銀行從業資格 的英文怎麼說

中文拼音 [yínhángzòngyèzīgé]
銀行從業資格 英文
ccbp
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 業 : Ⅰ名詞1 （行業） line of business; trade; industry 2 （職業） occupation; profession; employment; ...
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 格 : 格象聲詞rattle; gurgle
  • 銀行 : bank
  • 資格 : 1 （從事某種活動所必備的條件） qualification 2 （從事某種活動所形成的身份） seniority:擺老資格 fl...
  1. This article is composed by four parts. the foreword introduces simply the process of from establishment to development and contabescence of shanxi bank and the operating and running status. then bring forward the theme of this article that the organizational and managing system was the determinant factors of the prosperity and decline of shanxi bank and its experiences and lessons lend a helping hand to the enterprises of our time. the first part mainly tells of the organizational system and managing mode which drove the development and prosperity of shanxi bank, i t was consisted of the organizing system of the ownership departing from the power of management, and the capital frame of composing by the yin - share and manpower - share, and the human resources management system including high - level various and with elasticity distributing system and strict managing system, and the rigorous mamaging system and flexible running frame, and the enterprise culture of combining tigtly with the ru culture

    組織制度方面，主要通過對票號所有權與經營權相分離的組織制度的研究，總結其對票號發展所起到的重要作用；資本構成方面，主要對票號銀股、身股並重的資本構成，特別是票號實行的頂身股制度進行研究，總結其對員工所形成的有效激勵作用；用人體制方面，主要從激勵和約束兩個方面分別進行研究，一方面是票號分配體制的高水平、多樣化、富於彈性，對票號員工形成了有效的激勵作用，另一方面是嚴格的人員選拔、培養、任用以及監督、獎罰等管理制度，對票號員工形成了有效的約束作用；管理制度和經營體制方面，主要通過對票號各類號規進行分類研究，分別從管理制度和經營體制兩類內容來著手，總結票號管理制度的健全和經營體制的靈活對票號業務發展所起到的重要作用；企業文化理念方面，分別從員工教育和儒商融會兩方面進行研究，總結票號對員工道德教育的重視給票號帶來的良好企業風尚以及儒商融會理念使票號在經營方面更加成熟穩健、注重企業長遠利益。
  2. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  3. Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme

    通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。
  4. Only evidence member it is appellation of a kind of qualification, need adds attribute to come qualitative, international commerce is for instance only card member, it is to point to in business of international trade settle accounts, make according to selling agreement and l / c clause to be engaged in copy, issue receipts of all sorts of foreign trade settle accounts and letter, hand in a bank to deal with the member that discuss what pay formalities or commend the work such as gathering of silver - colored advancing travel to hold a witness

    單證員是一種資格稱呼，需要加定語來定性，比如國際商務單證員，是指在國際貿易結算業務中，根據銷售合約和信用證條款從事繕制、出具各種對外貿易結算單據和證書，交銀行辦理議付手續或委託銀行進行收款等工作的持證人員。
  5. In effect, therefore, the discount rates put a cap on the interbank interest rates for short - term money, particularly for overnight money. there is no point in bidding for expensive money in the interbank market when banks can come to the discount window to borrow more cheaply, assuming of course that they have the eligible securities

    由於銀行只要持有合資格的債券，便可按貼現息率從貼現窗借取資金，而沒有需要在同業市場以高息拆入資金，所以貼現率本身就像是短期銀行同業拆息尤其是隔夜資金的上限。
  6. With a rapid expanding of banking credit on real estate industry since 1998, as long as the housing price soaring, there are a theoretical controversy on real estate bubble in china. at the present, our real estate industry depends deeply on credit funds, the bank credit supports our real estate to its full flourish, while accumulating substantial risk correspondingly. therefore, researching the relationship between bank credit behavior and real estate bubble is of great meaning to understand the formation mechanism of bubble and to take measures to guard against and to dissolve the risk of real estate bubble

    本文借鑒carey模型和herring & wachter模型來研究銀行信貸行為與房地產泡沫之間的關系，認為銀行提供的信貸資金是房地產價格的一個決定因素，銀行信貸擴張是造成房地產價格上漲直至泡沫形成的重要因素;房地產業的高收益率、銀行對風險評估的失敗是銀行信貸集中於房地產業的主要原因;運用行為金融學理論研究表明，房地產信貸市場存在著過度自信與羊群效應行為，這些行為使得銀行低估信貸集中於房地產業的風險，從而使得大量的信貸資金集中於房地產業。
  7. During the constant exploration and study on bank crises, more and more economists have realized that moral hazard problems have severely endangered the healthy operation of the bank institution and financial system and founded some financial crisis models to show how moral hazard functions and does severe damage to the whole financial field. chapter one introduces moral hazard ' s basic theories including its name source, implications, causes and effects on financi al system, which shows that government guarantee and incomplete information leads to the moral hazard problem between principals and agents

    在對銀行危機產生根源的不斷探索和研究中，越來越多的經濟學家意識到道德風險問題己嚴重危及到銀行機構和金融系統的健康運行，著名經濟學家如克魯格曼和柯斯提等還建立了在不同背景下的金融危機模型，以說明道德風險是如何在政府、銀行、企業和投資者之間產生作用，從而給整個金融領域帶來災難性後果的。
  8. At present it is difficult for smes of our country to get financial support from either state - owned banks or capital market because the rigid informatin publication mechanism in the present single nationwide capital market doesn ' t fit the information management in smes

    摘要目前，我國中小企業難以從國有商業銀行和資本市場上融通資金，其原因是由於現有的單一全國性資本市場上較嚴格的信息披露機制與中小企業信息管理不相適應。
  9. And finally in our progress toward a resumption of work, we require two safeguards against the return of the evils of the old order ; there must be a strict supervision of all banking and credits and investments ; there must be an end to speculation with other people - s money ; and there must be provisions for an adequate but sound currency

    最後，為了重新開始工作，我們需要兩手防禦，來抗禦舊秩序惡魔卷土從來；一定要有嚴格監督銀行業、信貸及投資的機制：一定要杜絕投機；一定要有充足而健康的貨幣供應。
  10. Exerting swot analysis, the author compared the strength, weakness, opportunity and threat of medium and small commercial banks " with state - owned commercial banks " in organized form, management system, politic condition, the extent of vocational works and the technical progress. the author indicated that if the medium and small commercial banks wanted to stand on the competition and get greater progress, these banks must change the market location, turn their serving targets to medium and small enterprises, exert integrated marketing strategy ( product strategy, price strategy, distribution channels, sales promotion strategy ) and technical superiority strategy, develop intermediary business and obsa off balance sheet activity of value - added yield

    運用swot分析，從組織形式、經營體制、政策環境、業務范圍、技術進步等方面比較了中小商業銀行同國有商業銀行及外資銀行的優勢、劣勢、機遇及挑戰，明確了中小商業銀行要想生存乃至更好的發展，就必須改變現有的市場定位，轉而以中小企業為主要服務對象，運用營銷組合戰略（產品策略、價格策略、分銷渠道策略和促銷策略）和技術領先戰略，積極拓展高附加值和高收益的中間業務及表外業務。
  11. This paper firstly introduce and analyze the profit mode of civil commercial banks ' business of credit card, then analyze how to manage the risk of business of credit card of civil commercial banks in the direction of the risk factor affecting profit and cost, and propose that the level of risk management can be enhanced by dividing goal client base strictly, perfecting system of customers service, monitoring information of customers and performing rational management of raising fund

    摘要本文首先對我國商業銀行信用卡業務的盈利模式進行介紹分析，然後分別從影響利潤和費用的風險因素的角度對我國銀行信用卡業務的風險管理進行分析，提出現階段可以通過嚴格劃分目標客戶群、完善客戶服務體系、對客戶信息進行實時監督、採取合理的籌資管理等途徑來提高我國商業銀行信用卡業務的風險管理水平，進而縮小我國銀行業信用卡業務與外國銀行業信用卡業務的差距。
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