重組貸款 的英文怎麼說

中文拼音 [zhòngzǔdàikuǎn]
重組貸款 英文
loan restructuring
  • 重 : 重Ⅰ名詞（重量; 分量） weight Ⅱ動詞（重視） lay [place put] stress on; place value upon; attach im...
  • 組 : Ⅰ名詞1 （由不多的人員組成的單位） group 2 （姓氏） a surname Ⅱ動詞（組織） organize; form Ⅲ量詞（...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 重組 : bpr
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Through position analyzing and estimating, salary investigating, salary orientation and salary structure designing, working out a scientific, rational and open salary system. the emphases of welfare is to provide payment of house loan interest, purchasing life insurance for technical cadremen, etc. increasing challenge to working contents, organizing train plan to employee, encouraging study the skill of speciality and management. providing promote chunnel for technical personnel

    通過職位分析，職位評價，薪酬調查，薪酬定位和薪酬結構設計，制定出一套科學、合理、公開的薪酬制度框架；福利制度重點是提供住房貸款利息給付計劃，為技術骨幹購買商業人壽保險等；工作內容上增加挑戰性；組織實施員工的培訓計劃，鼓勵員工進行專業技術和管理技能的學習；提供與行政級別平行的技術職務升遷通道。
  2. In order to solve these problems, this article provides some measures : standardizing listed company ' s action of buying and displacing assets, implementing " three depart " strictly, choosing a satisfied big shareholder and encouraging strategic m & a, probing the credit standing strictly and examining hypothecated loan of the new big shareholder, improving the system of disclosure of information, changing the pattern of major shareholders dominating company, promoting the listed companies governance structure and protecting the lawful rights and interests of small and middle investors

    針對這些問題，筆者提出了解決的對策：規范上市公司購買、置換資產行為、嚴格實行三分開；在並購重組過程中，引進選好大股東，鼓勵戰略性並購；對新的大股東應嚴格資信調查和對貸款質押的審查，確保付款及時到位；完善信息披露；改變一股獨大的格局；完善上市公司法人治理結構，切實保護中小股東利益。
  3. The iwg also proposes a series of measures to promote greater transparency of credit card services, including a requirement for ais to highlight all major terms and conditions which impose significant liabilities or obligations on customers in the application forms for credit card services, and to follow a standardised method in calculating and quoting the annualised percentage rates aprs of interest for credit card lending. the latter measure should facilitate consumers comparison between different charging structures which may be adopted by different ais

    工作小組亦提出一系列建議，以提高信用卡服務的透明度，當中包括認可機構應在信用卡服務申請表格內特別列明對客戶構成重大責任或義務的主要章則及條款，以及採用一套統一的方法計算及列明信用卡貸款的年利率，後者有助消費者比較不同認可機構採用的不同的收費模式。
  4. Banks may also choose to repackage part of their mortgage portfolios into back - to - back mortgage - backed securities with the hkmc providing a guarantee on timely repayment to remove the credit risk of the securitised portfolios

    銀行亦可選擇將其部分按揭貸款組合重新包裝，成為背對背按揭證券，並由按揭證券公司提供按時還款擔保，以消除證券化組合的信貸風險。
  5. This is because the number of repossessed properties nearly 4, 000 in the past 12 months being disposed of has probably become a big enough factor on the supply side to have exerted a significant depressing effect on property prices, in particular those in the secondary market

    ，可能已成為樓市供應其中一個主要源頭，對樓價造成顯著的遏抑作用，其中以對二手樓市的影響更為明顯。因此，那些打算收回抵押物業的銀行不如考慮重組貸款，可能更符合本身的利益。
  6. We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages

    貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作，必須在兩個市場間建立資金和信息對流的寬敞通道，在路徑設計上，當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款，及時推出非券商股票質押貸款，並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者，吸收銀行資金間接入市;拓展投資銀行業務，包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團，進行組織制度創新。
  7. " it is also encouraging that the combined ratio of delinquent and rescheduled loans remained stable.

    拖欠貸款及經重組貸款的合併比率保持穩定，亦是令人鼓舞的消息。
  8. " the improvement in the combined ratio of delinquent and rescheduled loans is encouraging, although the operating environment remains difficult, " said mr david carse, deputy chief executive of the hkma

    金管局副總裁簡達恆說：盡管銀行業經營環境仍然困難，拖欠貸款及經重組貸款合併比率有所改善，實在令人鼓舞。
  9. " the mortgage delinquency ratio continued to improve. this can largely be explained by repayments of overdue loans and more rescheduling requests accommodated by the banks as reflected by the rise in the rescheduled loan ratio, " said mr david carse, deputy chief executive of the hkma

    金管局副總裁簡達恆說：按揭拖欠比率持續改善，主要原因是拖欠貸款獲得償還，以及銀行接受更多重組貸款的要求，其中後者可從經重組貸款比率上升的情況中反映。
  10. Rescheduled loan ratio

    經重組貸款比率
  11. Rescheduled loan ratio is measured by a ratio of total amount of rescheduled loans to total outstanding loans

    經重組貸款比率rescheduled loan ratio指經重組貸款總額占未償還貸款總額的比率。
  12. " the increasing proportion of loans in negative equity being priced at below prime reflects the fact that the banks have been willing to refinance or restructure loans for homeowners in negative equity.

    盡管如此，負資產住宅按揭貸款未償還總額並沒有上升。負資產貸款的利率低於最優惠利率的比例不斷增加，反映銀行樂意為負資產業主轉按或重組貸款。
  13. This is, i think, attributable partly to the fortitude with which homeowners in negative equity have borne the problem, and partly to the willingness of most banks to restructure loans in cases of difficulty

    不過，我要指出目前按揭貸款的拖欠還款比率仍然位於低位，我相信這是因為負資產業主都能堅忍地承擔這個問題，以及大部分銀行都願意為面對困難的借款人重組貸款。
  14. The decline in number of rmls in negative equity in the first quarter is due to a number of factors : the stabilisation of property prices, continued instalment repayments by homeowners, pay - downs by customers who sought refinancing or restructuring of their loans and some disposals of repossessed properties

    年第季的負資產住宅按揭貸款宗數有所減少，是受多項因素影響，包括物業價格轉趨穩定業主繼續供款客戶尋求轉按或重組貸款而償還部分本金，以及銀行出售部分收回的物業。
  15. Other banks, however, are more reluctant to arrange restructuring for the mortgagors for one reason or another

    但另有一些銀行則基於某些原因，不大願意為供款人安排重組貸款。
  16. The increase in the rescheduled loan ratio in recent months indicates that banks have been entering into more loan restructuring arrangements with borrowers

    最近幾個月經重組貸款比率上升，顯示銀行與借款人達成的債務重組安排個案有所增加。
  17. During its discussions with individual ais, the hkma also encouraged ais to adopt a sympathetic approach towards negative equity homeowners seeking loan restructuring

    此外，金管局與個別認可機構商討時，亦鼓勵它們盡量體諒要求重組貸款的負資產業主。
  18. Is measured by a ratio of total amount of rescheduled loans to total outstanding loans

    指經重組貸款總額占未償還貸款總額的比率。
  19. The increase in the rescheduled loan ratio reflects banks responsiveness to assist borrowers in financial difficulties, thereby taking the pressure off mortgage delinquencies, said mr david carse, deputy chief executive of the hkma

    金管局副總裁簡達恆表示：經重組貸款比率上升，反映銀行積極幫助有財務困難的借款人，因而紓緩了按揭貸款拖欠比率的壓力。
  20. " although the mortgage delinquency and rescheduled loan ratios improved slightly, banks should remain watchful of the quality of their mortgage portfolios in view of the weak economic environment, " said mr david carse, deputy chief executive of the hkma

    金管局副總裁簡達恆表示：在目前疲弱的經濟環境下，盡管按揭貸款拖欠比率及經重組貸款比率輕微改善，銀行仍須繼續提高警覺，注意本身按揭貸款業務的質素。
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