現款結存 的英文怎麼說
中文拼音 [xiànkuǎnjiēcún]
現款結存
英文
cash balance-
As of december 31, 2004, the group held cash and bank balances together with bank acceptances of approximately hk 985 million june 30, 2004 : hk 1, 015 million. the aggregate amount of bank loans of hk 2, 217 million was reduced from hk 2, 632 million as of june 30, 2004
在二零零四年十二月三十一日，集團之現金及銀行結存連同銀行承兌匯票約為9 . 85億港元二零零四年六月三十日為10 . 15億港元，銀行貸款總額由二零零四年六月三十日的26 . 32億港元降至22 . 17億港元。First of all, with dominant state - owned property right and ownership ' s misplacement and non - transference, state - owned commercial banks are long - term protected by the government, suffering from low efficiency and serious diseconomy in scale
因國有商業銀行長期受政府保護，效率低下，存在嚴重的規模不經濟，無法完全實現其法人財產權，不能形成有效的內部治理結構；二是高比例的不良貸款率。With development of half a century, credit card owing to its security and promptitude has replaced cash to become the most desirable way of payment that maintains functions of saving, consuming, account settlement, financing and so on, representing a perfect combination of traditional financial services and modern information technology
經過半個世紀的發展，信用卡以安全快捷的優勢逐步取代現金，成為集存款、消費、結算、信貸、理財等功能於一體的新型支付工具，體現了傳統金融業務與現代信息技術的完美結合，並且滲透到社會經濟生活的方方面面。Based on large quantities of investigation and theories study, after checking the chinese and foreign culture levitate, the research combined our country current economy management system and the management system history that has important influence on the bank, and bring up the general reasons and special history stage reasons for which the commercial bank ' s loan risk exits. namely ( 1 ) the system lost, ( 2 ) the stubborn policy. ( 3 ) the administration interference, ( 4 ) unexhausted business enterprise reform, etc.
目前我國商業銀行正面臨著嚴重的貸款風險，本文在經過大量的實踐調查、理論研究與查閱中外文獻研究之後，結合我國現階段經濟管理體制、銀行管理體制的巨大變革的歷史階段對銀行產生的重大影響，提出了我國商業銀行貸款風險存在的一般原因與特殊歷史階段原因（即1 、體制失范2 、政策偏狹3 、行政干預4 、企業改革不徹底等深層次原因） 。Boom pays interest for your positive cash balance
Boom會為您戶口中的現金結餘發放存款利息[Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally
總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。E ) lack of foresight on finance lease scheme, which causes irrational tenor structure and imbalanced annual outflow of rental payments, results in funding costly. to solve aforesaid problems, thesis finds out the following principles for optimizing ca ' s aircraft finance : a ) determining the volume and currencies of ca ' s cross - border aircraft finance based on the annual outflow of foreign debt repayments and annual net inflow of foreign exchange, so are the dominated currencies in debt. b ) enlarging the portion of borrowings at floating interest rate in ca ' s whole foreign debt
針對以上存在主要問題，本文進一步提出了優化飛機融資的總體構想，包括：根據其每年的外匯流入總量及幣種構成確定國航合理的飛機境外融資規模應與負債幣種；在利率結構方面，擴大浮動利率在整個國航外債中的比重，選擇適當時機將部分固定利率貸款轉換為浮動利率貸款；在飛機引進多元化方面，通過與飛機製造廠商、出租公司飛機互換的方式優化機隊構成，結合提前中止現有飛機租賃就能夠起到優化債務結構和機隊構成的事半功倍的效果，以及在未來飛機融資中優先使用經營性租賃等。Perhaps the single operational tool is not able to reflect on the overall money supply endogey, but after different tools " hedging ", the basic money supply is bound to show it ; monetary multiplier changes with cycle changes ; it is prepared by the statutory rate, the excessing ready rates, currency rates, periodic joint decision with demand deposits ratio, which commercial - banks ready rate is the most important factor affecting monetary multiplier change
或許單個操作工具不足以反映基礎貨幣供給整體的內生性，但不同工具之間「對沖」后，基礎貨幣供給的結果必然表現出內生性;貨幣乘數是順周期變化的;它由法定準備率、超額準備率、通貨比率、定期與活期存款比率共同決定，其中商業銀行的超額準備率是影響貨幣乘數變化最主要的因素。Rmb deposits, loans, clearing operations ; discount for bills, the acting issuing financial bonds business
人民幣存款、貸款、結算業務；辦理票據貼現、代理發行金融債券等業務。First, thinking about all kinds of security. research internet security and financial affairs control. through the analyze of the internet financial affairs information system ' s risk, talk about the inter - control on the base of internet financial affairs information system ( operating system control, database control ) and outer - control on the base of internet financial affairs system ( surrounding control, visiting controk e - commerce controk remove disposal control ) second, on the e - currency and financial affairs balance, design different kinds of e - currency balance programmes. ( credit card. saving. case ) simplify the enterprise ' s balance and saving the last of balance ) widen the range of e - commerce activity
首先，出於各個方面的安全考慮，就網路安全與財務控制方面作了研究。通過對網際網路財務會計信息系統的風險分析，提出了基於網際網路財務信息系統的內部控制（操作系統控制、數據庫控制）和基於網際網路財務信息系統的外部控制（周界控制、大眾訪問控制、電子商務控制、遠程處理控制）的方法。其次，就電子貨幣與財務結算方面，設計了不同類型電子貨幣的結算程序（信用卡型電子貨幣結算程序、存款利用型電子貨幣結算程序、現金模擬型電子貨幣結算程序）使企業簡化結算手續和節省結算費用的開支，擴展了電子商務活動的范圍。The first one has a brief introduction to birth and development of credit card, defines the concept of credit card, discusses legal characters and functions of credit card, and most importantly makes clear the legal relations between the parties of credit card transactions
詼?詿幽諍?屯庋臃治魴龐每?概念，指出本文所稱信用卡專指銀行信用卡，認為信用卡在法律性質上屬於一種消費信貸，具有轉帳結算、存取現金和消費貸款等功能。The currently established personal housing loan types include personal dwelling housing commercial loan, personal commercial housing loan, personal housing accumulation fund loan, personal housing combination loan, out place in the country dweller housing loan, personal housing loan provided for bidding house purchaser, personal housing loan with secondary transaction, personal housing transfer loan and so forth. in addition, there are personal housing loans supporting the “ live with comfort project ”, “ economical and applicable house ”, “ 21st century well - off housing example village project ”
總結了現階段我國住房消費市場存在的主要問題表現在:借款方對于房價的承受能力不足;居民的超前消費意識較弱;開發貸款與消費貸款相脫節;缺乏風險轉移機制;借款方和貸款方的信息不對稱;現行的住房公積金制度尚未完善;房地產開發項目存在開發商陷阱等方面。3. feasibility analysis of mbs the paper introduces and explains the theory of mbs and analysis the feasibility of mbs in china from many aspects, such as system, laws, financial environment, the situation of housing markets, macroeconomic effect, etc. the reform of land - using system provides mbs system pre - requisite ; the interrelated laws offer the law guarantee for mbs ; the issue of " security act " indicates that the security market of china is being normalized, and the developing prospect of finance in china brings mbs effective support ; the dilemma between the surplus and the shortage of commercial housing gives mbs an important turning point ; the macroeconomic effect of mbs is that it accelerates the economy, reduces the pressure of currency inflation, dissolves the operating risks of finance organs and makes the finance system operate steadily
三、我國住房抵押證券化的可行性分析本文從住房抵押貨款證券化（ mbs ）的理論分析入手，結合我國住房抵押貸款的發展狀況，分別從制度、法律保障、金融環境、住房市場現狀、宏觀經濟效應等幾方面論述了mbs在我國的可行性：土地使用制度改革為實施mbs提供了制度前提；配套法律制度為實施mbs提供了法律保障； 《證券法》的正式出臺，標志著我國證券市場走向規范，我國良好的金融業發展前景為mbs提供了有效的支持；現階段住房市場的有效供給與有效需求雙重約束的矛盾存在，為證券化實施提供了重要契機； mbs的宏觀經濟效應在於拉動國內需求，促進經濟增長，減輕通貨膨脹壓力，化解金融機構經營風險，保持金融體系穩定運行。To withdraw funds from your boom trading account, you may simply give us a signed withdrawal instruction
如欲提取boom交易戶口內之現金結存，您只須要發出簽署提款指示。When depositors panic and start to withdraw their money, the result is usually an economic catastrophe
當出現存款人恐慌危及，開始從銀行取回他們的存款，結果通常會是一次經濟災難。Carry out the cash management system earnestly, be responsible for the income 、 expense and balance on cash and bank deposit
認真執行現金管理制度，負責管理現金與銀行存款的收支結算工作。The thesis considers the alternative modes of choosing basic asset of credit asset securitization in our country at present concluding securitization mode of housing mortgage loan, infrastructure project loan and non - performing loan, then makes an in - depth analysis on four aspects, i. e. stock scale, cash flow, being reorganized or not, clarity of credit grade, and summarizes the superiority and inferiority of all alternative modes on the basis
文章認為當前我國信貸資產證券化基礎資產選擇的可選模式包括住房抵押貸款證券化模式、基礎設施項目貸款證券化模式、不良貸款證券化模式，並從存量規模、現金流、可重組性、信用等級明確性四個方面進行深入分析，在此基礎上總結出各可選模式的優劣勢。Therefore, the measures shall include learning the experience of foreign banks in corporate governance, pursuing the interest of shareholders in addition to protecting the depositors " asset safety, eliminate the systematic flaws firstly, secondly, it is to mould social credit, reinforced credit management, optimize credit increment ; meanwhile the bank should also learn the experience from abroad and use the model of three - level filtering for bad loans to combine the self - disposal and trusted - disposal methods in handling current non - performing loans
所以岳陽市商業銀行首先要借鑒國外商業銀行的公司治理結構模式，完善在追求股東利益優先的同時，將保護存款人利益的目標融入其中的外部監督模式的公司治理結構，消除不良資產增長過快的制度根源；其次是重塑社會信用、強化信貸管理，優化信貸增量；再次要借鑒國外商業銀行處置不良資產的經驗，制定自主處理和託管處理相結合的三級過濾的不良資產置換模式，消減現有存量，逐步消化存量不良資產。Afterwards this article emphatically carry on deep investigation on the current situation of financial affairs informationization and the business process in swa which involves accounts dealing of financial affairs and the management of selling, accounts receivable, purchasing, accounts payable, stock, salaries, fixed assets, cost
隨后著重對西南鋁財務的賬務處理、銷售與應收賬款、采購、應付賬款與存貨、工資、固定資產與成本管理各個業務流程以及西南鋁財務信息化現狀進行了深入的調研，並總結了存在的問題。This paper makes investigation on the base of current research state of relative theory of object management both in domestic and abroad, applied current state and development trend. according to the articles " basic requirement in iso 10006, the full investigation, analysis and research is being made on the running state of object management of coal industry xian design & research institute and existing problems by the method of expert investigation
本文在探討國內外項目管理相關理論研究現狀和應用現狀及發展趨勢的基礎上，運用專家調查法，按照iso10006條款的基本要求，對煤炭工業西安設計研究院項目管理的運行現狀及存在問題進行了全面調查、分析和研究，找出了導致這些問題的主要原因包括組織結構設置不合理、項目經理責權利不對等、項目管理流程不通暢等，其中核心問題是組織結構設置不合理。分享友人