mortgagor 中文意思是什麼

mortgagor 解釋
按揭人；抵押人
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. Article 51 where a mortgagor ' s acts are likely to cause the value of the mortgaged property to decline, the mortgagee shall be entitled to demand that the mortgagor cease and deist from such acts

    第五十一條抵押人的行為足以使抵押物價值減少的，抵押權人有權要求抵押人停止其行為。
  3. The mortgagor applied foreclosure when the mortgagee failed pay the instalments of the loan

    此書的中譯者按原文譯為
  4. Article 38 a mortgagor and a mortgagee shall conclude a mortgage contract in writing

    第三十八條抵押人和抵押權人應當以書面形式訂立抵押合同。
  5. Article 34. a mortgage contract shall be signed for mortgaging the right to the use of the land by and between the mortgagor and the mortgagee

    第三十四條土地使用權抵押，抵押人與抵押權人應當簽訂抵押合同。
  6. Mortgagor owner - occupier

    供樓自住業主
  7. Secondly, why mortgage becomes a kind of prevailing way of purchasing the house lies in its rationed financing mechanism, making each side that participates in the mortgage benefit a great deal - solving the problem of the mortgagor who is short of funds ; reclaiming funds earlier and scattering the risk of investment ; gaining profits as well as opening up the market of investment

    其次，介紹了樓花按揭之所以成為一種流行的購樓方式，在於其融資機制合理，使參與的各方都受益匪淺。解決了購房者資金的不足；開發商可以及早回籠資金，分散投資風險；銀行獲得豐厚利潤，並且開拓了投資市場。
  8. The fixed salaried mortgagor, for example, may not stand to benefit immediately and will probably have to wait until the higher economic growth filters through to higher salaries for them. and meanwhile there may be higher monthly mortgage payments or an extension of the mortgage repayment period

    例如，按揭供款人可能要每月負擔較大的供款額，或把還款期延長，因此未能即時受惠但隨經濟逐漸好轉，受薪一族便有望加薪，減輕供款負擔。
  9. In case of a mortgage purchase, although both the purchaser and the lending bank are foreign natural persons or foreign legal persons and the loan agreement and mortgage contract signed outside, since the purchased real estates are within the territory of china, it will be unavoidable to apply the laws and regulations of china for both the mortgagor and the mortgagee when they do the registration procedures of the purchased real estate

    對于選擇按揭抵押方式在中國購買房地產的外國人來說，雖然購房人及貸款銀行都是外國自然人或法人，房地產貸款合同抵押合同往往也是在境外簽署的，但是由於所購房地產座落於中國，所以在辦理房地產抵押登記時就不可避免地要適用中華人民共和國的法律法規。
  10. The debtor whose property is subject to the mortgage is called the mortgagor

    其財產被按揭抵押的債務人被稱為抵押人
  11. A mortgagor may at the same time mortgage all the property listed in the preceding paragraph

    抵押人可以將前款所列財產一併抵押。
  12. The amount of a claim secured by a mortgagor shall not exceed the value of his mortgaged property

    第三十五條抵押人所擔保的債權不得超出其抵押物的價值。
  13. Article 35 the amount of a claim secured by a mortgagor shall not exceed the value of his mortgaged property

    第三十五條抵押人所擔保的債權不得超出其抵押物的價值。
  14. The mortgagor shall fill the " summary of mortgaged real estate " and do relevant notary and attestation of it

    抵押人填寫房地產抵押內容摘要並辦理相應的公證認證手續
  15. The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property provided as security is the mortgaged property

    前款規定的債務人或者第三人為抵押人，債權人為抵押權人，提供擔保的財產為抵押物。
  16. In that case, the mortgagor and the mortgagee could entrust two lawyers from one law office to act as their agents separately to go through the registration procedures

    如果是這樣，抵押雙方可以委託同一律師事務所的兩位律師分別代理抵押人及抵押權人辦理抵押登記手續。
  17. According to the transfer time of vessel ownership stipulated in the ship construction contract, the vessels under building mortgage fin ancing pattern is stated in three different conditions : 1. the shipyard as the mortgagor when the ownership is transferred after the ship finished building ; 2. the shipowner as the mortgagor when the ownership is transferred when the ship is just begin to build ; 3

    在建船舶抵押融資模式中，根據船舶建造合同中規定的船舶所有權轉移時間的不同，作者將融資模式分為，船舶建成交付時轉移所有權船廠作為抵押人的融資模式，船舶建造時立即轉移所有權船東作為抵押人的融資模式，和船舶建造過程中轉移所有權船東作為抵押人的融資模式，分析了三種模式各自的特點和利弊。
  18. If a party intends to register the mortgaged property, the notary department in the place where the mortgagor resides shall be the registration department

    當事人辦理抵押物登記的，登記部門為抵押人所在地的公證部門。
  19. If the mortgagor is not responsible for the decline in the value of the mortgaged property, the mortgagee may only demand that the mortgagor provide security to cover the loss resulting from the decline in value

    抵押人對抵押物價值減少無過錯的，抵押權人只能在抵押人因損害而得到的賠償范圍內要求提供擔保。
  20. Where the value of the mortgaged property has declined, the mortgagee shall be entitled to demand that the mortgagor restore the original value of the mortgaged property or provide security corresponding to the amount of the lost value

    抵押物價值減少時，抵押權人有權要求抵押人恢復抵押物的價值，或者提供與減少的價值相當的擔保。
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