銀行條款 的英文怎麼說
中文拼音 [yínhángtiáokuǎn]
銀行條款
英文
bank draft- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 條 : Ⅰ名詞1 (細長的樹枝) twig 2 (條子) slip; strip 3 (分項目的) item; article 4 (層次; 秩序; 條...
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 銀行 : bank
- 條款 : clause; article; provision
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Article 60 commercial banks should establish and improve their own auditing and checking system on deposits, loans, account settling and bad debts
第六十條商業銀行應當建立、健全本行對存款、貸款、結算、呆帳等各項情況的稽核、檢查制度。Article 62 the people ' s bank of china has the right to check and supervise the deposits, loans, account settling and bad debts of the commercial banks at any time in accordance with the stipulations of chapters iii, iv and v of this law
第六十二條中國人民銀行有權依照本法第三章、第四章、第五章的規定,隨時對商業銀行的存款、貸款、結算、呆帳等情況進行檢查監督。The world bank extends loans to its members on conventional terms commensurate with prevailing interest rates.
世界銀行以和當時利率相當的通常條件向成員國貸款。Banks would love to wriggle out of the most egregious deals, or at least get better terms
那些銀行很高興能夠擺脫那些太過分的交易,或起碼得到些較好的條款。Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house
商業性個人住房貸款(即按揭貸款)對借款人的要求相比住房公積金貸款要寬松許多,具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請:有穩定的職業、收入和償還能力;有銀行認可的資產作為抵押或質押;與所購住房的發售單位簽訂了購房合同或購房意向書。As electronic funds transfers mainly use the bank card as launch tool, however, the present bank card itself has inhesion defaults, such as easily be forged and illegally used, so there have many unauthorized electronic funds transfers, and then it becomes a problem that any country which want to develop it. the loss caused by the third party outside the system is that party, such loss should be beard by the third party, just for sustaining normal operation of the system of electronic funds transfers, when the third party disappears, the loss should be allocated among parties in the system
由於磁條式銀行卡易被偽造和冒用,使得未經授權的電子資金劃撥不斷發生,由此而造成的系統內的損失承擔也成為一個難以解決的問題。筆者通過考察我國各發卡銀行制定的銀行卡章程及領用合同中確定損失分擔的條款,發現這些條款違背了《合同法》第四十條的規定,違背了誠實信用原則,應當認定為無效。A study published by the basel - based financial stability forum ( fsf ) on may 19th outlined the weaknesses in the relationship between hedge funds and prime brokers, such as the loosening of the covenants that enable banks to change lending terms to borrowers that run into trouble
基於巴塞爾協定,金融穩定論壇( fsf )注五月十九日發表論文概要的指出對沖基金與結構經濟間的弱勢,就如同放鬆那些能讓銀行改變借款者貸款期限和條約必將招致麻煩。The above problems and difficulties could be solved through the following perspectives : attaching great importance to the development of the non - public sectors of the forest economy ; quickening the system innovation and forestry legislation ; cultivating market of living trees ; establishing organizations for evaluating forest resources ; improving the circulating services ; expanding channels of financing ; encouraging the qualified non - public sectors of the forest enterprise to become listed companies ; allowing forest to be mortgaged as assets, guiding the social investment in forestry with the economic leverage ; developing leading enterprises and implementing the operation model of " companies, bases and farmer households " ; and improving the socialized forestry service systems
通過調研,作者認為應從以下幾方面著手解決上述問題:把發展非公有制林業經濟作為今後一個時期林業工作的戰略重點,加快創新機制和林業法律法規的建設;培育活立木市場,建立森林資源評估機構,做好流轉服務工作;拓寬融資管道,鼓勵具備條件的非公有制林業企業上市融資;允許林木資產以抵鉀形式向銀行貨款;運用經濟杠桿作用,引導社會參與投資;培育龍頭企業,實施「公司+基地+農戶」的經營方式;健全林業社會化服務體系。Article 36 a borrower should provide guarantee for commercial bank loans
第三十六條商業銀行貸款,借款人應當提供擔保。The result shows that, under the condition of perfect competition, if bank ' s costs of providing transaction services for customers are sufficiently small, then a small tax on deposits interest income does not affect the choice of depositors ( or investors ) between deposits and direct investment ; a business tax on bank loan interest income leads to tax incidence, thus raises loan rates and induces entrepreneurs to switch from bank loan to direct financing ; a tax on bank ' s income also raises the loan interest rate, and hence reduces the demand of loans
研究結果表明,在完全競爭條件下,當銀行為客戶提供的交易服務成本很低時,以較低的稅率對儲蓄利息開征利息所得稅不會影響儲戶(或投資者)在儲蓄和直接投資之間的選擇;對銀行貸款利息收入開征營業稅,則會引起稅收轉嫁,提高貸款利息率,使部分企業選擇直接融資方式而不是從銀行貸款;銀行業所得稅也會提高貸款利率,減少貸款需求量。In february, 2000, the people ' s bank of china and the china securities regulatory commission have jointly issued management measures that allow qualified securities companies to lend money from commercial banks, using stocks and securities investment fund owned by themselves as collateral
2000年2月23日,中國人民銀行與中國證監會又聯合發布了《證券公司股票質押貸款管理辦法》 ,允許符合條件的證券公司以自營的股票和證券投資基金券作為抵押,向商業銀行借款。4 low capital mobilization cost : government bonds could always be collateralized, or used to raise capital by rp rs trading with bond dealers. the borrowing rate usually is lower than the bank and the procedure is easier
四資金調度成本低:隨時可以政府公債抵押,利用附條件交易方式向債券自營商取得資金周轉,其利率通常較向銀行貸款低,又不影響持券人之債息收入,手續亦簡便。This is a simplistic measure of a bank ' s lending exposure, which can require a bank to hold more capital than its own calculations would deem necessary
這是將銀行貸款風險尺度過分單純化,銀行持有超出自身預算的資本也被認為是必要條件。At the present, it ciscotimes only provide the english version of our study guides to the overseas customers. yes, the question pool of any it certification exam is worldwide the same
同時,我們承諾如果在付款過程中發生任何問題,只要您能提供有關銀行付款證明的原件,我們無條件按您的要求交貨This in turn makes it easier for smes to borrow from banks and on more competitive terms
這發展將有助中小企更容易取得銀行貸款,同時貸款條件亦會更優惠。In order to solve the conflict of supply and demand, firstly, this particle discusses the characters of the national budget investment the emission of stock, attracting foreign capital and invest direct, domestic banks " loan, international financial organizations and foreign governments " loan, and the emission of bond, the bot mode and other financing manners. also, the particle analyses the resources of each financing manner and characters concretely. then, it analyses the scale, cost, construction and manner of highways " raising project, and it emphasizes banks " loan domestic and overseas, the emission of stock and bond, the attornment of highway ' s charge rights, the capital cost of bot financing manner, and uses the model to calc ulate the compositive capital cost, then build the worst ( in the worst environment hypothetically ) and the best scheme ( in the best environment hypothetically ) accordingly, after the comparison, we can obtain the status of the project ' s net cash flux, the debt ' s endurance capability, income and a series of data in any possible state, so that to get the optimized scheme and prepare for the scientific decision
為了解決資金的供需矛盾,本文首先論述了國家預算內投資、發行股票、吸收國外資本直接投資、國內銀行貸款、國際金融組織和外國政府貸款、發行債券、 bot方式等融資渠道的特點,具體分析了各融資方式的資金來源渠道及它們的特點;接著分析了公路項目籌資的規模、成本、結構和方式,重點分析國內外銀行貸款、發行股票和債券、轉讓公路收費權、 bot融資方式資金成本,用模型的方式具體計算綜合資金成本,建立相應的最差方案(在假設的最差條件下)和最佳方案(在假設的最好條件下)與之進行比較,獲取在各種可能條件下的項目凈現金流量狀況、債務承受能力和收益情況等一系列數據,確定整體最優方案,為科學決策做準備。Article 35 in issuing loans, a commercial bank should closely check the use of the loan by the borrower, the repayment ability of the borrowers and the mode of repayment of the loans
第三十五條商業銀行貸款,應當對借款人的借款用途、償還能力、還款方式等情況進行嚴格審查。Article 27 the people ' s bank of china may, as required by the implementation of monetary policies, determine the amounts, term, interest rates and forms of loans extended to commercial banks, however, the maximum term of loans shall not exceed one year
第二十七條中國人民銀行根據執行貨幣政策的需要,可以決定對商業銀行貸款的數額、期限、利率和方式,但貸款的期限不得超過一年。But the existence of government ' s recessive guarantee makes the subordinated debt like the deposit that has a channel to shift away the risk and then belittles its market discipline on the commercial banks
但政府隱性擔保的存在使次級債券找到了一條類似銀行存款一樣的風險轉嫁渠道,弱化了其風險約束功能。When you put money in the bank, you write the date and the amount deposited on a deposit slip
當你到銀行存款時,你要在存款憑條上寫明日期和所存的金額。分享友人