風險與銀行 的英文怎麼說
中文拼音 [fēngxiǎnyǔyínháng]
風險與銀行
英文
risk and banks- 風 : Ⅰ名詞1 (空氣流動) wind 2 (風氣; 風俗) practice; atmosphere; custom 3 (景象) scene; view 4 ...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 風險 : risk; hazard; danger
- 銀行 : bank
-
This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee
樓花按揭作為一種擔保方式起源於英美法上的mortgage ,所以本文第一部分首先探討了mortgage在英美法上的含義:特定財產權利的轉移;在債務人不履行債務時,債權人可以確定地取得所有權;債務人享有通過履行債務而贖回擔保物的權利,同時債權人負有交還財產的義務。其次,就我國的樓花按揭實踐總結了其基本特徵:樓花按揭涉及兩個合同三方當事人;樓花按揭的標的是一種期待性利益;樓花按揭是通過轉讓物業權益而設定的一種擔保方式;預售樓花滅失的風險應有開發商承擔;樓花按揭的階段性;樓花按揭實現方式的特殊性。最後,分析了樓花按揭所牽涉的各個法律關系,認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系,按揭當事人只有購房人(按揭人)與銀行。A study of moral hazard in commercial bank and deposit insurance pricing
銀行風險與存款保險制度Take the matter of risk and remuneration at banks
以銀行的風險與薪酬問題為例。Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ,即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄;總結了我國國有商業銀行風險的「五大特點」 ,即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢;剖析了我國國有商業銀行風險形成的「八大因素」 ,即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。This section compendiously expatiates on the background and significance of the object, the object and range of studying, the main project and logic structure, and the theoretical tools and studying methods. moreover, it also overall classifies and summarizes the research reality between the government and the market, the government action and the risks of the bank - industry
本章主要對文章的選題背景及意義、研究對象和研究范圍、主要思路和邏輯結構、理論工具和研究方法進行了簡明扼要的闡述,並對有關政府與市場、政府行為與銀行業風險的研究現狀做了一個比較全面的文獻整理和綜述。Secondly, actions between banks and enterprises in china ' s credit market and the motivation of banks " deregulation are deeply analyzed by the means of the game theory. thirdly, the thesis studies how systematic factors in china aggravate the information asymmetry in the credit market from the aspects of property right, financial supervision and information announcement. at last, suggestions on how to dissolve the bank credi t risk and prevent non - performing banking assets increasing are put forward in the aspects of improvement of information symmetry, establishment of incentive and constraint mechanism and elimination of systematic factors which aggravate the information asymmetry
首先,論文分析了我國信貸活動中的信息不對稱所產生的逆向選擇與道德風險對銀行資產質量的影響;其次,作者運用博弈論方法對我國信貸市場中銀行與企業的博弈行為以及銀行違規的動力進行了深入地分析;接著,論文又從產權、金融監管和信息披露這三個方面研究了我國的體制性因素如何加劇信貸市場的信息不對稱問題;最後,論文從提高信貸市場的信息對稱度、建立有效的激勵約束機制以及消除加劇信息不對稱的體制性因素這三個方面對化解我國銀行信貸風險、防範銀行不良資產的新增提出了建議。The expanding for floating range of credit interest and the risk of bank ' s credit business
貸款利率浮動區間擴大與銀行授信業務風險性研究At last, the author discussed the approach of releasing the two types of risk, pointing out that it must be the only outlet to breaking the path dependence effect and pushing the institutional bifurcation. the innovativeness of the dissertation was manifested in the following facets : first, the two heterodox paradigms were concluded after a thorough and systematical retrospect ; second, a brand - new framework was established by embracing the two paradigms ; third, the concepts of risk and financial risk, especially their information and institutional contains, were expatiated under the framework ; fourth, the characteristics of china ' s economic structure and financial structure and their theoretical meanings were well concluded ; fifth, the commercial banking systematical risk and the stock market systematical risk of china were well explored and explained, and some solutions were reached
文章創新之處主要體現在以下幾點:通過對既有文獻的廣泛深入了解,歸納出兩個可能對主流經濟學形成挑戰的經濟學研究範式;通過模型化模擬,探討了將兩個範式相互融會貫通、從而建立起具有更好解釋能力和預測能力的理論體系的可能;在上述理論體系下對風險與金融風險進行了經濟理論和經濟史理論層面上的闡釋;以上述闡釋為基礎,對我國經濟結構與金融結構特點進行了理論歸納,對我國目前的商業銀行系統風險與股票市場系統風險進行了深入剖析,並總結出可行的化解途徑。The new bulk settlement service will minimise settlement risk by eliminating the time gap between payments made by participating banks with net outgoing payments, and payments received by participating banks with net incoming payments
引入批量結算服務,將可消除參與銀行就凈付款額進行付款與凈收款額進行收款之間的時間差距,藉此減低結算風險。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。One of the most important tasks of the hkma is to manage risks to the monetary and banking systems
金管局其中一項最重要的工作,是管理貨幣與銀行體系的風險。On legal risk and preventive counter - measures of intermediate business of china ' s commercial banks
淺議我國商業銀行中間業務的法律風險與防範對策On risk and management of liquidity of state - owned commercial bank in our country
我國國有商業銀行的流動性風險與管理Indeed, with the problems of negative equity and bankruptcy rapidly dissipating, financial and economic conditions now present much less risk than before to monetary and banking stability in hong kong
事實上,隨負資產及破產問題的消減,香港的金融及經濟現況對金融與銀行體系穩定所構成的風險遠較前一段時間為小。Bank risk amp; amp; deposit insurance system
商業銀行道德風險與存款保險定價研究Inability to integrate of numerous trading and banking systems to one coherent view of bank ' s overall risk management
無法將不同的交易與銀行業務系統集成,無法掌握和管理銀行的整體風險。Chapter 4 is about the methods to solve the problems about the contradictions of fiscal fund and bank fund and the transform of the fiscal risk and bank risk
第四章認為財政資金與銀行資金運行矛盾的解決和財政風險與銀行風險的化解是同一問題的兩個方面。Risk and banks
風險與銀行Chapter 2 expounds the contradictions and their embodying of the fiscal fund and bank fund in the transition period from the point of historical view. chapter 3 is about the transform of the fiscal risk and bank risk
第三章分兩個方面介紹了財政資金與銀行資金運行矛盾的直接後果,即由於歷史的,體制的原因我國目前的財政風險與銀行風險存在相互轉化的機制。But compared with the bank risk, the non - bank financial structure risk was litter than bank risk from the amounts and the degree. so the managing risk of commercial bank is the important point that will be analysed in the essay
但是,非銀行金融機構潛在的風險與銀行風險相比較,不論是從數量上,還是從嚴重程度上,都只能列在銀行風險之後。分享友人