credit risks 中文意思是什麼
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A del credere agent is the agent who takes responsibility for credit risks
保付代理是指承擔有信用風險的代理。 -
Nonperformance loan and default credit risks simulation, control
倒帳債信模擬分析與預防 -
Clive briault, the fsa ' s managing director for retail financial business, told a conference of mortgage lenders on december 4th that there was “ the very real prospect that conditions will worsen further into next year, in terms of both liquidity and credit risks ”
金融服務局管理零售業融資業務的董事經理克里夫.布里奧特在12月4日的按揭貸方會議上說： 「就流動性和信用風險來說，明年情況的進一步惡化預測是非常現實的。 -
This paper compares the development circumstances and status between foreign and domestic consumer credit business, introduces relevant foreign experience and puts forward suggestions and solutions in the followings including : improving the domestic circumstances, strengthening the analysis and marketing of the consumer credit market, building individual credit system, improving efficiency with better service, and controlling credit risks
本文通過比較分析國內外消費信貸的發展環境、發展狀況，借鑒國外相關經驗，從改善國內消費信貸開展的環境；加強對消費信貸市場的研究分析和營銷工作；加強個人信用制度建設；發揮科技優勢，提高工作效率，提供優質服務；防範和轉移消費信貸風險等方面提出了若干發展我國消費信貸的建議和措施。 -
Inquiry can be made through the personal credit information database only with the authorization in writing by the person involved when personal loan application or credit card application is being reviewed, offer of guarantee by an individual assessed, or personal loan or credit card monitored for credit risks on a continued basis
建立個人信用信息基礎數據庫既要實現商業銀行之間信息共享，方便群眾借貸，防範信貸風險；又要保護個人隱私和信息安全，只能經當事人書面授權，在審核個人貸款、信用卡申請或審核是否接受個人作為擔保人等個人信貸業務，以及對已發放的個人貸款及信用卡進行信用風險跟蹤管理，才能查詢個人信用信息基礎數據庫。 -
The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。 -
Based on intensive research and investigation, the dissertation tries to figure out the major ventures for the major constructions and its subdivision projects of a large - scale project. among these interfering factors, there are some artificial risks, such as the credit risks, closely related with credit degree and behavior of party, from which can be prevented by restraining party ' s behavioral project
在這些干擾因素中，有一些人為風險，例如信用風險（業主是否能按期支付工程款、承包商是否能依照合同保質如期完工）是和當事人的意志、行為、信用度密切相關的，它可以通過制約當事人行為的工程擔保制度來防範。 -
How to control the credit risks effectively and to increase the sales income simultaneity becomes a critical work to the decision makers of the xt company
如何在促進銷售收入增長的同時有效地控制信用風險，成為公司決策者需要解決的一個重大課題。 -
How do banks control consumer credit risks
銀行怎樣控制消費信貸風險 -
The thesis is made up of five chapters, the first chapter introduces china ' s background of consumer credit ' s development, the major risks and brings forward the central issue ; the second chapter researches the risk caused by the uncertainty of consumer ' s behavior and the controlling measures ; the third one studies the uncertainty of consumer ' s repaying ability and the relative anti - risk measures ; the fourth one researches how to control consumer credit risks ulteriorly, through assets securitization technology after credit is offered ; the fifth chapter describes the risk caused by the uncertainty of consumer credit market circumstances, which is called interest rate risk, and the measures of controlling it
要控制消費信貸的風險，就必須找出解決這些不確定性因素的措施，本文分五章對這些風險控制措施進行論述，第一章介紹我國發展消費信貸的背景，以及消費信貸面臨的主要風險，並提出了本文的中心論點；第二章研究由於消費者行為的不確定性而導致的風險及其抑制措施；第三章研究消費者償還能力的不確定性以及相應的風險控制措施。第四章研究的是，在消費信貸發放后，如何通過資產證券化技術進一步控制消費信貸資產的信用風險。第五章研究由消費信貸市場環境的不確定性導致的風險，即消費信貸的利率風險，以及相應的風險控制措施。 -
The financial risks they bring can be generalized as : cost risks, legal risks, credit risks, behavior risks, operation risks, revenue risks, and etc. both the " adverse selection " and " moral hazard " affect the economy through the direct influence of the actual operations of itfa
由「逆向選擇」和「道德風險」所帶來的委託理財的風險表現為：成本風險、法律風險、信用風險、行為風險、經營風險、收益風險等。這些風險由委託理財這一具體的財務行為顯性化，最終造成了對企業以及所有者的不利影響。 -
The essay has also proposed the combined hedging tactics of preventing credit risks and option with option margin and the method of adopting stock option to address the issue of trustee or agent risks. it has constructed its option model relating to rate and exchange risks to manage interest rate risk through the implementation of interest rate guarantee, caps and floors as well as swaption
綜上，我們認為在經濟學中，風險的定義，是指人們由於對未來行為的訣策及客觀條件下的不確定性，而導致實際結果與預期結果之間的偏差程度，這種不確定性既可能帶來正面，也可能帶來負面的影響。 -
Innovate financial services and expand fund sources. improve market system and shun credit risks. guide housing consumption and better environment of credit loan
住房消費信貸資金流動性差，在缺乏貸款二級市場的情況下，貸款風險過于集中於商業銀行，造成銀行放貸的收益與風險不成正比，影響銀行放貸的積極性。 -
In the past, banks used to concentrate on financing capital investment. credit risks were not diversified
以往，銀行貸款只局限在對生產領域的放貸，使得銀行的信貸風險過于集中。 -
Take appropriate action to mitigate our credit risks while supporting revenue growth
採取相應行動以降低我們的信貸風險為銷售增長提供支持。 -
Here are the main risks endangering animal husbandry in hebei : natural risks, market risks, technological risks, credit risks and political risks
河北省畜牧業生產經營面對的風險主要有自然風險、市場風險、技術風險、信用風險和政策風險。 -
Beyond the overall credit risks of the asset pool, the agencies look at risks specific to abs
除資產池所面臨的所有信用風險之外，評級機構還關注與資產支持型證券相關的特定風險。 -
Empirical studies reveal that interest spread is typical of bond terms, affected by issue size, benchmark interest rate, sector of issuers and their credit risks, although certain industries and conglomerates may be granted a preferential interest spread
實證分析發現，短期融資券發行利差具有明顯的期限結構，並受到發行規模、央票利率水平、企業性質和重大信用風險事件的顯著影響，個別行業和超大型企業也能享受一定的利差優惠。 -
On the supply side, the banks we consulted told us that they have long relaxed their lending policy, following closely, without too much time lag, the improvement seen in economic prospects, and as the pressure of bad debts and credit risks on their capital bases faded
在供應方面，受訪銀行表示緊接經濟前景改善，以及壞帳與信貸風險對資本基礎造成的壓力減退，它們已隨即開始放寬貸款政策。同時，自 -
After following - up investigation and comparison, we found the trend that the credit risk comparison between the domestic evaluation methods and the foreign ones that the m ethods of foreign credit risk analysis have changed from financial ratio grading to multi - va riable and dynamic analysis based on capital market theory and computer information scie nee, but nowadays almost all banks in china evaluate credit risks by the methods of risk de gree computation which lack quantitive analysis
通過對國內外評估方法的跟蹤、比較，發現國外信用風險分析方法已經從主觀判斷分析方法和傳統的財務比率評分法轉向以多變量、依賴于資本市場理論和計算機信息科學的動態計量分析方法為主的趨勢發展。而目前我國銀行機構主要使用計算信貸風險度的方法進行信用風險評估，缺乏定量分析，衍生工具、表外資產的信用風險已及信用集中風險的評估尚屬空白，更沒有集多種技術於一體的動態量化的信用風險管理技術。
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