銀行利率 的英文怎麼說
中文拼音 [yínhánglìlǜ]
銀行利率
英文
band rate-
The interest rate for loans may be decreased in accordance with the interest rate management regulations enacted by the people ' s bank of china for those quality projects underwritten by guarantee agencies with sound operation system, good credit standing, strong capital strength and powerful risk prevention ability
對運作規范、信用良好、資本實力和風險控制能力較強的擔保機構承保的優質項目，可按人民銀行利率管理規定適當下浮貸款利率。Thirdly, gap analysis, duration analysis, net present value analysis and dynamic simulation analysis, these four risk measurement techniques and how to use them are studied. and then, commerce tactics to manage and control interest rate risks and how to use them are researched detailedly. at last, an example which further illustrates how to manage and control interest a rate risks for commercial banks of china is given. interest rate risk management is a complicated job, so commercial banks should choose appropriate skills and measures to control interest rate risk effectively for keeping their earnings free of adverse influence of interest rate changes
本文首先根據巴塞爾委員會制定的利率風險管理的原則和西方銀行業的經驗，對商業銀行所面臨的利率風險進行了具體地識別分析；研究了敏感性缺口管理技術、有效持續期缺口管理技術、凈現值法和動態模擬法這四種商業銀行利率風險的衡量管理技術及其運用；然後對控制利率風險的具體管理策略以及如何運用這些管理策略來控制利率風險進行了詳細地分析研究；利用前面介紹的成果和方法用實例系統地說明了商業銀行應根據自身情況選擇合適的管理技術和策略，有效地控制利率風險。With the social and economic development and changing, china ' s joining the wto in particular, the environment in which the insurance operating changes greatly. the fluctuation of interest rate, rise of loss ratio, development of capital market and competence of international insurance magnate, all of these make insurance investment necessary and important to china ' s insurance company. in facing the competition, insurance companies now attach a great importance to insurance investment strategy
我國保險業經過近20年的發展取得了長足的進步，保險公司積累了大量的可以運用的資金，隨著我國經濟環境的改變和保險業的對外開放尤其是我國加入世貿組織，保險業的經營環境發生了根本變化，我國保險賠付率的上升、銀行利率的變化、資本市場的發展、國外保險巨頭的競爭以及投保人要求的提高，使得保險基金投資對我國保險公司的生存和發展具有越來越重要的意義，良好的投資收益成為保險公司贏得競爭的最重要環節。The marketization of interest rate in china
利率市場化進程中的銀行利率風險管理研究Low interest rate in the bank encourages citizens to invest in the stock market
銀行利率低促使市民向股市投資Interest rates have dropped and there is more liquidity in the stock market
銀行利率已見下調，股票市場的流動資金日益增加。A fall in interest rates is a strong probability in the present economic climate
在目前的經濟氣候中，極有可能會降低銀行利率。Marx ' s interest theory and general adoption of the market principle of chinese bank rate
馬克思的利息理論與我國銀行利率的市場化Impact of the housing mortgage - backed securitization on the risk of the bank interest rate
住房抵押貸款證券化對銀行利率風險的影響Being fixed - interest, the price varies with ( or to be precise against ) theprevailing rate of interest
由於它的利息是固定的，其價格便隨著（確切地說是逆著）通行的銀行利率而變化。Stand by, in other words, for another increase in interest rates at the bank ' s next rate - setting meeting on october 5th
換句話說，已經為10月5號銀行利率設定會議上利率的再次上升埋下伏筆。Yet after that, he surprised everyone when the central bank raised interest rates only once until june of nineteen ninety - nine
在那之後，截止1999年6月格林斯潘只提高了一次銀行利率，這讓很多人都驚訝不已。This thesis, taking fund operation as a study object, zeroes on economic situation resulting in the problems of fund operation in life insurance company such as falling interest rate, unripe financial market, irrational macro economic environment, lack of talents, oligopoly in life insurance industry and bad loan in history in life insurance company
長期以來壽險資金的主要運用途徑之一是銀行存款和國債，占總投資資金70左右，銀行存款、國債都是利率敏感性產品。從1996開始我國銀行利率已連續下調8次，一年期利率從10 . 98降到2002年的1 . 98 ，隨著銀行利率的下調，國債利率同步調整，致使壽險資金的利息收入和投資收益大減。Government and economists have come to an agreement on expanding native demand. we should say that the result of these positive monetary and fiscal policy which has been adopted by our country government since 1998 is effective, and the market has recovered a little, but this does not mean the market is completely recovered from deflation, in fact, the overcast condition in market is not basically turn round and deflation still exists
誠然，自1998年以來我國政府為擴大內需、啟動消費採取了一系列積極的貨幣政策和財政政策（三年期間七次下調銀行利率，發行3600億元國債等） ，應該說效果是明顯的，市場有所復甦，但這並不意味著市場被完全激活，事實上，市場低迷的狀況並未根本扭轉，通貨緊縮的趨勢仍然存在。Therefore, after summarizing the two exterior terms of the controlled interest rate period and the marketed interest rate, the text analyzes the different interest - rate risk that our country ' s commercial banks are facing with academic and practical methods, and also analyzes the importance of interest - rate risk management for our commercial banks. after analyzing the western commercial banks " interest - rate risk management and our country ' s commercial banks " interest - rate risk management, an viewpoint is put forward which is to manage the interest - rate risk in controlled interest rate period and marketed interest rate with different ways and methods, and the text also analyzes the difference between the interest - rate risk management of the western commercial banks and our country ' s
因此，本文在總結了管制利率時期和利率市場化兩個外部條件后，採用理論和實證相結合的方法分析了我國商業銀行所面臨的不同利率風險，探討了我國商業銀行重視利率風險管理的原因，介紹了西方商業銀行的利率風險管理，對我國商業銀行的利率風險管理也進行了詳細的分析，提出了區別管理當前管制利率時期和利率市場化后我國商業銀行所面臨利率風險的觀點，並比較了中西方商業銀行利率風險管理存在的差異性。Investors are enthusiastic about buying fixed - income assets, even though yields are low by historical standards and the returns on cash ( particularly in america and britain ) are as attractive
投資者正狂熱購買固定收益資產，即使就歷史標準而言的低收益和同樣具有吸引力的銀行利率（特別是在美國和英國） 。This may make them reluctant to take the really tough measures necessary to ensure more rational growth : lifting controls on energy prices, for example, and removing restrictions on bank interest rates
這可能使得他們不願意採取保證理性增長所需要的真正強力的措施，比如：放鬆能源價格的控制、取消對銀行利率的管制等。Over the past year, the people of hong kong have clearly demonstrated a greater interest in bond investment. this is partly due to the low interest - rate environment, which has prompted some people to transfer a portion of their bank deposits to the bond market, and partly because some investors use the bond market as a means to diversify their investment risks
過去一年，香港市民投資債券的興趣明顯比以前濃厚，其中一個原因相信是銀行利率處于低水平，因而吸引他們把部分銀行存款轉投債市，亦可能有部分投資者藉投資債券以分散風險。The committee members agreed that should the economy continue to develop in line with central expectations, bank rate could be increased further as necessary
議會成員認為經濟的持續增長和中間預期應該成線性關系，銀行利率是可以進一步採取必要的提升的The second part includes a positive fact analysis for the present situation of interest rate risk management in our country, which makes us have a comprehensive understanding for the present situation
第二部分，對利率管制下我國商業銀行利率風險現狀進行實證分析。使我們對我國商業銀行利率風險管理現狀有一個全面的認識。分享友人