough attention to the early - warning of the loan enterprises yet. so, this thesis uses statistical method to structure the method of long - term loan and short - term loan separately

    對企業的財務危機預警的理論研究大都是站在企業內部管理者的角度進行的，而銀行對貸款企業財務預警的功能賦予給貸款風險分類系統，由於系統本身的局限性，預警效果不強。
  14. The results of these examinations indicated that ais generally had effective risk management procedures for their residential mortgage loan business

    審查結果顯示認可機構普遍就住宅按揭貸款業務備有有效的風險管理程序。
  15. Credit asset securitization has the function of improving bank ’ s capital adequacy, but the improving degree is limited. compared with issuance of long - secondary bond or stock, the effect of securitization is much weaker than that of the former, which works by increasing bank ’ s capital directly

    就不同性質的證券化資產而言，與優良貸款證券化相比，不良貸款證券化會對不良貸款損失進行扣減，從而減少銀行的資本，故它對銀行資本充足率的改善效果較差。
  16. Non - performing loans to state - run companies are a form of government subsidy

    向國營公司提供不見效果的貸款是一種形式的政府補貼。
  17. The mexican banking crisis of 1995 - 96 supports the policy implications of the " vulnerability - shocks " paradigm : developing countries should identify the specific causes of their banking systems vulnerability and implement the appropriate financial reforms ; fragile banking systems complicate the management of macroeconomic policy in terms of timing, scope, and effectiveness ; macroeconomic considerations should play an important role in the design of bank regulatory regimes ; effective deposit insurance systems should be established in order to reduce bank runs and moral hazards of both bankers and depositors ; considering the apparent role of lending booms in creating vulnerability of banking systems, the authorities should monitor the rate of credit growth, and take measures when it appears to be growing too rapidly

    墨西哥銀行危機印證了「脆弱與沖擊」銀行危機解釋模式的政策含義：發展中國家應針對銀行體系脆弱性的具體原因，採取相應改革措施；銀行業的脆弱性對經濟改革政策的選擇、實施時機和實施效果均會產生重要影響；應根據宏觀經濟波動程度，確定適當的銀行審慎監管指標水平；建立有效的存款保險制度；應監督銀行信貸的擴張速度，在必要時通過實施相應的宏觀經濟政策來限制銀行的信貸擴張。從這次銀行危機中我們主要可以得出兩點結論。
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