銀行學原理 的英文怎麼說
中文拼音 [yínhángxuéyuánlǐ]
銀行學原理
英文
fundamentals of banking- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 學 : Ⅰ動詞1 (學習) study; learn 2 (模仿) imitate; mimic Ⅱ名詞1 (學問) learning; knowledge 2 (學...
- 原 : Ⅰ形容詞1 (最初的; 原來的) primary; original; former 2 (沒有加工的) unprocessed; raw Ⅱ動詞(原...
- 理 : Ⅰ名詞1 (物質組織的條紋) texture; grain (in wood skin etc ) 2 (道理;事理) reason; logic; tru...
- 銀行 : bank
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Firstly, by an in - depth study on chinese commercial banking and their foreign counterparts, this paper points out the great differences of intermediate business innovation between chinese and western commercial banks regarding innovation products variety, scale, technology, etc. secondly, comparing the institution regarding intermediate business innovation and microeconomic - body behavior of chinese commercial banking with foreign ones within an analysis framework from the perspective of institutional economics and game theories, this paper shows that a number of reasons account for the emerging of intermediate business innovation, including external economic environments as well as internal factors within the financial system and technology, among which the institutional factors within the financial system being the most important. at the same time, by comparison with western developed countries " counterparts, the innovation of chinese banking institution lags far behind the development of banking business in main aspects of property rights, managerial system, compensation arrangement and organization system. thus, the backward innovation of banking institutions and twisting microeconomic - body behavior seriously strict intermediate business innovation
本文首先通過對中外商業銀行進行較為深入的調查研究指出,與西方發達國家商業銀行相比,我國商業銀行中間業務創新無論是在業務創新品種、規模上還是在技術手段上,都存在著巨大差距;其次,運用制度學分析和博弈分析框架將中外商業銀行中間業務創新制度及微觀主體行為進行比較得出:商業銀行中間業務創新產生的原因有多種,如外部經濟環境因素、金融體系內部因素和技術因素等,其中最根本的是金融體系內部的制度性因素;與西方發達國家商業銀行制度相比,我國銀行制度創新遠遠落後于銀行業務的發展,主要表現在產權制度、經營制度、分配製度和組織制度等方面;銀行制度創新的滯后及其微觀主體行為的扭曲嚴重製約著中間業務創新,尤其是我國銀行產權關系不明晰,在國有獨資產權框架下政府? ?行長及上級行長? ?下級行長兩種委託代理行為帶來了嚴重的問題,導致了我國銀行中間業務創新動力不足。On the basis of the above analysis, the fifth part points out the question that financial transaction of business bank of china ; to these questions, i give proposes and put forward the concrete train of the financial transaction innovated of future of business bank of china
武漢理工大學碩士學位論文第五部分在以上分析的基礎上,指出我國商業銀行業務創新存在的問題;針對這些問題,提出我國商業銀行業務創新應遵循的原則;並對我國商業銀行未來金融業務創新的發展提出了具體的思路。If a building ' s design made it appear impregnable, the institution was necessarily sound, and the meaning of the heavy wall as an architectural symbol dwelt in the prevailing attitude toward money, rather than in any aesthetic theory
如果一棟建築物的設計讓人覺得它堅不可摧,那麼這家銀行必定門庭若市,作為建築特徵的厚墻體現的是人們對金錢的普遍觀念,而非任何美學原理。Abstract : setting out from the characteristic of house financial markets actual in china, a deeply analysis in varies risk and its causes is made. a few countermeasure keeping away house financial risk, for instance developing house financial serving organization such as the broker buildup by certification lawyers and classify insurance and excessive pledge and conforming house mortgage rate reasonably and evaluating loan repay ability in science is put forward
文摘:從我國目前住宅金融市場特點出發,深入分析了銀行貸款面臨的各種風險及其產生的主要原因,提出了發展以執業律師為主體的住宅金融服務機構? ?抵押貸款經紀人、分類保險、多重保證、合理確定房產抵押率、科學評估貸款人償貸能力等具體的金融風險防範對策By investigating the internal control over credit business of china agricultural bank, jiangzhou branch, this paper points out that the internal control of this bank is neither perfect nor valid. there are flaws in evaluating the materials offered by clients, ranking credits, setting guarantee measures, etc. after analyzing the reasons that lie behind these flaws, this paper puts forward the author ' s some advice on how to set up more efficient banking internal control system, how to improve its execution, and how to harmonize internal control with banking supervision
本文結合商業銀行內部控制建設應遵循的目標及原則,針對江州市農業銀行信貸業務內部控制現狀,運用經濟學的委託代理理論和信息不對稱理論、組織行為學的公平理論以及戰略管理的pest和space分析方法,較深入地探討了該行內部控制存在的制度不健全、執行不得力、員工素質和內部審計不適應需要等問題及產生問題的原因。This paper is a case study and analysis of security management for business information systems of commercial banks. it applies the theories of management economics to analyze the information system, establish the management procedures, and construct a security management framework
本文是一篇運用管理經濟學原理對商業銀行經營管理中的業務信息系統安全管理進行分析,提出管理方案,構建安全管理框架的案例分析文章。Theoretically, fiscal fund and bank fund play the different roles in economy, have the different running mechanism, but a reasonable proportion should be kept between the two kinds of funds. there are many irrational phenomena in the operation cycle of fiscal fund and bank fund because of the historical and institutional reasons during the economy transition period. the confusional use of the two kinds of funds result in many contradiction and friction
雖然從理論上講財政資金和銀行資金在社會經濟生活當中各自扮演著不同的角色,各自有著不同的運行機制,兩種資金之間也確實存在著一個科學合理的分工,在社會總資金中保持合理的比例,在經濟調控中各司其職,然而,正是由於我國目前處于經濟轉軌時期,歷史上的,體制上的種種原因使得我國現階段財政資金和銀行資金的運行中存在著種種不合理的現象,資金運用的不規范導致了兩種資金運行的矛盾,摩擦不斷。Based on the brevity discuss about the theory & practice development of performance measurement in internal and oversea commercial banks, and the brief analysis about the main financial performance assessment models, the author analyses the theoretical defects and practical bewilderment of our internal commercial banks " financial performance evaluation system. subsequently, the basic principium & the central thoughts of balanced scorecard ( which is a performance evaluation system grown up in america in 1990s ) are introduced, and after a profound analysis on the meaning of bsc ' s four performance assess factors ( financial, customer, the internal business process, the learning and growth. ), the profound enlightenment meanings, such as forming strategic operation thoughts, implementing bank ' s strategies practically, evaluating operation performance comprehensively and scientifically, are explicated
本文首先簡要論述了商業銀行績效測評概念的內涵與意義,並在對國內外商業銀行績效測評理論與實踐發展及商業銀行主要的財務績效評價模型作扼要評述的基礎上,分析了我國商業銀行當前財務業績評價系統的理論缺陷與實踐困惑;隨后,文章介紹了20世紀90年代在美國興起的平衡計分法績效測評系統的基本原理、核心思想,並在對平衡計分法的財務、顧客、內部業務流程和學習成長四個業績評價要素進行深入分析之後,闡述了平衡計分法對我國商業銀行塑造戰略性經營思維、切實實施銀行戰略、全面科學測評銀行經營績效的深刻啟示意義。This essay explores the thoughts and methods about the problems of bsc ' s implement in china ' s commercial banks, such as application conditions, applied principles & procedures, the strategic business plans, the design thinking on bsc ' s indicators and the " scorecard ". at last, this essay applies the balanced scorecard to a chinese domestic bank, analyses it ' s four key success factors which including financial, customer, the internal business process and the learning and growth, puts forward a framework of
第二章,文章介紹了平衡計分法績效測評系統的基本原理、核心思想,並在對平衡計分法的財務、顧客、內部業務流程和學習成長四個績效測評要素進行深入分析之後,闡述了平衡計分法對我國商業銀行塑造戰略性經營思維、切實實施銀行戰略、全面科學測評銀行經營績效的深刻啟示意義。Thus, tellson s, in its day, like greater places of business, its contemporaries, had taken so many lives, that, if the heads laid low before it had been ranged on temple bar instead of being privately disposed of they would probably have excluded what little light the ground floor had, in a rather significant manner
這祥,臺爾森銀行便在它存在的日子里,跟它同時代的更大的企業一祥奪去了許多人的性命。若是在它前面落地的人頭不是悄悄地處理掉,而是排在法學院大門口,它們便可能在相當程度上遮去了銀行底層原已不多的光線。This thesis regards choice mode of basic asset of credit asset securitization as study entry, using the relevant principles in disciplines such as economics, finances, investments, financial engineering, theory of probability and mathematical statistic and commercial bank management, etc., drawing lessons from analysis tools and research methods of predecessors, through summarizing relevant concepts and principles, earning and risk of credit asset securitization, outlines a general definition of credit asset securitization and draws importance of choosing basic asset of credit asset securitization on this basis
本文將信貸資產證券化基礎資產的選擇模式作為研究切入點,運用經濟學、金融學、投資學、金融工程學、概率論與數理統計和商業銀行管理等學科的相關原理,並借鑒前人的一些分析工具和研究方法,通過對信貸資產證券化的相關概念及原理、收益與風險的分析,對信貸資產證券化作一個總的界定,並在此基礎上引出信貸資產證券化基礎資產選擇的重要性。Following reasons lead to the improper cash dividend policy : the equity structure dominated by a shareholder makes the manager and dominating shareholder have incentives for controlling dividend policy ; the bank system which is in weak position in governance structure lacks of governing ability ; inefficiency stock market cannot provide ‘ hard constraints ’ for external governance
本文指出,導致現金股利政策的決定不科學的原因有以下:一股獨大的股權結構導致上市公司經理人和大股東具有操縱現金股利的動機;銀行處于相對弱勢的地位,其對上市公司缺乏治理能力;並非有效的證券市場無法提供外部治理的硬約束。With informatic economics as the basis, the analysis of concept and theoretic framework as the starting point, this paper explores the institutional causes of low - quality auditing information, makes a positive analysis of the yinguangxia case, and exponds the influence of institutional arrangement on the quality of auditing, and finally proposes some countermeasures
摘要以信息經濟學的理論作為分析基礎,從概念與理論框架分析入手,論述了低質量審計信息產生的制度原因,並以銀廣廈事件為例進行了實證分析,闡明了制度安排對審計質量的影響,最後提出應對措施。This course is to let students know the copcepts and principles of money and banking, so they can illustrate them by actual applications to interest topics
講述貨幣銀行學之重要概念與原理,俾使學生獲得對其深切之印證。The article applies the basic economics theories, analyses its costs made - up and structure, the sources of its benefits on the basis of the net - bank development. it also discusses the approaches to improve the benefits of the net - banks. at the same time, it contracts with and analyses the traditional banks
本文運用經濟學基本原理,從網路銀行的發展入手,分析網路銀行的成本組成和結構,分析網路銀行的收益來源,探討提高網路銀行收益的途徑,並與傳統銀行進行比較分析,從而為網路銀行更好地生成和發展探索有效的途徑提出了作者的看法。With a rapid expanding of banking credit on real estate industry since 1998, as long as the housing price soaring, there are a theoretical controversy on real estate bubble in china. at the present, our real estate industry depends deeply on credit funds, the bank credit supports our real estate to its full flourish, while accumulating substantial risk correspondingly. therefore, researching the relationship between bank credit behavior and real estate bubble is of great meaning to understand the formation mechanism of bubble and to take measures to guard against and to dissolve the risk of real estate bubble
本文借鑒carey模型和herring & wachter模型來研究銀行信貸行為與房地產泡沫之間的關系,認為銀行提供的信貸資金是房地產價格的一個決定因素,銀行信貸擴張是造成房地產價格上漲直至泡沫形成的重要因素;房地產業的高收益率、銀行對風險評估的失敗是銀行信貸集中於房地產業的主要原因;運用行為金融學理論研究表明,房地產信貸市場存在著過度自信與羊群效應行為,這些行為使得銀行低估信貸集中於房地產業的風險,從而使得大量的信貸資金集中於房地產業。When loan student transfer, must pay off the loan principal and interest that is in former agency bank first, place school just can deal with transfer formalities for its
借款學生轉學時,必須先還清在原經辦銀行的貸款本息,所在學校方可為其辦理轉學手續。Shih, chia - mei and chen, chin - yuan ( 2006 ), “ the effect of organizational ethical culture on marketing managers ' role stress and ethical behavioral intentions ”, journal of american academy of business, march, 8 ( 1 ), pp. 89 - 95
施佳玫、陳進原( 2006 ) ,銀行從業人員對組織倫理文化的認知與工作滿意度之關系研究,應用倫理教育與研究學刊,第一卷,第一期,頁66 - 76 。It analyses economic theories and legal theories of multinational bank supervision in order to lay good foundation for this dissertation
該章揭示了跨國銀行監管的經濟學原理和法學原理。目的是為全文的展開構築理論框架。This paper will be a deep understanding of the bank ' s internal control based on the concept of using legal principle and the relevant financial regulations, from the commercial banks internal control processes, tools and business areas such as, my analysis of the present stage firms to implement internal control mechanisms and the legal environment of inadequate and with the implementation of the system of foreign successful experiences compare our country to improve the system in which direction and countermeasures
本文將在深刻了解銀行內部控制這一概念的基礎上,運用法學原理、結合相關金融法規,從商業銀行內部控制的運作流程、手段和業務經營范圍等方面出發,分析我國現階段商行推行內控機制的法律環境及其存在的不足,並通過與外國實施該制度的成功經驗進行比較,提出我國完善這一制度的大致方向和對策。分享友人