銀行分行制 的英文怎麼說
中文拼音 [yínhángfēnhángzhì]
銀行分行制
英文
branch banking system- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 分 : 分Ⅰ名詞1. (成分) component 2. (職責和權利的限度) what is within one's duty or rights Ⅱ同 「份」Ⅲ動詞[書面語] (料想) judge
- 制 : Ⅰ動詞1 (製造) make; manufacture 2 (擬訂; 規定) draw up; establish 3 (用強力約束; 限定; 管束...
- 銀行 : bank
-
The 4lh part is the innovation and conclusion of the dissertation. it puts forward freshly three aspects on the base, precondition and circumstance of risk prevention, especially researches for the risk foundations - " transition period " and hinese characteristic market economy ". it brings out five entries to risk prevention : retortion of the direction of macroscopically adjustment, market financing, system innovation, the decentralization and recombination of the state property right, reformation of organizational system in the state commercial bank and the establishment of inspiritment - obligation system
第四章是全文的創新和結論部分,通過對風險防範的基礎、前提條件和環境三方面的創新論述,特別是對「轉軌時期」和「中國特色的市場經濟」兩個風險基礎的研究,提出了風險防範的五個切入點:扭轉宏觀調控方向、市場觸資制度創新、國有產權的分散重組、改革國有商業銀行組織制度和激勵? ?約束機制的建立。Firstly, by an in - depth study on chinese commercial banking and their foreign counterparts, this paper points out the great differences of intermediate business innovation between chinese and western commercial banks regarding innovation products variety, scale, technology, etc. secondly, comparing the institution regarding intermediate business innovation and microeconomic - body behavior of chinese commercial banking with foreign ones within an analysis framework from the perspective of institutional economics and game theories, this paper shows that a number of reasons account for the emerging of intermediate business innovation, including external economic environments as well as internal factors within the financial system and technology, among which the institutional factors within the financial system being the most important. at the same time, by comparison with western developed countries " counterparts, the innovation of chinese banking institution lags far behind the development of banking business in main aspects of property rights, managerial system, compensation arrangement and organization system. thus, the backward innovation of banking institutions and twisting microeconomic - body behavior seriously strict intermediate business innovation
本文首先通過對中外商業銀行進行較為深入的調查研究指出,與西方發達國家商業銀行相比,我國商業銀行中間業務創新無論是在業務創新品種、規模上還是在技術手段上,都存在著巨大差距;其次,運用制度學分析和博弈分析框架將中外商業銀行中間業務創新制度及微觀主體行為進行比較得出:商業銀行中間業務創新產生的原因有多種,如外部經濟環境因素、金融體系內部因素和技術因素等,其中最根本的是金融體系內部的制度性因素;與西方發達國家商業銀行制度相比,我國銀行制度創新遠遠落後于銀行業務的發展,主要表現在產權制度、經營制度、分配製度和組織制度等方面;銀行制度創新的滯后及其微觀主體行為的扭曲嚴重製約著中間業務創新,尤其是我國銀行產權關系不明晰,在國有獨資產權框架下政府? ?行長及上級行長? ?下級行長兩種委託代理行為帶來了嚴重的問題,導致了我國銀行中間業務創新動力不足。Based on firsthand data of check and investigation on the internal control of commercial bank, thorough analysis is hereby made on present situation of internal control of commercial bank of our nation and its generating origin
本文以對商業銀行內控制度稽核檢查的第一手資料為基礎,深入分析了目前我國商業銀行內部控制的現狀及其產生根源。The article basing our specified situation in china, designed the transition model for the reform of the commercial bank : limited parent company - shareholding subsidiary company and limited subsidiary company - shareholding grandson company - dependent branches
本文基於我國的國情,設計出我國國有商業銀行股份制改革的合理的過渡模式是:有限責任母公司股份有限子公司和有限責任子公司股份有限孫公司非獨立分支行。Based on features of the operation mechanism of agricultural bank, the major problems related to the operation of the agricultural bank of china were put forward ? no distinction between administration and enterprise ; vagueness of property rights ; inefficient scale ; incomplete laws and regulations and so on
根據農業銀行運行機制的特徵,分析了中國農業銀行運行中面臨的主要問題,即政企不分、產權不明、行政干預、規模不經濟、法規制度不健全等。The state - owned commercial banks carrying on the reform of stocking system and distributing stocks publicly, improving the structure of property rights of the state - owned single - venture commercials, establishing the poly - faceted structure of property rights, defining the relationship of the property rights of the enterprise, defining the responsibility, power and benefits, realizing the separation of government administration from enterprises " management, and making the separation of the proprietary rights from operation rights of the banks
具體來說分為產權制度創新、法人治理結構創新和經營機制創新。首先是產權制度創新,國有商業銀行進行股份制改造,並公開發行股票,改善國有獨資商業銀行產權結構,建立多元化的產權結構,明確企業產權關系,做到責權利明確,實現政企分離,使銀行的所有權與經營權分離。By using the methods of abstract analyzing, the example analyzing and combining the fact that property right division is a must to the market development, i tried to see through the appearance and grasp the most common essence of the property right institution. then i pointed out some drawbacks in socbs
本文最大程度地運用系統抽象法、歷史與邏輯相統一的方法,結合實證分析法等方法,從產權權能分工是市場經濟發展的必然趨勢入手,剝開層層表面現象,探尋產權制度的本質,從而揭示我國國有商業銀行產權制度的缺陷。Five kinds of commercial banks that are state - owned bank, joint - stock commercial bank, city commercial bank, town - country credit cooperative and foreign venture ( joint venture ) bank
五大類型的商業銀行分別是指國有獨資銀行、股份制商業銀行、城市商業銀行、城鄉信用社和外資(中外合資)銀行。According to the obtained information source, this paper has carried out a research on efficiency of 19 typical sample banks, including 4 state - owned banks, 9 new stock - holding - system banks and 6 city commercial banks. data envelopment analysis ( dea ) method is applied to calculate the efficiency value of every bank firstly, and then calculate efficiency value of every kind of bank according to different types
根據資料來源的可得性,本文選擇了具有代表性的19家樣本銀行進行了效率研究,其中國有獨資銀行4家,新興股份制銀行9家,城市商業銀行6家,運用數據包絡分析方法( dea )方法先計算每家銀行的效率值,再分類計算各類銀行的效率值。In order to analyses of the various institution models of commercial banks, the author has a comparative discusses about it by compounding commercial banks " property rights " institution with business management institution. on the other hand, it suggests some concrete institution model of business management is reasonable logically. the author dates back to the history of commercial banks " institutional changes in china and summarizes the current characteristics and cause of institution risk in them
為了對商業銀行各種制度模式出現的必然性和優劣對比進行分析,本文從歷史與理論的角度對產權制度與各種業務經營管理制度的具體形式的結合展開討論,說明了在制度變遷的不同階段,一定的產權制度形式和一定的業務經營管理制度模式的組合是歷史的必然,具有邏輯上的合理性。The state - owned commercial bank having environmental conditions, we must carry out the reform greatly, step by step, in line with the successful experiences of the reform of the state - owned enterprises, taking the diversified network type of ownership of share structure as a basic model. we should build large, comprehensive, multinational group companies operated by transtrading with banking as their main business, gradually make the state - owned commercial bank suitable for the international financial system to strengthen their competition
現階段對國有商業銀行進行股份制改造已不存在理論和政策障礙,環境條件具備,應借鑒國企改革成功經驗,大膽改革,分步實施,以多元化網路式股權結構作為基本模式,培育以銀行業為主、跨行業經營的大型綜合性跨國集團公司,逐步使國有商業銀行與國際金融業制度對接,以全面增強其競爭實力。The banking sector hong kong maintains a three - tier system of deposit - taking institutions, namely, licensed banks, restricted licence banks and deposit - taking companies
香港實行接受存款機構三級制,這些機構分別為持牌銀行、有限制牌照銀行及接受存款公司。Hong kong maintains a three - tier system of deposit - taking institutions - licensed banks, restricted licence banks and deposit - taking companies - which are collectively called authorised institutions under the banking ordinance
香港實行接受存款機構三級制,分為持牌銀行、有限制牌照銀行及接受存款公司,根據《銀行業條例》 ,這三類機構統稱為認可機構。Because of the difference in the connection between any two branches of a commercial bank, there are four kinds of external organization in the commercial bank system, that is single bank system, main - branch bank system, group bank system, and mixed bank system
根據商業銀行分支機構間相互關系的不同,商業銀行外部組織體系分為單一銀行制、總分行制、集團銀行制和混合制。本文第二章著重介紹總分行制。There is not yet a class of fully professionalized bank presidents in china. this can be contributed to the history of the transformation of chinese banking system. however, with the further development of the reformation, the separation of the rights and obligations of ownership and management, and the formation of president replacement mechanism under market conditions, the presidents of chinese state - owned banks will eventually become professional managers in the real sense, forming the professionalized president class in china
目前的國有銀行的行長不是完全的職業經理人,中國目前亦沒有完全職業化的行長階層,這從國有銀行制度變遷的過程看,有其必然性和客觀性,但伴隨改革的深入,兩權分離的逐步到位和市場化行長更換機制的逐步形成,他們必將轉化為職業經理人,並形成中國職業化的行長階層。Theory and policy practice on banking regulation in some developed countries
部分發達國家銀行業規制的理論與政策實踐At first, from the basic theories of the property, this paper introduces the common theory of the bank property, and compares the bank property system in chinese with that of other foreign countries. i point out that the bank property system of our country limited its development, and ca n ' t adapt itself to the economy development and the competition of the global financial market
本文首先從產權的基本理論入手,引入了銀行產權制度的一般理論分析,對我國國有獨資商業銀行的現行產權制度和國際上其他國家的銀行產權制度進行了比較,提出了我國國有獨資商業銀行的產權制度束縛了自身的發展,已經不能適應經濟發展和全球金融市場競爭的需要。For example, there is a difference between public operation and private operation and a difference between compulsive insurance and voluntary insurance. in the respect of fund - raising method, premium rate and highest amount insured, there are some differences too. the way the countries dispose of these problems is not the same that whether to put the foreign currency deposits, inter - bank loans, the deposits in the branch of foreign banks and the deposits in the branch abroad of our banks into the range of subject - mater insurance
在經營形態上,有公營、民營之分;在投保方式上,有強制、自願之別;在基金籌措方法、保險費率、最高保額等方面各國情況也不盡相同;是否將外幣存款、同業拆借、外國銀行分行的存款和本國銀行國外分行的存款納入保險標的范圍,各國的處理也不相同。There are many matters of common interest to discuss, such as the supervision of branches or subsidiaries of banks operating in each other s territory ; improving mechanisms to execute payments or collect cheques across the border ; development of financial markets ; opportunities for hong kong arising from china s admission to the wto ; macroeconomic implications of the global slowdown ; representation of hong kong s interests in international forums where the sovereign power alone has a formal voice ; and so on
雙方有許多共同關注的事項要商討:例如監管在對方境內經營的銀行分行或附屬公司改善跨境支付或兌現支票的機制發展金融市場中國加入世界貿易組織為香港帶來的機會全球經濟放緩對宏觀經濟的影響在一些只有主權國才可正式參與的國際組織內如何反映香港的意見等等。It testifies that the key reason is the over - enlargement of the risk capital, not taking into account of the “ denominator strategy ”. then it analyzed the influence of the risk assets management to the capital adequacy ratio in respect of the branch banks, as the risk assets management is carrying out in the branches, using theoretical and practical analysis, qualitative and quantitive analysis, we can see that the commercial banks don ’ t have the consciousness of the risk assets management, don ’ t have a complete and reliable system of risk control, and don ’ t know how to control the scale and structure of risk assets, and how to degrade the risk of assets through the mitigating factors
說明其關鍵原因是風險資產的過渡擴張,也即對「分母戰略」的不重視。接著站在商業銀行分行的層面來分析加權風險資產管理對資本充足率影響,因為對風險資產的管理是在分行層面進行的,採取理論分析和實證分析、定性分析和定量分析相結合的方法,可以看到商業銀行對風險資產的控制意識不強,沒有一套完整可靠的控制風險的系統和流程,對如何控制風險資產的規模和結構,如何通過風險釋緩因素降低資產的風險等等都沒有清晰的認識。分享友人