particular average loss 中文意思是什麼

particular average loss 解釋
單獨海損
  • particular : adj 1 特殊的,特別的;特有的,獨特的;異常的;顯著的。2 特定的;個別的;各個的,各自的;獨自的,...
  • average : n 1 平均,平均數。2 一般水平,平均標準。3 【商業】海損;海損費用;(給領航的)報酬。adj 1 平均的...
  • loss : n. 1. 喪失;丟失,遺失。2. 減損,損失,虧損(額);損耗;減少,下降。3. 失敗;輸掉。4. 錯過;浪費。5. 損毀;【軍事】傷亡;〈pl. 〉 傷亡及被俘人數。
  1. Subject to any express provision in the policy, where the assured has paid, or is liable for, any general average contribution, the measure of indemnity is the full amount of such contribution, if the subject matter liable to contribution is insured for its full contributory value ; but, if such subject - matter be not insured for its full contributory value, or if only part of it be insured, the indemnity payable by the insurer must be reduced in proportion to the under insurance, and where there has been a particular average loss which constitutes a deduction from the contributory value, and for which the insurer is liable, that amount must be deducted from the insured value in order to ascertain what the insurer is liable to contribute

    除保單另有規定外,如果被保險人已經給付或有責任給付任何共同海損分攤,其賠償限額為:如果負責分攤的標的物是按分攤價值足額投保的話,應按共同海損分攤全額賠付;如果該標的物未按分攤價值足額投保或只投保了一部分,保險人應支付的賠償額必須按不足額保險比例減少,而且如果發生了應從分攤價值內扣掉的單獨海損損失,且保險人對此負有賠償責任,則應從保險價值中先予扣除,以便確定保險人應承擔的分攤額。
  2. Where the subject - matter insured is warranted free from particular average, the assured cannot recover for a loss of part, other than a loss incurred by a general average sacrifice, unless the contract contained in the policy be apportionable ; but, if the contract be apportionable, the assured may recover for a total loss of any apportionable part

    這段話的意思是:如果保險標的按不賠單獨海損條款投保,除非保險合同是可分割的,被保險人所遭受的部分損失不能獲得賠償,但屬于共同海損犧牲的損失可獲賠償;若保險合同是可分割的,被保險人就任何可分割部分的全損可獲賠償。
  3. Where the subject - matter insured is warranted free from particular average, either wholly or under a certain percentage, the insurer is nevertheless liable for salvage charges, and for particular charges and other expenses properly incurred pursuant to the provisions of the suing and laboring clause in order to avert a loss insured against

    假如保險標的按不賠單獨海損條款投保,無論是全部單獨海損、還是一定比例以下的不賠單獨海損,保險人都承擔救助費用和根據施救條款為避免可保損失而合理發生的特殊費用和其他費用。
  4. The term “ average unless general ” means a partial loss of the subject - matter insured other than a general average loss, and does not include. “ particular charges

    第13條「海損險非共同海損」指除了共同海損以外的保險標的的部分損失,其不包括「特殊費用」 。
  5. A particular average loss under 3 % of the insured amount will not be recoverable but one amounting to or exceeding 3 % will be paid

    單獨的平均損失低於所保金額的3 %時不賠,但損失達到或超過5 %時則賠償。
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