貸款的使用 的英文怎麼說

中文拼音 [dàikuǎndeshǐyòng]
貸款的使用 英文
utilization of a loan
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 的 : 4次方是 The fourth power of 2 is direction
  • 使 : Ⅰ動詞1 （派遣; 支使） send; tell sb to do sth : 使人去打聽消息 send sb to make inquiries2 （用; ...
  • 用 : Ⅰ動詞1 （使用） use; employ; apply 2 （多用於否定: 需要） need 3 （敬辭: 吃; 喝） eat; drink Ⅱ名...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. The fall in the latter was, however, largely the result of the high base of comparison at end - november, which was boosted by loans for share subscription

    在香港使用的其他貸款下跌，主要是因為受到用作認購股份貸款的影響，以致十一月底的比較數字處于高水平。
  2. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  3. The rate rise, the first by the people ' s bank of china since october 2004, surprised the markets, which had expected beijing to use a combination of administrative measures and higher reserve requirements for banks to rein in credit growth

    自2004年10月起，中國人民銀行首次提高利率，令市場大跌眼鏡，因為市場曾期望北京使用行政手段和提高對銀行準備金的要求來控制銀行貸款的增長。
  4. 3. feasibility analysis of mbs the paper introduces and explains the theory of mbs and analysis the feasibility of mbs in china from many aspects, such as system, laws, financial environment, the situation of housing markets, macroeconomic effect, etc. the reform of land - using system provides mbs system pre - requisite ; the interrelated laws offer the law guarantee for mbs ; the issue of " security act " indicates that the security market of china is being normalized, and the developing prospect of finance in china brings mbs effective support ; the dilemma between the surplus and the shortage of commercial housing gives mbs an important turning point ; the macroeconomic effect of mbs is that it accelerates the economy, reduces the pressure of currency inflation, dissolves the operating risks of finance organs and makes the finance system operate steadily

    三、我國住房抵押證券化的可行性分析本文從住房抵押貨款證券化（ mbs ）的理論分析入手，結合我國住房抵押貸款的發展狀況，分別從制度、法律保障、金融環境、住房市場現狀、宏觀經濟效應等幾方面論述了mbs在我國的可行性：土地使用制度改革為實施mbs提供了制度前提；配套法律制度為實施mbs提供了法律保障； 《證券法》的正式出臺，標志著我國證券市場走向規范，我國良好的金融業發展前景為mbs提供了有效的支持；現階段住房市場的有效供給與有效需求雙重約束的矛盾存在，為證券化實施提供了重要契機； mbs的宏觀經濟效應在於拉動國內需求，促進經濟增長，減輕通貨膨脹壓力，化解金融機構經營風險，保持金融體系穩定運行。
  5. Nation - owned enterprises " loans are from commercial banks, but at present, nation - owned enterprises run very bad. it results in commercial banks " bad accounts rate getting higher and higher and banks " credit getting more and more concerned

    商業銀行貸款的主要對象是國有企業，但是目前國有企業的經營舉步維艱，致使商業銀行貸款的壞賬和死賬率越來越多，銀行的信用也越來越引人關注。
  6. While such action was legal and countenanced by international law, there is no doubt in my mind but the enormous amount of money loaned to the allies in this country has been instrumental in bringing about a public sentiment in favor of our country taking a course that would make every bond worth a hundred cents on the dollar and making the payment of every debt certain and sure

    這種行動是國際法所允許和鼓勵的，但同時我也確信我國向盟國提供的大量貸款已被用來造成一種公?情緒，它支持我國採取一個能使每張一美元債券值一百美分，使每筆債務能得到可靠償還的方針。
  7. Most mortgage deeds typically used by the mortgage lender do not specify the default rate of interest charged by the mortgage lender on overdue instalment payment, and provide that this will be charged at such rate as the mortgage lender may from time to time determine at " its absolute discretion "

    按揭貸款人使用的大部分按揭契據一般不會註明按揭貸款人就過期供款收取的違約利率，只列明按揭貸款人有絕對酌情權不時決定就過期供款收取的利率。
  8. In conjunction with the transfer of these non - performing loans, regulators also employed capital injection measures to enhance the capital base of commercial banks

    在轉讓該等不良貸款的同時，監管機關亦使用注資方法，以增強商業銀行的資本基礎。
  9. Upon application for a new credit facility, a credit provider should inform the borrower that, upon full repayment of the account, the borrower may elect to " opt - out " of the use of the account information by a cra for future credit reporting and scoring purposes

    收到新信貸安排申請時，信貸提供者應作出安排告知借款人在他清結帳戶時，他可作出拒絕服務選擇，拒絕讓信貸資料服務機構在日後的信貸報告或信貸評分使用該帳戶的資料。
  10. In america and elsewhere, banks are helping the elderly gain access to this through reverse mortgages, which let people borrow against the value of their homes ? either in one big, upfront loan or through a line of credit

    在美國或其他地方，銀行正在幫助老年人通過反抵押貸款來使用這些產權，這種貸款是根據他們房屋的價值來借款，要麼是一筆大額預付貸款，或者通過信用額度獲得相應貸款。
  11. In this thesis, we have made some academic creations : we have used some new ways to evaluate the instant value of forward loans and made the credit transferring matrix, so we can evaluate the credit risks precisely ; we have pointed out the concepts of liquidity gaps and interest gaps, so we can evaluate this two kinds of risks ; we have found some ways to evaluate the risks of foreign exchange forward contract and interest rate swaps ; we have used var to make a model to evaluate the risks existing in the bonds investments, so we make it possible to control the risks of investment risks

    本文在國內已有的相關課題的基礎上做出了一系列創新：通過對遠期貸款的當期估值以及對信用風險轉移矩陣的構建，實現了信用風險var值的測算；通過對流動性風險缺口與利率風險缺口的構建實現了對兩種風險的定量評估以及風險評級；通過對遠期外匯協議以及利率互換風險的評測，使表外業務的風險評估成為可能；用var方法測量了債券投資的風險，使商業銀行投資業務的風險程度得到了控制。
  12. In this article, we will compare different banking institutions, study an extensive literature on relationship lending, then explain the theory in the frame of neo - institutional economics systematically and with modeling demonstration. after specifying the costs, benefits and net - profit transfers, we will analyze the banks and firms " characteristics and surrounding factors subject to the participation and incentive constrains, finally draw our conclusion that : lending behaviors between banks and firms are diverse and always affected by the two parts " bargaining power, social environment or their cognition to the relation. we comment that smes and banks develop relationship lending which is prone to satisfy the participation and incentive constrains, and that relationship lending should be a feasible way of smes " financing

    本文將通過對各國銀企關系制度進行比較，就關系貸款命題對文獻進行廣泛調研，在新制度經濟學的分析框架下進行系統規范的理論闡述和模型證明，列舉關系貸款的預期收益、成本內容，對凈剩餘的租金轉移進行分析，在此基礎上研究使關系貸款滿足參與約束與激勵相容約束的銀行和企業特徵、制度環境因素，得出結論：各國市場環境下，銀行與企業之間的關系型融資有不同的表現形式，信貸行為受到銀企雙方談判地位、主觀認識的影響以及社會信用、經濟條件、制度背景等客觀環境的制約；中小企業和中小銀行之間的關系貸款安排易於滿足合約雙方的參與約束和激勵相容約束，不失為中小企業融資的一條可行途徑。
  13. However, the co - operation of credit guaranty institution and associated bank is most important to perfect credit guaranty system. at present, the co - operation of them in our country is not very good. in view of this, this paper tries to study deeply the co - operation current situation of credit guaranty

    因為擔保機構是在市場經濟體制逐步完善的過程中伴隨著銀行商業化改革而產生的，是為了提升中小企業的信用等級從而使其獲得銀行貸款的一個中介機構，最終的貸款者依然是銀行。
  14. At present the usage of the fund throughout china is at large with low efficiency. the individual loan ratio ( the balance proportion of individual loan over total ) is on the low side with few procurement of national debt. a large amount of fund is deposited in the special account of the consignment bank without intelligent use

    目前就全國范圍而言，住房公積金的使用效率普遍不高，住房公積金個貸率（個人貸款余額占歸集余額的比例）偏低，國債購買量較少，大量資金沉澱在委託銀行專戶未合理使用。
  15. The more unfavorable assets the bank has, the slower the turnaround speed of loan bankroll will be, the more bankroll will be needed to produce ration of supply, so there would be more supply for loan currency and more pressure of gross social demand. however, the excess of liabilities on loan over net assets actually means the enterprise has consumed residents ' deposits in the form of practicality but failed to do the substantial compensation, which also means this part of deposit the urban and country residents hold go up in somke

    銀行不良資產越多，周轉速度較慢的貸款將越甚，糧食供應將需要更多的貸款周轉，因此會有更多的貨幣供應量和貸款的壓力，更加嚴重的影響社會需求.盡管如此，超額的貸款負使得企業凈資產被耗盡，實際上就是居民存款的形式，但沒有做大量實用性補償，這也意味著這部分城市、全國居民存款瞬間耗盡
  16. To obtain loans with subsidized interest, the enterprises must submit their programs and the state economic and trade commission, together with the related departments screened the programs strictly according to the requirements on quality, variety, benefit and export expansion and focusing on metallurgical, textile, petrochemical, nonferrous metal, machinery, information, papermaking and other industries and environment protection, new and high - tech technological industrialization, selecting the outstanding and supporting the stronger, and inclining to the old industrial bases such as the northeast china and the middle and western areas appropriately

    這次技改貸款貼息的使用，由企業提出項目，國家經貿委會同有關部門，嚴格按照質量、品種、效益和擴大出口的要求，以冶金、紡織、石化、有色、機械、信息、造紙等行業和環境保護、高新技術產業化為重點，對項目進行篩選，擇優扶強，並適當向東北等老工業基地和中西部地區傾斜。
  17. In the active finance system and credit manipulate mode, the real estate finance organizations have to face the risk of credit, the risk of interest rate, the risk of fluidity and the risk in the policy and laws. the risk cannot be released via the active system, so the finance organizations have not so much promptings to enlarge the load for the housing

    在現行的金融體制及信貸操作方式下，房地產金融機構面臨的信用風險、利率風險、流動性風險和政策法律方面的風險難以通過有效的機制和適當的途徑加以釋放，使得這些金融機構缺乏擴大發放住房貸款的制度激勵。
  18. As banks globally grapple with souring investments tied to u. s. subprime mortgages, europe ' s banks have added to the problems for investors because they differ in how they value their credit exposure

    就在全球銀行業深陷美國次級抵押貸款的泥潭之際，由於歐洲各銀行對自身信用風險的評價方式各不相同，這使投資者平添了更多困擾。
  19. For example, to find the interest rate for a loan, use the rate function

    例如：要查找某貸款的利率，請使用rate函數。
  20. Most mortgage deeds typically used by the mortgage lenders provide that the mortgagor is liable for " all costs and expenses " irrespective of whether or not they are reasonably incurred by the mortgage lenders

    按揭貸款人使用的大部分按揭契據一般規定按揭人須對所有費用與開支負責，而不論按揭貸款人是否合理地招致有關費用與開支。
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