負債過多 的英文怎麼說

中文拼音 [fùzhàiguòduō]
負債過多 英文
excessive indebtedness
  • 負 : Ⅰ名詞1 （負擔） burden; load 2 （虧損） loss 3 （失敗） defeat Ⅱ動詞1 [書面語] （背） carry on th...
  • 債 : 名詞（欠別人的錢） debt; loan
  • 過 : 過Ⅰ動詞[口語] （超越） go beyond the limit; undue; excessiveⅡ名詞（姓氏） a surname
  • 負債 : 1. （欠人錢財） be in debt; incur debts 2. （資產負債表的一方） liabilities
  • 過多 : too much; too many
  1. E ) lack of foresight on finance lease scheme, which causes irrational tenor structure and imbalanced annual outflow of rental payments, results in funding costly. to solve aforesaid problems, thesis finds out the following principles for optimizing ca ' s aircraft finance : a ) determining the volume and currencies of ca ' s cross - border aircraft finance based on the annual outflow of foreign debt repayments and annual net inflow of foreign exchange, so are the dominated currencies in debt. b ) enlarging the portion of borrowings at floating interest rate in ca ' s whole foreign debt

    針對以上存在主要問題，本文進一步提出了優化飛機融資的總體構想，包括：根據其每年的外匯流入總量及幣種構成確定國航合理的飛機境外融資規模應與負債幣種；在利率結構方面，擴大浮動利率在整個國航外債中的比重，選擇適當時機將部分固定利率貸款轉換為浮動利率貸款；在飛機引進多元化方面，通過與飛機製造廠商、出租公司飛機互換的方式優化機隊構成，結合提前中止現有飛機租賃就能夠起到優化債務結構和機隊構成的事半功倍的效果，以及在未來飛機融資中優先使用經營性租賃等。
  2. The dissertation is divided into six chapters. chapter 1, summary, which explain the importance of the topic and suggest the system, method, and main contents of this dissertation. chapter 2 : the research of the theory of national debt and the practice of the debts issuing in china, in this part, we sum up the theory of national debts and the method of researching moderate scale in china and other countries. chapter 3 : the analysis of burden of national debts in china, which analyze the debts " burden by the rate of debts " burden and the rate of repayment of debts and the degree dependence of debts and so on. chapter 4 : influence factor study of the reasonable limit of national debts " quantity, in this chapter we get the factors that mostly affect the scale. using the actual datum and modern econometric and statistical analysis method, we conclude that the repayment of capital and interest and the finance deficit are the most important factors

    第二章國債理論研究進展和我國的國債實踐，綜述國內外國債理論研究的進展和我國國債發行的實踐以及國債適度規模的研究方法。第三章我國國債債務負擔分析，主要從政府償債能力和社會應債能力兩方面，選取了債務依存度、國債負擔率和國債償債率等指標，通過橫縱對比，對我國國債債務負擔進行了分析。第四章債務負擔合理數量界限的影響因素分析，選取了九個與國債密切相關的指標，通過多重共線性診斷、最佳回歸模型的選擇分析，最後選定國債還本付息額和財政赤字兩個與國債規模最密切的指標。
  3. As such people have seen better days and are now going downhill with every passing year, their debts mounting and their life becoming more and more miserable, they " shudder at the thought of the future "

    這種人因為他們過去過著好日子，后來逐年下降，負債漸多，漸次過著凄涼的日子， 「瞻念前途，不寒而慄」 。
  4. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  5. It result in the following conclusions " core stockhoider, commerciai bank and commercial credit are the major finance providers, while the proportion is about 70 % ; the finance proportion from core stocmiolder is dropping yet from commercial bank and non - bank financial institution is rising with the evolution of the non - listed iniernet company ; the major pwt of the listed lnternat company on the nasdaq choose conservative capital structure and property to liability ratio is very low

    從統計結果來看，核心股東、商業銀行和商業信用三者是美國新生（未上市）網路公司主要的融資來源； nasdaq上市網路公司大多採取保守型融資結構，資產負債率很低。通過分析信息產業融資結構的演變過程，可以推斷網路公司將逐步向高風險、高報酬的融資結構方向演化。
  6. Based on the analysis of commercial banks " current concept about fund management, this paper brings forward that fund management is the main - string in its operation, and that the concept of fund management, including security and profitability, is extended from current " forrying fund " to the management of the fund cost and fund risk the paper comprehensively discusses the principle of fund management, the management of fund costs, the tactics of management about fund liquidity, the measures of management about fund risks and how to solve the problems on interest risk in the period of frequent interest fluctuation. the paper puts forward ideas on how to improve the fund management. the security, liquidity and profitability of the fund, which are both contradictory and integrated with one another, are internal factors of fund management. fund liquidity is traditional core question. commercial banks face with a number of risks of witch credit risk is the greatest one because our country has adjusted interest rates 8 times since 1996, which covered a period of frequent interest fluctuation

    商業銀行面對許多風險，但最大風險是信用風險。由於我國自1996年以來已連續調整了8次利率，近幾年是利率波動頻繁時期，研究利率的敏感性問題顯得特別重要。要改善資金管理，提高商業銀行的經營水平，就要建立資金管理是商業銀行經營主線的理念，對資金要統一規劃和管理；要改革銀行的體制，建立現代企業制度和法人治理結構，在體制上為資金管理提供有利的運行平臺；增加改善資金流動性管理所需的貨幣政策工具，擴大資金調控手段；打破貨幣市場的僵化局面，為資金管理創造有利的宏觀環境；續續優化負債結構和負債載體設計；增強資金信用風險規避和化解的措施；通過銀行資源整合，努力尋找資金的安全投放渠道，最終完成經營模式由傳統型向現代型的轉變。
  7. Fcf is used only by invest bank, and credit analysts because it is difficult to be forecasted. new fortune put forward a new method to evaluate the listed corporation performance which is based on its basic growth rate

    即通過公司最近實現的盈利能力，以及所掌握資源（有息負債及未分配股利）的多少，來計算一個企業在正常的情況下，具有多高的成長性。
  8. By using the internal and external merger theories, the author analyses not only the process but also the feasibility and necessity of xi ' an transformer factory merger xi ' an heavy furniture factory. using the " effect evaluate system of state - owned capital " assess the financial effect after the merger and reorganization. the author discuss the risk and its being on guard about debts probably, and analyses the difficulty position about reorganization and cultural blend which took by the workers " puzzled of target enterprise

    本文運用國內外兼并重組理論，分析了西安變壓器廠兼并西安重型電爐廠的可行性和必要性，以及兼并重組的過程；運用「國有資本金績效評價體系」評價了企業兼并后的財務效果；創意性地提出並論述了在兼并過程中實現股權多元化的途徑；論述了或有負債的風險和防範；從心理學角度分析了被兼并企業職工角色的困惑給重組和文化融合帶來的困境；結合該案例重組的特點，論述了兼并重組中的速度風險和企業速度觀念；提出了企業通過戰略性改組實現可持續發展戰略。
  9. Asset reorganization turns soes " simplified structure of rights of ownership into multi - structure and optimizes their liability structure

    而通過資產重組可以促進產權結構多元化，優化產權結構。可以優化資產負債結構，降低負債比例。
  10. Nowadays, the theory of management on assets and liabilities has gained all - around effect among those large commercial banks in the developed countries, furthermore, along with the deep going researches, to make quantitative analysis on the risks by introducing finance - engineering to reach the target of controlling risks more painstakingly and more effectively has become the general trends of the theory of control of operating risks

    風險控制理論在西方國家經過多年的發展，已日臻成熟。現在資產負債管理理論已在發達國家的各大商業銀行得到全面實施，並且，隨著研究的深入，引入金融工程學對風險進行量化分析，從而達到更細致有效地控制風險的目的，已是風險控制理論發展的大趨勢。
  11. As borrowing has increased, there are growing concerns that many students graduate with too much debt

    隨著借貸的增加，很多學生畢業時將面臨著負債過多的狀況。
  12. Conclusions could be drawn out through a positive analysis of some port companies : the factors that have a positive effect on the strategic target are the rate of main business return, the velocity of the assets, while the capital structure and the rate of the increase of the increase of investment have little effect, which illuminate that the port company should focus on the main business to enhance the return of net assets, it also shows that the business of the list port companies is over - concentrated, and should be diversified to lessen the operating risk ; the companies should accelerates the turnover speed of the assets ; the appropriate structure of the assets can bring benefit to a company, but the ultimate approach to enhance the return of the net assets is to look for items with high return ; the sightless investment made the increasing speed of return lag behind the expanding speed of the capital ; and result in no scale economic benefit

    本文通過對部分港口類企業進行計量分析后發現港口企業的資本結構和投資對凈資產收益率沒有顯著的影響，而港口企業收入過分集中。針對未來財務環境發生的變化，本文從戰略財務管理的角度對南京港口集團公司提出以下建議：在投資領域，今後應以綜合物流為契機，專業化與多元化並重；適度發展集團化經營；優化資源配置，提高資產營運效率。在融資領域，要合理選擇融資渠道，降低融資成本，更多關注債務融資；確定合理的資本結構，控制負債風險，建立償債保障機制。
  13. Which illuminate that the shipping company should focus on the main business to enhance the return of net assets, it also shows that the business of the list shipping companies is over concentrated, and should be diversified to lessen the operating risk ; the companies should accelerate the turnover speed of the assets ; the appropriate structure of the assets can bring benefit to a company, but the ultimate approach to enhance the return of the net assets is to look for items with high return ; the sightless investment made the increasing speed of return lag behind the expanding speed of the capital, and result in no scale economic benefit

    本文通過對航運類上市公司進行計量分析后發現航運企業的資本結構和投資對凈資產收益率沒有顯著的影響，而航運企業收入過分集中。針對未來財務環境發生的變化，本文從財務戰略管理的角度提出以下建議：在投資領域，今後應以綜合物流為契機，專業化與多元化並重；適度發展集團化經營；優化資源配置，提高資產營運效率。在融資領域，要合理選擇融資渠道，降低融資成本，更多關注債務融資；確定合理的資本結構，控制負債風險，建立償債保障機制。
  14. After a comprehensive review of our nation ' s debt level, the author hold a opinion that our deficit level is much lower than the critical proportion of our financial deficit to the gdp. and when compared with other countries, it is also at a low level, thus the pressure coming from fiscal deficit is within the financial capacity. besides, no matter taking government overall debts ( includes treasury bonds, overseas liabilities, non - performing assets of financial agencies, endowment insurance debts ) or just treasury bonds into account, we can reach such a conclusion : our debt level is lower than many countries, therefore, there are wide spaces to implement the active fiscal policy

    通過考察我國的債務水平，筆者認為，我國的赤字規模，遠低於臨界赤字率，與國際相比，也處在低水平上，財政赤字的壓力在財政承受能力之內；另外，無論是單純從內債還是從包括國債、外債、金融機構不良資產、養老保險欠賬的政府綜合債務來考慮，都可以做出如下判斷：我國的負債水平低於許多國家，實行積極財政政策還有較大的餘地。
  15. On one hand, these reforms are caused by market and economic adjustment, on the other hand, it is also the initiative exploration of the administration structure but the exploration is unsuccessful, the corresponding results include that the financial burden is heavy, and bank and the listed companies sacrifice medium and small investor ' s interests etc. because the listed company only regards security market of our country as the place to use the fund free at first, there is no comparativity between utilizing bond financing, bank loan, and other channels to raise enterprise development funds and stock financing

    從上世紀80年代初期以前的財政資金供給到銀行信貸資金的供給，再到利用資本市場進行股票及債券等融資方式的出現，這些改革一方面是市場以及經濟環境的變化引起的迫不得已的調整，另一方面也是企業（或主管部門）為了提高企業效率，完善企業內部治理結構的主動探索。但從結果上來看，這些探索並不成功，相應的出現了財政負擔過重，銀行不良資產過多以及上市公司犧牲中小投資者利益，在市場上「圈錢」等現象。由於上市公司最初僅僅是把我國的證券市場當作獲取免費使用資金的場所，利用債券融資、銀行貸款等渠道籌措企業發展資金和股票融資沒有可比性。
  16. The second part is an overview of the literature, mainly focus on the definition and the measurement of diversification, and review the empirical literature of diversification. there are many methods to define the diversification, two of them are cross - sectional. they are two streams of research literature, industrial organization economic and strategic management

    本文通過實證分析，驗證了在我國製造業中，企業規模、企業年齡和資產利潤率與多角化經營存在顯著的正相關關系;現金流量與多角化經營存在正相關關系;負債凈值比率與多角化經營之間不存在相關性。
  17. The liquidity can be siphoned off the interbank market, as central banks often do, through the sterilisation process, in which the liquidity is substituted by other central bank liabilities such as debt issued by the central bank

    央行可進行沖銷來吸走銀行同業市場過多的流動資金，以央行票據等形成的央行負債取代部分的銀行體系結餘。
  18. China went through a similar boom in 1999, when soaring markets drew in millions of new investors. prices plunged in 2001, wiping out speculators. state media reported suicides by indebted investors

    1999年時中國曾出現過類似的炒股熱，股市吸引了數百萬新股民。但2001年股市開始大跌，大量股民血本無歸。當時官方媒體報導了多例負債累累的股民自殺的消息。
  19. Since the asset and liability transactions of our commercial banks has developed for several years and have formed comparative stabilized market pattern, the foreign banks would not get satisfactory short term gain and venture expectation if they get into these transactions. additionally, because of the restriction of few branches, foreign banks

    我國商業銀行資產負債業務經過多年的發展，市場格局已經相對穩定，外資銀行介入此類業務的短期收益與風險預期都不會很理想，再加上受分支機構、網點少的約束，外資銀行也不會在資產負債業務方面展開大面積的開拓和發展。
  20. 2. aiming at the actualities that the ratio of joint - venture railway capitals is o n t he low side, j oint - venture r ailways have a high r ate o f d ebts, a nd the unitariness of investors exists during the construction and management of joint - venture railways, an analysis has been made of the necessity of pluralism of investors during the construction and operation of joint - venture railways, and a specific method has been put forward to realize the pluralism of investors

    針對合資鐵路存在的資本金比例偏低且負債率過高、合資鐵路建管中投資主體單一的現狀，分析了合資鐵路建設、經營中實行投資主體多元化的必要性及其與優化資本結構的聯系，提出了實現投資主體多元化的具體對策；應用資本結構的有關原理分析了確定合資鐵路企業最優資本結構應考慮的因素及可採用的方法並提出了改善合資鐵路企業資本結構的建議。
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