限期抵押 的英文怎麼說

中文拼音 [xiànqīdǐyā]
限期抵押 英文
closed mortgage
  • 限 : Ⅰ名詞（指定的范圍; 限度） limit; bounds Ⅱ動詞（指定范圍, 不許超過） set a limit; limit; restrict
  • 期 : 期名詞[書面語]1. （一周年） a full year; anniversary 2. （一整月） a full month
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 限期 : 1. （限定日期） within a definite time; set a time limit 2. （限定的日期） time limit; deadline
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  1. Once the loan contract is signed, the interest payment is locked. so it is more advantageous to mortgager. in banking business, mortgage prepayment is usually regarded as a convention

    同浮動利率住房抵押貸款比較，固定利率住房抵押貸款對貸款人比較有利，一旦簽訂合同，在貸款期限內可以避免由利率上升帶來的貸款成本增長。
  2. Based on these, considering prepayment " influence on mbs " price, the following three pricing methods are researched on deeply. referring to the experiences of foreign countries, the pricing method based on prepayment pattern is given ; considering the influence of interest rate on prepayment, different interest rate simulation pricing methods are set up, which is on the basis of different interest rate term structure model ; in view of interest rate and different incentive threshold of mortgager, a interest rate incentive function simulation model is established to price mbs

    在此基礎上，考慮到預付對證券價格的影響，對以下三種定價方式進行了深入研究：借鑒國外經驗，提出了基於提前還款模式的定價方法；考慮利率對預付行為的影響，建立了基於利率期限結構的不同種模擬利率定價模型；考慮到利率以及抵押借款人的不同利率刺激門檻對預付的影響，建立利率刺激函數模擬模型進行定價。
  3. In our future real right law, there should be some limitations to the open objects, hut nor the open contents in the property register of immovables ; lawsuit time limit should not he applied to return protoplast right of applicant ; we had better constitute positive prescription system ; powerless punish should not affect the force of contracts when the endorser has no right, but the transferee is well - meaning ; there should be proper toleration to the unanimous consent principle on punishing mutual thing ; we should prohibit mortgaging to some movable property which has no way to open ; there should not be the time limitation when mortgager realizes the hypothec after the fulfilling tern ; of primary creditor ' s rights is over, except that mortgager is not the debtor ; when the debtor do not refund the debt, the mortgager cannot get the guaranty directly, but he may put in for the court to auction guaranty

    摘要我國未來物權法，對于不動產登記簿的開放對象應當有所限制，但對于開放內容不應有所限制；物權人的返還原物請求權不應當適用訴訟時效；應當建立取得時效制度，並應區分一般動產、準不動產、未登記不動產而規定不同的成立條件；在動產的轉讓人為無權處分而受讓人為善意的情況下，轉讓人與受讓人之間的合同是否有效不應當以「無權處分」為條件，只有在轉讓合同無效的情形下，受讓人取得標的物的所有權才是依善意取得制度的取得，此時的取得是原始取得；在共同共有的情形下，原則上處分共有物應當經共有人全體一致同意，但應容有若干例外；不應當規定居住權；動產抵押的公示方式問題無法徹底解決，如果規定動產抵押，應當實行登記要件主義，適于烙印、打刻或貼標簽的動產，應當採取烙印、打刻或貼標簽的方式，其他無法解決公示方式的動產應當禁止抵押；主債權履行期屆滿后，抵押權人行使抵押權，原則上不應當有一個時間限制，但抵押人非為債務人時可容有例外；在債務人不償債時，抵押權人不能直接讓抵押人交出抵押物，實現抵押權，但可以持抵押權登記簿副本直接申請法院拍賣抵押物。
  4. Chapter three analyses the suitable pricing model of our country ' s mbs, and by studying secular trend and fluctuation of risk free interest rate and the term structure of interest rate of national debt, i propose an option model based on floating interest rate mbs which will be issued in our country. next, cash flow current value method is used to carry out the empirical test

    第三章分析了適合我國住房抵押支持證券的定價模型，通過研究我國無風險利率長期趨勢值、波動性以及國債利率期限結構，提出我國發行浮動利率抵押支持證券的期權定價模型，並應用現金流現值定價法對我國發行固定利率住房抵押傳遞證券的定價進行實例分析。
  5. Aspect 3. mortgage term mortgage term is a valid duration in which mortgage can exercise his mortgage based on parties " arrangements or legal regulations. during the term mortgagee exercises mortgage so that his own creditor ' s right can be accomplished priorly

    三、抵押期間才耐甲權期間，又利時耐甲權期限，是才豺民澹當事人的約定或者法律規定漪劃甲牙丸氣能夠行圖耐甲權的有效期間。
  6. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  7. In addition to real estate mortgages for property registration is required other than to immediately apply for loans, lidengkequ, several of the approved loan amount may be less than, to borrow from five days to six months duration, may be longer or shorter

    除了房地產抵押需辦理產權登記以外，其他貸款可以即時辦理，立等可取，借款金額在核定數內可多可少，借款期限從五天到六個月，可長可短。
  8. “ encumbrances ” include any option, right to acquire, right of preemption, mortgage, charge, pledge, lien, hypothecation, title creation, right of set - off, counterclaim, trust arrangemnet or other security or any equity or restriction ( including any relevant restriction imposed under the relevant law

    「權力負擔」包括期權、收購權、優先權、抵押、押記、質押、留置、押匯、所有權的產生、抵付權、反訴、信託安排或其他擔保、或股權、限制（包括有關法律規定的任何有關限制。 ）
  9. Many homeowners, for example, are making the most of the low interest rate environment by refinancing to trim their payments or shorten their term. some are downsizing to smaller pads

    許多屋主，例如，盡量利用低利息的率環境，更改他們的房屋抵押貸款支付金額或宿短支付期限。有些減少到很少的錢。
  10. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  11. Even the design is comprehensive ; client will have more structure to fit their requirement. in the past few years, as lack of professional staff and limitation of law

    不同類型的資產支持證券和住房貸款抵押支持證券有不同的特點，所採用的結構也不盡相同，其目的就是為了設計出具有不同期限結構和
  12. It is the basis of oas to construct zero coupon yield curve and define interest rate term factors model. the key of oas is to select a kind of interest rate scenario simulation and evaluation methodology fitting abs / mbs

    其中，零息票收益曲線的構造和利率期限因素模型的定義是期權調整利差法的基礎；選擇適合資產抵押支持證券的利率情景模擬技術和估價技術是其關鍵。
  13. Commercial bank of china managed not only deposit and credit but also investment. the article emphasized the bank investment in its early stage, analysed some reasons and main forms of the investment. it was weak in industry in modern china that commercial bank of china invest some estates in late qing

    在放款業務上，著重論述通商銀行放款的對象、數量、期限、利率以及放款的抵押品等內容，意在分析它們內在的聯系和變化過程，揭示清末社會經濟發展狀況對通商銀行業務的影響。
  14. Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those

    所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。
  15. Enterprise movables mortgages the main item that register includes : guaranty person, hypothec person, small sign contract, the name of pawn, amount and price, the limits that guaranty assures, be assured advocate the sort of creditor ' s rights and amount, debtor performs the time of debt

    企業動產抵押登記的主要事項包括：抵押人，抵押權人，低押合同，抵押物的名稱、數量和價格，抵押擔保的范圍，被擔保的主債權的種類和數額，債務人履行債務的期限。
  16. As the project loan was long term and subject to kinds of risks, it was safe for the loaner to note the uncertainties, and we suggested the loaner to take such methods as noting whther the investor can satisfy the foreign govenunent loan condition and extend the project ' s goods source from duty free goods to both duty free and duty paid goods, the investor ' s capacity to nm the harbo, the nearby wr ' s competition for the source of goods, and making sure the cash flow of the harbor will be used to pay the loan, and raising a mortgag on the project

    由於貸款期限長不確定因素多，為了有效控制風險，建議貸款人在做出貸款承諾前，要求投資方明確項目建設方案，提供未來碼頭經營方案或設想，並爭取將本項目的貨源范圍由保稅貨物擴大到非保稅貨物；此外貸款人碼頭項目貸款的調查報告可採取必要措施確保碼頭經營收入專項用於償還貸款，並考慮以碼頭在建工程設定抵押。
  17. Though residential accumulation fund load and commercial load develop rapidly, there are many problems including smaller loan - to - value ratio, shorter loan terms, more initial payments and simple mortgage lending patterns needed to be solved in mortgage innovation. residential mortgage does n ' t meet the needs of all groups of home buyers, so it has been a urgent matter to innovate it

    雖然個人住房公積金貸款與個人住房商業性貸款的規模擴張極其迅速，但我國住房抵押貸款抵借比率過小、貸款期限過短、首付款過大、還款方式單一，已不能適應不同層次購房者的貸款要求，對其進行創新設計已成為當務之急。
  18. Another critical issue is that related parties needs to know their values presicely and this is the main point of this paper. research of mbs value includes 3 areas : 1. forast the mbs cash flows according to borrowers ’ different prepayment rate ; 2. establish mbs risk - prmium interest rate term structure to forcast cash flows. 3. create decident model to value mbs

    Mbs價值研究涉及三個方面問題:一、根據抵押貸款借款人提前償付水平預測mbs未來現金流;二、構建考慮mbs風險溢酬的利率期限結構為預期現金流貼現;三、建立定價模型計算mbs價值。
  19. From a micro - view in personal housing mortgage loan, the bank faces or will face the shortage and singleness of the fund, risk concentration, small size, short term and bad liquidation and so on

    從微觀上來看，目前銀行在個人住房抵押貸款問題上面臨或將要面臨資金來源不足、單一；風險集中；規模小、期限短；流動性差等困境。
  20. In 1998, the people ' s bank of china issued the administrative law of individual housing loans and allowed commercial banks to open individual housing secured loans, extend the loan term, which marked a new phase in the development of home financing in china. after this, the scale of granting home mortgages rapidly widened and the development was swift as by there year 2000, the balance of home loans at the china construction bank and the industrial and commercial bank of china broke through rmb 100 billion yuan, of which, individual home mortgages became the most important growth point for credit in the real estate industry

    1998年，中國人民銀行出臺了《個人住宅貸款管理法》 ，允許商業銀行開辦個人住宅擔保貸款，延長貸款期限，這標志我國住房金融發展到一個新的階段，其後住房抵押貸款發放規模的迅速擴大，發展勢頭迅猛， 2000年，中國建設銀行和中國工商銀行住房貸款余額均突破1000億元，其中個人住房抵押貸款成為房地產信貸中最重要的增長點。
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