金融信貸 的英文怎麼說
中文拼音 [jīnróngxìndài]
金融信貸
英文
creditfinancing-
Policy : on the aspect of correlative policy, the article analyzes the strong influence of varied policies on auto car demand. the most important policies among those are national industry policy, local consumption policy, tax policy, environment protection policy, reform policy of government allocated car system and financial credit policy
在政策方面，本文用大量的事實、數據和圖表分析了現行國家產業政策、地方消費政策、稅費政策，環保政策、公車改革政策、金融信貸政策對轎車需求產生的抑揚影響。In order to be sure that the deposits would not be affected by the failure banks, the bank act was passed in america in 1933, which provided that the federal deposit insurance corporation ( fdic ) and the federal savings and loans insurance corporation ( fslic ) must be founded. thus a new epoch was ushered in the history of the modern dis
在20世紀30年代的那場經濟大危機中，美國一大批銀行破產倒閉，為了保證廣大儲戶的存款不因銀行倒閉而受影響，美國於1933年通過銀行法，決定成立聯邦存款保險公司和聯邦儲蓄信貸保險公司，從而開創了現代金融業存款保險制度的新紀元。The troubles lying in interest rate, the location of governmental functions, the status of non - governmental microfinance organizations, the managerial system of rural credit cooperative and personnel quality are key factors to restrict microf inane ial development and rural financial innovation in our country
利率問題、政府職能的定位問題、非政府小額信貸組織的地位問題、人員素質問題是制約小額信貸在我國順利發展和農村金融創新的關鍵因素。To make marketing gambit innovation on that base, the post - savings bank should exploit new financial product priority at intermediary service, personal credit service and particular deposit account service, take advantage of the new internet channel to founded net bank, make internal maketing and customer value management for upraise competitive capability and service level, make alliance strategic to meet the polytropic customer demand
在此前提下開展營銷策略創新，要注重從中間業務、個人信貸和特色存款業務方面開發新的金融產品；利用網際網路技術提供的新渠道開辦網上銀行；為提高競爭能力和服務水平進行內部營銷和顧客價值管理；為適應顧客需求的多樣化而進行戰略聯盟。With development of half a century, credit card owing to its security and promptitude has replaced cash to become the most desirable way of payment that maintains functions of saving, consuming, account settlement, financing and so on, representing a perfect combination of traditional financial services and modern information technology
經過半個世紀的發展，信用卡以安全快捷的優勢逐步取代現金，成為集存款、消費、結算、信貸、理財等功能於一體的新型支付工具，體現了傳統金融業務與現代信息技術的完美結合，並且滲透到社會經濟生活的方方面面。So genuine credit system or transaction system does n ' t appear. only on the basis of the independent property owners or property subject can come into being the genuine credit activities, be set up real credit system and form the real credit system, then be produced the real financial market. 2
只有在借貸雙方都是擁有獨立財產或掌握真正的財產所有權的獨立財產所有者或產權主體的基礎上，才能產生真正的信用活動，才能構建真正的信用制度，才能真正形成及時償債或按期還本付息的信用準則，並在此基礎上產生真正的金融市場。At the same time, with china ' s financial market development and related sound legal system, we explored the asset securitization financing in the company ' s application, and using the spv through trust - based approach to securitize the assets of this kind of small and mid - sized enterprise : first, loan securitization ; second, the accounts receivable asset securitization
同時，順應我國金融市場的發展和相關法制的健全，探討了資產證券化融資方式在該公司的應用，提出通過信託型spv的途徑來進行適合該科技型中小企業融資方式的資產證券化:一是貸款的證券化;二是應收賬款的資產證券化。Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle
針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。When the aggregate total of margin financing [ for that type of security ] in securities business money lending, in the margin trading market, and in securities settlement financing by securities finance enterprises as referred to in the preceding paragraph exceeds 20 percent of the listed shares or number of beneficiary units of that type of security, the remainder under the limit shall be distributed proportionally ; the distribution method shall be drafted by the tsec and submitted to the competent authority for final approval
前項辦理證券業務借貸款項與信用交易市場及證券金融事業辦理有價證券交割款項之融資餘額合併計算超過該種證券上市股份或受益權單位數之百分之二十時，應依比例分配所餘額度，其分配方式由證券交易所擬訂，並報主管機關核定。This paper from the actual situation has analyzed the integer status of our banking, and mostly discussed the superior and inferior of the nation owned single proprietorship bank of commerce of our country after we joined wto, and sums up that the nation owned single proprietorship bank of commerce of our country should take reforms in the finance system, pattern of management, and strengthen the credit risk management, expand retailing positively and construct the networking bank such as positive effective countermeasure so as to compete with the foreign banks
該項研究，從實際出發，充分論述和分析我國銀行業的整體狀況，通過重點論述加入wto后，我國國有獨資商業銀行在競爭中具有的優、劣勢分析，總結出我國國有獨資商業銀行作為我國銀行業主體應該在金融體制改革、經營模式轉換，加強信貸風險管理，積極發展零售業務，構建網路銀行等方面，採取積極有效對策，同外資銀行進行競爭。E. g. credit lyonnais is in the banking business
里昂信貸銀行從事金融業務。In our country, the middle & small sized firms are confronted with more financing handicaps than the foreign small businesses are mainly in deficient credit with their assets, the fewer assets for mortgage and difficult in mortgage, oweing to underdevelopment of financial system, absence of credit grade evaluation, distortion of finance policy, bankrupt of some small businesses, and a series of problems
豐田、福特、微軟、科思等世界著名公司的發展，均以企業家在中小企業中的創業為發展的起點。在我國，由於金融體系不發達、商業銀行缺乏評估信貸價值的技術、政府金融政策存在扭曲、中小企業資信較差、倒閉比率較高等一系列問題，中小企業面臨著更多的融資困難。The apbf institution has business ability and policy information advantages in censoring, so the loan policy may have " inductive effect " on commercial financial organs ; ( 3 ) agriculture and rural economy are confronted with many puzzles and challenges, and the poor - quality condition of our agriculture has not changed for a long time. it can be explained that we have not made full use of our economic and financial instruments and that the scarcity of finances has been in such a high level. combined with policy and financing, apbf is the most suitable choice for government to protect agriculture ; ( 4 ) developing apbf is in need of deepening of the reform of financial system
究其原因，外部在於農村經濟體制改革滯后、農村金融體制改革反復不定、對農業扶持和保護的力度不夠；內部在於制度上的缺陷所致：一是缺乏管理和運營的法律制度；二是在於對農業政策性金融的經營成果的計算和組織管理比較困難；三是由於農業政策性金融要代替商業金融對存在外部性的農業進行投資，這種業務在中國本來就是商業金融盡力迴避的困難工作；四是特殊的政策性制度設計導致農業政策性金融信貸資產風險大；五是自主經營權落實不夠。In this paper, to guard against credit risk for the financial industry, the financial sector over recent years there some corporate customers providing false financial information, and this affects the financial and credit policy, which led to the financial assets elaborate security issues
本文就為金融業防範信貸風險，針對近年來金融業中一些法人客戶出現提供虛假財務信息的現象，從而影響了金融信貸決策，進而導致金融資產的安全等問題進行闡述。The state - owned commercial bank allocates credit resources optimizely through financial credit market under socialist market economy condition. that select credit object being right or wrong has direct effect on the quality of credit assets and the ability of making profit
在社會主義市場經濟條件下，國有商業銀行通過金融信貸市場實現貸款資源的優化配置，貸款對象選擇的正確與否，直接關繫到國有商業銀行的信貸資產質量，決定國有商業銀行的盈利能力。We offer you not only the senior private property advisory service, but the financial credit, private investment, art appreciation and collection etc for your own conditions
我們不僅能夠為您提供高端私家地產顧問的服務，還會為您量身定製相關的金融信貸、個人理財、藝術品鑒賞收藏等相關增值服務。Naradays the financial report ' s relative users, such as the securities investors, the finance credit departments, and the management departments of the state - owned assets, have all pay a close attention to the related party relationships and transactions of the listed companies "
近年來，財務報告的相關使用者，如證券投資者、金融信貸機構、國有資產管理部門等，都對上市公司的關聯方關系及其交易表示了密切的關注。After the treasury department published new performance evaluation index system, which is an important economy management task, enterprise performance evaluation will be used widely in the fields of enterprise benefit evaluation, manager performance evaluation, personnel assessing, finance credit management, and enterprise management diagnosis, etc. but it exists a general limitation in all study result - information of performance evaluation ca n ' t satisfy all information - users " needs
隨著財政部企業效績評價制度的出臺，企業效績評價作為一項重要的經濟管理工作，將在我國企業效益評價、企業經營者業績評估、企業人事考核、金融信貸管理、企業管理診斷等方面廣泛運用。但縱觀國內外關于企業效績評價的研究成果，存在著一個普遍的缺陷就是效績評價信息難以滿足不同信息使用者的需要。Article 62 the state encourages the use of loans and other financial means to support the development of educational undertakings
第六十二條國家鼓勵運用金融、信貸手段，支持教育事業的發展。分享友人