調整性信貸 的英文怎麼說

中文拼音 [diàozhěngxìngxìndài]
調整性信貸 英文
adjustment credit
  • 調 : Ⅰ動詞1 （配合得均勻合適） harmonize; suit well; fit in perfectly 2 （使配合得均勻合適） mix; adju...
  • 整 : Ⅰ形容詞1 （全部在內; 完整） whole; all; complete 2 （整齊） neat; tidy; orderly Ⅱ動詞1 （整理; 整...
  • 性 : Ⅰ名詞1 （性格） nature; character; disposition 2 （性能; 性質） property; quality 3 （性別） sex ...
  • 貸 : loan
  • 調整 : adjust; tune up; trim; trimming; variation; modulation; arrangement; debug; rectification; redres...
  1. Banks also favor personal real estate loan, which is characterized by low risk and high yield, for it ban help banks to adjust credit structures and improve assets quality

    個人住房貸款因低風險、高收益的特性而成為銀行調整自身信貸結構、提高資產質量的新寵而倍受青睞。
  2. Consequently, in order to promote the application of water - saving irrigation technology. it is essential that ( 1 ) to strengthen farmers " participation in irrigation technology construction and management ; ( 2 ) to introduce credit means and scientific research of high technology and low cost ; ( 3 ) to carry out policy of adjustment of agricultural water price and product structure accordingly ; ( 4 ) to form system of water - saving irrigation technology according to water resource reserves and farmers " economical endurance in different areas

    為此，提出以下促進中國農業節水灌溉技術應用的政策建議： （ 1 ）加強灌溉工程建設和管理中的農戶參與。 （ 2 ）運用信貸手段和加強高科技含量、低成本的節水技術的科研投入等政府政府支持政策來激勵農產的技術需求。 （ 3 ）實行灌溉水價的結構性調整和農業生產結構調整相結合的策略，以便增強農戶技術改造的積累能力； （ 4 ）依據農業資源的地區性差異和農戶的經濟承受能力，分區域構建節水灌溉技術體系。
  3. On one hand, these reforms are caused by market and economic adjustment, on the other hand, it is also the initiative exploration of the administration structure but the exploration is unsuccessful, the corresponding results include that the financial burden is heavy, and bank and the listed companies sacrifice medium and small investor ' s interests etc. because the listed company only regards security market of our country as the place to use the fund free at first, there is no comparativity between utilizing bond financing, bank loan, and other channels to raise enterprise development funds and stock financing

    從上世紀80年代初期以前的財政資金供給到銀行信貸資金的供給，再到利用資本市場進行股票及債券等融資方式的出現，這些改革一方面是市場以及經濟環境的變化引起的迫不得已的調整，另一方面也是企業（或主管部門）為了提高企業效率，完善企業內部治理結構的主動探索。但從結果上來看，這些探索並不成功，相應的出現了財政負擔過重，銀行不良資產過多以及上市公司犧牲中小投資者利益，在市場上「圈錢」等現象。由於上市公司最初僅僅是把我國的證券市場當作獲取免費使用資金的場所，利用債券融資、銀行貸款等渠道籌措企業發展資金和股票融資沒有可比性。
  4. The research resuits mainly include : credit capital is not equal with stock capital, low risk capital structure is one strategic choice and competition advantage ; more capital from the core stocanolder and famous investment institution, more easier the company can finance ; relationship lending is one important credit financing means for internet company ; from the point of tfade - off theory, conservative capital structllre is suitable for intcmet company presently ; small proportion is preferable when liability level is readjusted, since it is easier to access the optimal capital structure.

    主要內容包括：債權資金與股權資金不對等，不可以完全替代；低風險的融資結構是一種戰略性選擇；核心股東增加投資和廣大具有市場影響力的機構投資者投資網路公司都是傳遞公司價值的信號；關系型貸款是重要的債權融資方式；從權衡的角度看，現階段宜選擇保守型融資結構；調整負債水平宜採取謹慎小幅度的策略，這樣更容易接近最佳融資結構。
  5. Consequently, in order to improve the mechanisms of china ' s acm as well as to enhance its efficiency, it is essential that ( 1 ) to integrate china ' s acms separated in all of the country ; ( 2 ) to construct agricultural credit information system and to reform land market institutes ; and ( 3 ) to reconstruct china ' s agricultural credit system, especially, to reform the institutions of rcc and enlarge the scale of adbc ' s agricultural policy credit. the main innovation points in this thesis are as the following

    因此，為了改善中國農業信貸市場的運行機制，提高中國農業信貸市場效率及其對中國農業產出的績效，必須積極培育和發展農業信貸市場，並通過地區間農業信貸市場的整合來推動各地農業信貸市場的均衡發展，建立統一協調的農業信貸市場；必須建立農戶信用信息體系，降低農業信貸交易成本；改革農村耕地使用權流轉機制，建立耕地使用權交易市場，適時發展農村土地金融制度；加快對農村信用社的改革，並擴大農業政策性信貸的范圍和規模。
  6. Thus, the bank should do well i n the liquidity planning management and the clients " loan requirement prediction ; strengthen the credit management and improve the credit capital quality ; adjust the capital structure, enhance the capital liquidity ; develop middle business and the business out of the asset and liability sheets by financial innovation ; strengthen the high level of civilization services ; intensify the research towards the marketable interest ratio and prevent the liquidity risk caused by the changing of interest rate

    為此，該行應該做好流動性計劃管理，作好客戶流動性需求的預測；加強貸款管理，提高信貸資產質量；調整資產結構，增加資產流動性；通過金融創新，大力發展中間業務和表外業務；加強優質文明服務；加強對利率市場化的研究，防止利率變化引發的流動性風險。
  7. The central bank suggested that commercial banks should optimize the loan structure, strengthen loan market and adjust loan decision, because most loans are lent to big companies and groups, which leads to high and uncontrolled risk

    針對目前我國商業銀行在信貸業務中出現的投放過于向大企業、大集團集中和難以控制貸款發放中潛在風險的現象，人民銀行提出了督促商業銀行優化信貸結構、加強貸款營銷以及調整貸款決策的指導性意見。
  8. The third part, imagination of restructuring our country financial system to adjust in competition, the country credit union should abandon its corporate quality step by step and develop as a commercial bank of stock system. it should have clearly property right system, establish effective restriction and supervision system, perfect credit system, engage in developing working range, strengthen cultivate person with ability and perfect employment system

    重構我國農村金融體系的設想農村信用社在競爭中的調整? ?逐步放棄合作性質，向股份制商業銀行發展，明晰產權關系，建立有效的約束、監督機制，完善信貸制度，積極拓展業務范圍，同時加強人才培養，完善用人機制。
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