house mortgage 中文意思是什麼
house mortgage
解釋
房產抵押-
Hypothecate institution is non - bank fiance institution, personal house mortgage loan hypothecation institutions incept the pbc, ministry of construct and ministry of finance, our country ' s hypothecation system can divided into two parts : the policied hypothecation system and the business. the double hypothecation mechanism is bulied for separate risk
在對擔保機構為非銀行金融機構定性的框架下，提出個人住房貸款擔保機構接受人民銀行、建設部、財政部共同監管，擔保機構為全國性、區域性的組織結構，針對不同消費群體分為政策性擔保體系和商業性擔保體系；建立了旨在分散風險的再擔保機制。 -
To the unadvisable behavior in the mortgage practice, the writer also discusses the six legal issues, which can be seen frequently in the merchant house mortgage system, in order to regular the mortgage operations and protect the benefits of the parties
再次，針對按揭操作中產生的一些不妥當的做法，筆者對商品房按揭制度中常見的六個法律問題進行探討，以期規范按揭業務，保護按揭當中各方當事人的利益。 -
Default risk on house mortgage loans and risk preventive measures
住房按揭貸款違約風險及其防範機制 -
On legal system about selling commodity house mortgage in advance
預售商品房按揭法律制度若干問題研究 -
Analysis of china developing house mortgage loan security ' s urgency
我國開展住房抵押貸款證券化的迫切性分析 -
Analysis on the risks and prevention of house mortgage loan securitisation
住房抵押貸款證券化的風險與防範分析 -
Abstract : setting out from the characteristic of house financial markets actual in china, a deeply analysis in varies risk and its causes is made. a few countermeasure keeping away house financial risk, for instance developing house financial serving organization such as the broker buildup by certification lawyers and classify insurance and excessive pledge and conforming house mortgage rate reasonably and evaluating loan repay ability in science is put forward
文摘:從我國目前住宅金融市場特點出發，深入分析了銀行貸款面臨的各種風險及其產生的主要原因，提出了發展以執業律師為主體的住宅金融服務機構? ?抵押貸款經紀人、分類保險、多重保證、合理確定房產抵押率、科學評估貸款人償貸能力等具體的金融風險防範對策 -
The article, by approaching the law characteristics, law relations, effect of mortgage of personal living house mortgage loan and the risk of personal living house mortgage loan, combining with foreign theory and practice, aiming against the present status of our country, puts forward establishing the legislative advice to prevent the risk of personal living house mortgage loan, and has made a deep research for the relative law system
本文通過探討個人住房抵押貸款的法律特徵、法律關系、抵押權的效力及個人住房抵押貸款的風險，結合國外的理論和實踐，針對我國的現實狀況提出建立防範個人住房抵押貸款風險的立法建議，並對有關的法律制度進行了深入研究。 -
The first part mainly introduces the law characteristics and law relations of personal living house mortgage loan, makes research and discussion for establishing the mortgage right and the effect of mortgage right of personal living house mortgage loan, in which, the special responsibility of the loan bank of the mortgage loan is primarily approached, introduces the developing situations of the personal living house mortgage loan of loan of our country, mainly analyses the risk and the source of risk of personal living house mortgage loan, points out that the risk of personal living house mortgage loan mainly comes from the credit risk of the house buyer, the risk to realize mortgage right and the risk to treat the mortgaged house
第一部分，主要介紹了個人住房抵押貸款的法律特徵和法律關系；對個人住房抵押貸款的抵押權的設定、抵押權的效力進行了研究和論述，其中對抵押貸款中貸款銀行的特別責任進行了初步探討；介紹了我國個人住房抵押貸款的發展狀況，重點剖析了個人住房抵押貸款的風險、風險來源，指出個人住房抵押貸款的風險主要是來自購房者的信用風險、抵押權實現的風險、抵押房產處置的風險。 -
For example : since there are too many ruling departments and without a united procedure, it ' s hardly to provide safety guarantee for trading activities ; there is an overlapping risk on the object in a real estate mortgage guarantee case ; the character of the underlying indemnity right of a building - project constructor remains uncertain, and also there is no regulation on a possible effect collision between real estate mortgage guarantee and in - building house mortgage ; there is still no legal clause on the point that whether it is possible for a rural villager " house to become the object of mortgage guarantee
諸如，不動產抵押登記的管轄部門過多，程序不統一，難以保障交易安全；不動產抵押標的物有重合風險；建築工程承包人優先受償權的性質不明，且與在建房屋抵押權的效力沖突未規定；農村村民的房屋是否可以設定抵押權立法不明等。第三部分：對我國有關不動產抵押的幾個主要問題，包括設定抵押權的私房買賣中的權利限制、樓花按揭、城市房地產抵押的法律分析、不動產抵押權與租賃權的沖突與協調作了分析和探討。 -
Shanghai personal house mortgage loan hypothecation corporation and tianjin jinfang personal house mortgage loan hypothecation corporation have representative in many corporations. through studying the two corporations, some problems are found, the mains are city - fared and no supervised
選取具有代表性的上海住房置業擔保公司和天津津房置業擔保股份有限公司來對我國個人住房貸款擔保機構運行現狀進行研究，得出以城市為單位分快經營和缺乏監管是目前擔保體系的主要問題所在。 -
It pointed out that, in order to resolve the concentrated problems of personal living house mortgage loan risk, should refer to foreign legislation to establish the law system about personal credit management, modify present practical law and work out program law to perfect the law system to carry out the mortgage right of personal living house mortgage loan, so that the preparation is made from the respect of law for favorably developing the personal living house financial system and protecting the benefit of loan bank of our country
指出：為解決個人住房抵押貸款風險集中的問題，應參考國外的立法構建關于個人信用管理的法律體系；修改現行實體法並制訂程序法以完善個人住房抵押貸款之抵押權實行的法律制度，從而為我國個人住房金融體制的良性發展和貸款銀行利益的保護從法律層面作好準備。 -
In the four part, america and japan ' s personal house mortgage loan hypothecation are. comparatived
日本的個人住房貸款擔保體系在借鑒美國的基礎上，又有了自己的創新。 -
In the first three parts, a summary process of personal house mortgage loan hypothecation in china is recounted
論文前三章主要研究我國個人住房貸款擔保制度發展的過程及其特點。 -
Analysing and comparing several theories, the passages regards the legal character of house mortgage as a kind of hypothecation of real property
通過對幾種學說的分析和比較，本文認為商品房按揭的法律屬性是一種不動產抵押方式。 -
There are many advantages for our country ' s system. basis on the four part, the five part constructs newly personal house mortgage loan hypothecation system
這兩個國家的擔保體系對我國個人住房貸款擔保體系的構建具有現實的借鑒意義。 -
The first part describes personal living house mortgage loan and risk analysis
第一部分闡述了個人住房抵押貸款及風險分析。 -
The second part and the third part mainly research the two kinds law countermeasures to prevent the risk of personal living house mortgage loan
第二部分和第三部分重點研究了兩種防範個人住房抵押貸款風險的法律對策。 -
The third part mainly approaches the problems existed in the law system in realizing the mortgage right of personal living house mortgage loan of our country, and aiming against the problems, put forward legislative advice
第三部分，重點探討了我國個人住房抵押貸款之抵押權實現的法律制度存在的問題，並針對這些問題提出了立法建議。 -
As a new means of financing and system, house mortgage loan securities was result of financial innovation in last century 70s, it had got great success
作為一種新型融資手段或體制，住房抵押貸款證券化是20世紀70年代金融創新的結果，經過幾十年的發展，已在美國等不少國家獲得巨大成功。
分享友人