風險評級體系 的英文怎麼說

中文拼音 [fēngxiǎnpíngjítǐxì]
風險評級體系 英文
risk rating system
  • 風 : Ⅰ名詞1 （空氣流動） wind 2 （風氣; 風俗） practice; atmosphere; custom 3 （景象） scene; view 4 ...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 評 : Ⅰ動詞1. （評論; 批評） comment; criticize; review 2. （評判） judge; appraise Ⅱ名詞（姓氏） a surname
  • 級 : Ⅰ名詞1 （等級） level; rank; grade 2 （年級） any of the yearly divisions of a school course; gra...
  • 體 : 體構詞成分。
  • 系 : 系動詞（打結; 扣） tie; fasten; do up; button up
  • 風險 : risk; hazard; danger
  • 評級 : grade; rate
  1. According to reality situation hi bank of china mudanjiang branch, the author goes step further to detail and perfect the alrm ' s index within the rule of the central bank and bank of china head office. from secondary banks point of view, the author applies system theory, cybernetics and linear programming theory to establish a set of the index system of the alrm of bank of china mudanjiang branch. the author refers to strengthen and perfect the internal control institution and preventative measure of risk and establish alrm ' s integrated evaluation model and examinatorial method

    論文從二級分行的角度，應用系統理論、控制論和線性規劃理論，建立了一套適合中國銀行牡丹江市分行資產負債比例管理的指標體系，提出了加強和完善中國銀行牡丹江市分行資產負債比例管理的內部監控制度和風險防範措施，建立了該行資產負債比例管理綜合評價模型及考核辦法，並對其組織機構的設計及指標的管理提出了相應建議，初步形成了一套資產負債比例管理的組織、指標管理和評價考核體系，從而使中國銀行牡丹江市分行能夠更好的管理本行的資產和負債，創造更大的效益，增強其競爭能力。
  2. Following the research route of mend with study and development with creation, give the definition of risk and the methods of risk identifying, divide the risk attitude into risk loving, risk neutralism and risk avoiding, point out the importance of enhancing the risk consciousness for lightning hazard, and summarize the mechanisms of lightning hazard the theories and methods of risk assessment for lightning hazard. provide a set of risk assessment parameters for lightning hazard, which includes lightning times n, hazard probability p, hazard loss d, hazard risk r and protection efficiency e, and give the definition, decisive factor, value method and value scope of each parameter. establish a risk assessment model for lightning hazard which includes lightning hazard base module, lightning hazard probability module, lightning hazard loss module, lightning hazard accepted risk module, lightning protection cost module, correcting coefficient module, lightning hazard risk module, and lightning protection class and efficiency module

    遵循借鑒改造和發展創新的研究思路，給出了風險的定義和風險識別的方法，將風險態度分為風險喜好型、風險中庸型和風險逃避型，指出了提高雷電災害風險意識的重要性，總結了雷電災害的作用機制和雷電災害風險評估的理論與方法；提供了包括雷擊次數n 、雷災概率p 、雷災損失d 、雷災風險r和雷電防護級別與防護效率e等5類基本參數的雷電災害風險評估參數體系，並給出了各個參數的定義、參數的決定因素和取值方法以及取值范圍；設計了包括雷電災害基礎模塊、雷電災害概率評估模塊、雷電災害損失評估模塊、雷電災害允許風險評估模塊、雷電防護成本評估模塊、校正系數模塊、雷電災害風險評估模塊、雷電防護級別與效率分析模塊等8個模塊的雷電災害風險評估模型，評估模型以iec61662的評估模型為基本參考，以雷災損失d為中心，把雷災風險劃分為經濟雷災風險r _ e和人身雷災風險r _ l ，並對r _ e和r _ l分開單獨處理。
  3. The paper indicates that, on the premise of the reform of property rights, the choice of modes of establishing a healthy credit system in china should follow the way of marketing. therefore a lot of work remains to be done such as opening credit inquiry data, founding the data base, establishing a scientific credit rating system, forming a credit punitive mechanism, etc. the bank should also play its role in the establishment by perfecting the existing credit management system, forming an effective credit risk precaution mechanism, and carrying out the work of interior credit rating

    關於我國信用制度的具體建設，研究表明：在產權改革的前提下，我國信用制度建設的模式選擇應走市場化的道路，必須做好開放徵信數據、建立數據庫、制定科學的評級指標體系、建立失信懲罰機制等多方面工作，並且要完善銀行現有的信貸管理體制，建立有效的銀行信用風險防範機制，開展銀行內部資信評級工作，發揮銀行的作用。
  4. First, through the brief summary of country risk by the credit rating agencies abroad, the assessment indicators adopted are analyzed comprehensively that the assessment system chosen is not suitable for eci

    第一，通過對國外資信評級機構國家風險評價的簡要概括，針對其所選的評價指標進行全面分析，指出其評價體系不適合出口信用保險。
  5. Chinese banking begin and try and set up as far back as 1996 " award letter, examine loan separate, hierarchical examination and approval, responsibility clearly demarcated in unison " award letter management system, introduced customer ' s credit rating system and loan risk categorized system again later, make loan authorize system and customer award letter management method in unison, pursue customer award letter manage in unison all - sided

    中國銀行業早在1996年就開始嘗試建立「統一授信、審貸分離、分級審批、責任分明」的授信管理體制，后來又引進了客戶信用評級體系和貸款風險分類制度，制定了貸款授權制度和客戶統一授信管理辦法，正在全面推行客戶統一授信管理。
  6. So this paper tries to solve these problems through the following work : first, we select some index to valuate the close - end funds, including income, stability, risk in falling, stocks selecting ability and tuning ability, based on overseas funds valuation methods and domestic market condition ; second, we analyze the stability of all index and form two styles index, which are f and other bad stability index ; then, we form the valuation system, including two - layers index, which are p and factor score ; last, we use this system to analyze the close - end funds which came into existence before 2000 and get the final comparative result. the main intention of this paper is to create the system of valuating close - end funds in our country, which is comprehensive and objective. in my valuation system involving the period from 2000 to 2003, the funds as a whole performs inferior to the stock index

    首先，對國外理論界經典成型的、以及前沿的基金評價指標和評價方法進行了詳細的分析，並結合我國的基金市場狀況，選取了可以衡量基金收益、穩定性、下跌風險、股票選擇能力、時機選擇能力等量化指標；其次，根據我國基金分析的需要，採用了諸如基金交易價格、換手率等二級市場表現指標；然後，對這些指標進行了時間延續性分析，檢測這些指標在運用到我國基金市場時能否有效預測基金未來表現，從而形成了兩類指標：時間延續性很好的s _ p和時間延續性不好的其它所有指標；再次，在以上工作的基礎上形成了由兩個層面的指標構成的我國證券投資基金評價體系： s _ p和因子分析中綜合因子得分值；最後，選取了我國2000年1月1日前成立的23隻封閉式基金作為樣本，並同時採用上證a股與深成a股兩個基準組合進行了3年樣本期的實證分析，得出了最終的比較性評價結果。
  7. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  8. During the course of establishing this kind of system, we have adopted some advanced instruments and analyzing ways, and used var ( value at risk ) as the base of making models. we also have used regression and historical simulation to evaluate the risks existing during the course of commercial banks " operation, upgraded these ways to make them cooperate with china ' s economic practice, pointed out some indexes and concepts which have practical significance, expanded the academic fields, and connected the normal ways and practical ways together. in this thesis, we have paid more attention to the practical research

    在進行風險評估體系的構建過程中，本文充分借鑒了國外先進的研究工具和分析方法，以var （ valueatrisk ）方法作為相關模型構建的數理基礎，採用了回歸分析、歷史模擬等系列研究工具，對我國商業銀行經營過程中的風險情況進行了跟蹤模擬與綜合測評，並結合我國具體現實對所用方法進行了升級與改造，提出了一些具有較強使用價值的指標概念，並在此基礎上進行了進一步的理論延伸，做到了規范研究與實證研究相結合，著重突出了現實意義。
  9. Therefore, the state - owned commercial banks should not only pay attention to the economical benefits, and moreover, act as the “ hatcher ” of the national economy to act as the multiplier effect so as to walk along the sustainable development path

    其中:核心問題是識別與控制中小企業信用風險，建設準確評價中小企業信用等級的評估體系，以此來搶占營銷的制高點，促進其走可持續發展的道路。
  10. Moreover, for chinese banks and researchers, both the requisite technologies and experiences in this field are just in the beginning steps, yet somewhat lagged behind. the main purpose of this paper is to give a complete and systematic discussion on the theoretic basis, methods and formalities of the five - class system of credit assets, which is currently used in the people ' s bank of china, together with the introduction and comparison of other contemporary formalities of credit assets adopted by other commercial banks. then we give a deep and concrete analysis of the situation and problems in the current operation of the credit assets five - class system in the b city commercial bank in anhui province

    本文的主要目的就是針對目前中國人民銀行正在推行的信貸資產五級分類的理論基礎、方法及程序進行了較為全面和系統的論述，並對同時期國內外商業銀行所採取的信貸資產分類模式做了相應的介紹和比較，進而具體剖析了現階段安徽省b市商業銀行在信貸資產五級分類操作中的具體步驟，同時，借鑒了貸款風險評估的相關理論和模型，對安徽省b市商業銀行目前的貸款風險分類方法的現狀和存在的問題進行了較為深入的、系統的分析。
  11. To realize the ultimate goal of the administration of credit risk, namely, to balance the relationship between risk and profit of the administration of capital and property formation, the grading system such as " grading system of clients " and " classification of loan risks " become the important contents of risk identification, which starts from risk identification of single property risk

    指出實現信用風險管理的終極目標? ?總體權衡風險與收益之間關系的資產組合管理? ?依然應以「客戶評級體系」和「貸款風險分類」構成的二維評級體系為風險識別的重要內容，並從單筆資產的風險識別開始。
  12. Enlightenment of credit - risk evaluation in american banking system

    美國銀行內部信用風險評級體系的啟示
  13. In order to tackle the challenge of the international financial market, we must set up valid credit rating system as soon as possible inside our country ' s bank

    為了應對國際金融市場的挑戰，必須在我國銀行內部盡快建立起有效的信用風險評級體系。
  14. If commercial banks in china meet the requirement of the new capital accord, many questions must be solved, including the possible continual worse in capital adequacy, a lot of drawbacks in the current standard of measuring capital adequacy, imperferction in the internal system of assessing risk, and so on. in order to cope with the challenge from the internal and international financial market, commercial banks in china should make full use of the advanced managing experience of international banking, raise capitals by all possible means, make capital structure perfect, set up preliminary system of assessing risks with conceratration on internal ratings - based approaches, and continue to improve the quality of assests and the capability of gaining profits

    與新協議的要求相比，我國商業銀行資本管理存在著相當大的差距，主要表現在：資本充足率可能進一步下降，現行資本充足率測算標準存在諸多缺陷，風險評估體系很不完善，等等。為迎接新協議實施后來自國內外金融市場的巨大挑戰，我國商業銀行應充分借鑒國際銀行業的先進管理經驗，發揮后發優勢，進一步拓寬籌資渠道，完善資本結構，初步建立以內部評級法為核心的風險評估體系，規范資本管理信息披露，繼續改善資產質量，捉高盈利能力，以便盡早與新協議的要求接軌，提高我國銀行業的國際競爭力。
  15. Lastly, it analyses the management methods of credit risk, market risk and operation risk of our commercial banks : in the section of the credit risk, it begins with risk recognition, introduces the difficulties of establishing the internal ratings - based approach of our commercial bank and puts forward the management thinkings from the five respects : the setup of irb, credit culture establishment, the modification of information announcement, the innovation of credit management tools and improvement of the capital adequate rate. in the section of market risk, it introduces the reason of strengthening its management of the whole world and our country, analyses the most important method - var and then discusses its operation inour country commercial banks. in the section of the operation risk, it defines the internal meaning, analyses the different measure means, points out current pressure of our commercial bank ' s facing and finally proposes the rightful operation risk management tactics combining the actual situation of our country

    首先是對新協議本身的研究，介紹了巴塞爾協議的邏輯演進、新協議的主要內容及主要特徵；其次從最低資本要求、監督部門的監督檢查和市場約束三大支柱入手，分析新協議對我國商業銀行風險管理可能產生的不利影響；最後分析了新協議框架下我國商業銀行信用風險、市場風險和操作風險的管理思路：信用風險部分從對其的識別分析入手，介紹了我國商業銀行建立內部評級法的必然性，最後從內部評級體系的構建、良好信用管理文化的建立、信用風險的信息披露改進、信用管理工具創新和提高資本充足率、構建統一的風險管理組織結構六個方面提出了我國商業銀行信用風險的管理途徑；市場風險部分介紹了全球以及我國加強其管理的原因，對當前市場風險管理的主流方法? ? var方法進行了詳細的闡述，並進而對var方法應用於我國商業銀行市場風險管理中的若干問題進行了探討；操作風險部分在正確界定其內涵的基礎上，重點分析了各種計量方法，並指出現階段我國商業銀行加強操作風險管理的緊迫性，最後並結合我國的實際情況提出了合理的操作風險管理策略。
  16. The basle accord ii encourages the bank to establish irb and develop risk measurement and management model. the bank can input risk elements that include probability of default, loss given default, maturity and exposures into the risk weight functions that are provided by basel committee and obtain the capital requirement

    2004年6月，巴塞爾銀行監管委員會公布了最終定稿的新協議，在保留銀行資產外部評級方式的同時，鼓勵大銀行建立內部評級體系和開發風險度量模型，允許銀行通過內部評級確定風險函數計量加權風險資產。
  17. The first phase construction of group networking security determined the organizing framework of security management, established integrated security strategy and networking security management system, and solved the problem of uniform defense and concentrated control for the w hole network virus, the security problem of transmission of the ddn special line, and the problem of accessing control of the important networks and networking servers by combining with corresponding security technique, anti - virus technique, firewall technique, invasion detected technique, and risk evaluation technique, etc, and implemented the security defenses for the weakest level ( transmission security of inter - region mainline network ) and kernel level ( multi - lans in first class secret units ) in the system

    集團網路安全一期建設確定了安全管理組織機構、制定了整體安全策略和網路安全管理制度，並結合相應安全技術防病毒技術、防火墻技術、入侵檢測技術、風險評估技術等，解決了全網病毒的統一防範集中控管問題、 ddn專線上的傳輸安全問題、重要網路及網路服務器的訪問控制問題等。實現了系統的最薄弱層（跨地域主幹網路傳輸安全） 、核心層（多個一級保密單位局域網）的安全防範。
  18. Based on the analysis on the characteristics of the sudden water pollution accidents in detail, such as the uncertainty of space - time, the polluted range and the suffered objects, the features of different fiver basins and the unclearness of the main subjects to respond urgently, the concept on the construction of the early - warning and emergency response system is made under the consideration of three parts - the early warning mechanism, the emergency mechanism and the computer - aiding decision system ; for which the hazard resources distinguishing, risk appraisal and the emergency response principles with the relevant organization, classification, monitoring, treatment method etc. are described, and then the requirements of both the processing of the accident simulation and the database design are analyzed as well

    在深入分析突發性水污染事故時空、污染范圍和污染對象的不確定性、流域性、應急主體不明確等特點的基礎上，構建突發性水污染事故預警應急系統體系，認為該系統應包括預警機制、應急機制和計算機輔助決策系統三個部分，並詳細闡述危險源辨識、風險評價、應急原則、應急組織機構、應急分級、應急監測、應急處理方法等內容，同時分析了事故模擬的流程和數據庫設計的要求。
  19. Obviously, it is imperative for national commercial banks to enhance research on irb and risk measurement and management model, narrow the gap between international banking and domestic banking. as the largest developing country, risk in banking industry is the main component of financial risk

    顯然，在金融業日益全球化的新形勢下，加強我國商業銀行的內部評級體系和風險度量管理模型的研究，縮小與國外同行的差距，已成為刻不容緩的工作。
  20. On the basis of comparing cc with other risk assessment criteria, we find cc may be tailored according to the concrete system and it fits website risk assessment. thirdly, this thesis analyze the security requirement of website according to web server protection profile based on cc. fourthly, through consulting related risk assessment standard and model and web server protection profile of cc, this thesis brings forward website risk assessment model, confirms the recognition method and assessment method of the property, threat and vulnerability of website information issue system, and establishes relevant evaluation guideline and half - quantitative risk computational method and formulates the risk rank determination criterion

    本文首先介紹了網站安全的定義、目標和國內外風險評估的研究現狀;然後對信息安全風險評估的基本概念和理論進行了闡述，同時簡要介紹了國際風險評估標準的發展現狀，並詳細闡述了通用準則cc （ commoncriteria ） ，在將cc和其他風險評估標準進行比較分析的基礎上，發現cc標準可以根據具體的系統作定製開發，比較適合網站風險評估;接下來，本文結合cc標準下制定的webserverprotectionprofile ，分析了web網站的安全需求;隨后，本文通過借鑒相關的風險評估標準和模型，以及cc的webserverprotectionprofile ，提出網站風險評估模型，確定網站的資產、威脅和脆弱性的識別方法和評價準則，並構造出半定量的風險分析方法，最終制定風險等級判定準則;最後，通過一個實例來驗證本文所提出的基於模型的半定量風險分析方法的實用性。
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