貸款本金償還 的英文怎麼說
中文拼音 [dàikuǎnběnjīnchánghái]
貸款本金償還
英文
loan principal repayments- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 本 : i 名詞1 (草木的莖或根)stem or root of plants 2 (事物的根源)foundation; origin; basis 3 (本錢...
- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 償 : 動詞1. (歸還; 抵補) repay; compensate for 2. (滿足) meet; fulfil
- 還 : 還副詞1 (表示現象繼續存在或動作繼續進行; 仍舊) still; yet 2 (表示在某種程度之上有所增加) even...
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
- 本金 : capital; principal本金數 capital sum
- 償還 : repay; pay back
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You may apply for lump sum repayment at anytime
你可隨時向本處提出一次過全數償還助學金貸款的申請。Additional, usurer still must have following requirement : one, have beijing town constant resident mouth or effective and resident status ; 2, the profession that has stability and income, paid the ability that returns loan principal and interest ; 3, have the contract that buys housing or concerned proof file ; 4, offer management center of beijing housing fund and place to belong to what cent center agrees to assure means ; 5, the other condition that accords with management center of beijing housing fund and place to belong to minute of center to set
另外,貸款人還必須具備下列條件:一、具有北京市城鎮常住戶口或有效居留身份;二、具有穩定的職業和收入,有償還貸款本息的能力;三、具有購買住房的合同或有關證實文件;四、提供北京市住房資金治理中心及所屬分中心同意的擔保方式;五、符合北京市住房資金治理中心及所屬分中心規定的其他條件。A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy
但有些公司透過地方政府的擔保,或者以土地抵押形式,在香港依法向海外金融機構取得貸款,少數公司更將部分資金挪用於缺乏商業價值的市政建設上,最終因為經營不善和其它原因,陷入財政困難,無法依期向債權銀行或金融機構償還本息,產生商業糾紛,有些更宣布清盤。The borrowers may use cash or deposits with the bank of china for debt service
借款人可用現金或其在中國銀行的存款償還貸款本息。The productive development fund of a private enterprise may be used in the fields of increasing its capital for production expansion, investing in other enterprises, paying off its loan or making up the losses of the enterprise
私營企業的生產發展基金可以用於本企業擴大再生產、向其他企業投資、償還貸款或者彌補本企業的虧損。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。Repayment of the principal together with interest will start from the seventh month after the respective dates of the initial drawing of portion a and portion b over a maximum of 24 monthly instalments on a reducing balance basis
而由提取甲部分或乙部分貸款的第七個月開始,申請人須以扣減餘額的方式償還該部份的本金及利息,最長可分24期按月攤還。After party b has discharged its surety liability according to this contract, it shall be entitled to request party a to pay back all the money that party b has paid in substitute for party a plus the expenses incurred in realizing its right of subrogation and in addition party a shall pay to party b the interests thereof equivalent to that of bank loan of the same period and the penalty interests as well as a lump sum default fine as much as % of the substitute money
乙方按照本合同的約定承擔了保證責任后,即有權要求甲方立即歸還乙方代償的全部款項及乙方實現債權的費用,甲方另外應支付乙方代償之日起企業銀行同期貸款利息、罰息,並按上述代償款項的%一次性支付違約金。According to the regulation, the worker has one of following state, can recover the memory remaining sum inside account of worker housing accumulation fund : ( 1 ) buy, build, break up build, overhaul lives oneself of housing ; ( 2 ) retire, emeritus ; ( 3 ) lose labor ability completely, stop labor to concern with the unit ; ( 4 ) the city that change of registered permanent residence gives a seat, county perhaps leaves the country resident ; ( 5 ) repay of loan principal and interest ; ( 6 ) the regulation that chummage exceeds domestic wage income is proportional
按照規定,職工有下列情形之一的,可以提取職工住房公積金賬戶內的存儲余額: ( 1 )購買、建造、翻建、大修自住住房的; ( 2 )離休、退休的; ( 3 )完全喪失勞動能力,並與單位終止勞動關系的; ( 4 )戶口遷出所在的市、縣或者出境定居的; ( 5 )償還貸款本息的; ( 6 )房租超出家庭工資收入的規定比例的。That is, in addition to the hkmc s guarantee, holders of the notes can also turn to the underlying mortgage loans for payment of principal and interest
因此,債券持有人除取得按揭證券公司提供的擔保外,也可從抵押的按揭貸款取得本金償還及利息支付。If we fail to repay the loan facility to you when due, we undertake to pay ( i ) an interest ( in addition to the agree interest, if any ) up to 2 % per annum, at the sole discretion of the bank, and ( ii ) a penalty equal to nt300 or such other lower amount on a daily basis
若本公司逾期償還貴行貸款,本公司同意貴行得在原定利息之外(僅適用予以有約定利息之情形) ,自行決定加收最高達年利率2 %之逾期利率,貴行並得按日向本公司收取相當于獲利低於新臺幣三百元整之違約金The outstanding principal balance of the retained mortgage portfolio was hk 34. 9 billion as at 31 december 2004 2003 : hk 34. 6 billion
截至2004年12月31日,保留按揭貸款組合的未償還本金餘額達349億港元2003 : 346億港元。Taking into account repayments and run - off due to competitive refinancing in the mortgage market, the outstanding principal balance of the loan portfolio was hk 32. 4 billion as at 31 december 2006 2005 : hk 33. 5 billion
日,在扣除按揭還款和轉按所流失的貸款后,貸款組合的未償還本金餘額Given the high mortgage prepayment rate in 2005, the outstanding principal balance of the retained mortgage portfolio was hk 29. 5 billion at 31 december 2005 2004 : hk 34. 9 billion
鑒於2005年的高按揭償還率,截至2005年12月31日,按揭貸款組合的未償還本金餘額? 295億港元2004年: 349億港元。After the part that repays ahead of schedule or the capital that borrow money entirely are repaying no longer plan receive interest
提前償還的部分或全部貸款的本金在償還后不再計收利息。Loan principal repayments
貸款本金償還Under normal circumstances, the banks will offer the applicants a six - month grace period for repayment of the loan principal
銀行通常會給予申請人六個月償還貸款本金的寬限期。If a borrower cannot repay the guaranteed loan on time, the commercial bank which issues the loan has the right to ask the guarantor to repay the principal and interest of the loan or enjoy the priority of repayment by security in accordance with law
借款人到期不歸還擔保貸款的,商業銀行依法享有要求保證人歸還貸款本金和利息或者就該擔保物優先受償的權利。Since the central bank of china approved the commercial bank to promote frm, chinese commercial bank will encounter the task of how to manage the prepayment risk which is also the central topic of this thesis. for the above reasons, this thesis arms at analyzing the character of frm prepayment risk from the perspectives of option by applying the theories of financial engineering and fixed - income security
因此,本文寫作的目的在於運用金融工程和固定收益證券理論,從期權角度對固定利率抵押貸款提前償還權進行分析,並對固定利率住房抵押貸款提前償還風險加以研究,在此基礎上對我國商業銀行固定利率住房抵押貸款業務開展和提前償還風險管理提出一些建議。Personal loan pledged by certificates of deposit ( cd ) / treasury bonds is a kind of business combining deposit and loan in which the client gets a certain amount of renminbi loan from the bank by pledging undue certificate ( s ) of time deposit and also repays the principal and interest accrued on schedule
個人存單質押貸款是以客戶未到期的定期儲蓄存單做質押,從銀行取得一定金額的人民幣貸款,並按期償還貸款本息的一種存貸結合業務。分享友人