bank credit management 中文意思是什麼

bank credit management 解釋
銀行信貸管理
  • bank : n 1 堤，堤防；岸，河畔。2 埂，壟，堆。3 （海中水下的）沙洲，灘。4 斜坡，邊坡，坡度；轉彎。 【航空...
  • credit : n 1 信用，信任。2 名譽，名望，聲望。3 贊揚，稱許；光榮，功勞，勛績，榮譽。4 信貸；賒銷；貸款；存...
  • management : n. 1. 辦理，處理；管理，經營；經營力，經營手腕。2. 安排；妥善對待。3. 〈the management〉〈集合詞〉（工商企業）管理部門；董事會；廠方，資方。
  1. On the risk management of bank credit assets

    論銀行信貸資產風險管理
  2. The paper indicates that, on the premise of the reform of property rights, the choice of modes of establishing a healthy credit system in china should follow the way of marketing. therefore a lot of work remains to be done such as opening credit inquiry data, founding the data base, establishing a scientific credit rating system, forming a credit punitive mechanism, etc. the bank should also play its role in the establishment by perfecting the existing credit management system, forming an effective credit risk precaution mechanism, and carrying out the work of interior credit rating

    關於我國信用制度的具體建設，研究表明：在產權改革的前提下，我國信用制度建設的模式選擇應走市場化的道路，必須做好開放徵信數據、建立數據庫、制定科學的評級指標體系、建立失信懲罰機制等多方面工作，並且要完善銀行現有的信貸管理體制，建立有效的銀行信用風險防範機制，開展銀行內部資信評級工作，發揮銀行的作用。
  3. Draw up policy system of bank to the high - technology industry, establish relative credit management system and financial guarantee policy system

    制定高新技術產業投資的金融政策體系；建立與高新技術產業發展相適應的信貸管理體制以及與信貸管理體制創新相適應的融投資擔保政策體系。
  4. Chapter three. credit risk management and ias in state - owned commercial bank. credit risk is the possibility that borrower ca n ' t give back the loan to bank abiding by contracts

    第三章國有商業銀行信貸風險管理與獨立審計制度信貸風險是指借款人不能按約償還貸款的可能性。
  5. Research on the h control applied in bank credit risk management system

    控制應用於信貸風險管理問題的研究
  6. Since 80 % of the credit was released by the state commercial bank, therefore here i would like to talk about some negative point of the state commercial bank on supporting those enterprises, such as the lessons we have taken and the pressure we will face, the comparision between the risk and benefit, the impact after the reform on credit management system, currently the credit sources will transfer to center city and famous enterprise

    指出國有商業信貸資源向大中城市和大中優質企業轉移，是我國市場經濟發展和經濟結構不斷調整優化以及企業追求價值最大化的一種必然反映，符合金融滲透的一般規律，而主要問題在於國有商業銀行對于部分有市場、有效益，有信用的中小企業支持不夠；文章還分析了政府在中小企業融資過程的作用。
  7. The countermeasures against credit management risks of agricultural development bank

    農發行信貸管理風險的對策
  8. An analysis of factors of performance of credit management of china commercial bank

    我國商業銀行信用管理績效因子分析
  9. This thesis is justified in undertaking the research of credit management in commercial bank for following reasons : although the bank has witnessed great development, yet it use the traditional method in the credit management, therefore, it is a potential deficiency in the risk control. we all know that the credit business is a driving force of the banks businesses. to improve the credit quality supplies a guarantee to commercial banks ’ future stable development

    隨著綜合授信制度的逐步建立，各家銀行做到了對信用風險的集中統一控制，普遍增強了信用風險管理能力;但是通過對我國商業銀行授信的普遍問題進行研究，發現在授信管理的諸多方面採用的仍然是傳統方式，對風險控制存在著不足，綜合授信制度應有的功能在一定程度上受到了抑制。
  10. Therefore, the measures shall include learning the experience of foreign banks in corporate governance, pursuing the interest of shareholders in addition to protecting the depositors " asset safety, eliminate the systematic flaws firstly, secondly, it is to mould social credit, reinforced credit management, optimize credit increment ; meanwhile the bank should also learn the experience from abroad and use the model of three - level filtering for bad loans to combine the self - disposal and trusted - disposal methods in handling current non - performing loans

    所以岳陽市商業銀行首先要借鑒國外商業銀行的公司治理結構模式，完善在追求股東利益優先的同時，將保護存款人利益的目標融入其中的外部監督模式的公司治理結構，消除不良資產增長過快的制度根源；其次是重塑社會信用、強化信貸管理，優化信貸增量；再次要借鑒國外商業銀行處置不良資產的經驗，制定自主處理和託管處理相結合的三級過濾的不良資產置換模式，消減現有存量，逐步消化存量不良資產。
  11. Commercial bank credit ? granting quota management approaches in china have a function of controlling risks in aggregate credit, but it ’ s difficult to take full advantage of bank assets, and it also implies their realization of bank value. economy capital makes banks more accurately master the client risk by introducing credit ? granting quota, meanwhile, referring to eva as a standard for bank performance will make bank capital and assets to be exploited more

    本文共分四部分:在第一部分中，首先引入授信的概念，授信涉及的主要業務及授信業務的特性;在此基礎上系統介紹商業銀行授信管理的內涵和授信管理的原則，表明在授信過程中，必須遵循安全性、收益性和流動性這三個屬性，力爭做到流動性強，風險低（安全性高）而收益高。
  12. Bank credit management

    銀行信貸管理
  13. It pointed out that, in order to resolve the concentrated problems of personal living house mortgage loan risk, should refer to foreign legislation to establish the law system about personal credit management, modify present practical law and work out program law to perfect the law system to carry out the mortgage right of personal living house mortgage loan, so that the preparation is made from the respect of law for favorably developing the personal living house financial system and protecting the benefit of loan bank of our country

    指出：為解決個人住房抵押貸款風險集中的問題，應參考國外的立法構建關于個人信用管理的法律體系；修改現行實體法並制訂程序法以完善個人住房抵押貸款之抵押權實行的法律制度，從而為我國個人住房金融體制的良性發展和貸款銀行利益的保護從法律層面作好準備。
  14. On the basis of the asymmetric information theory, quantity theory and early - warning theory, contraposing the factors which impact the commercial banks credit risk, the dissertation analyzes the composing factors of the credit risk manage, establishes a management system of a commercial bank credit risk

    在信息不對稱理論、量化風險理論以及風險預警理論的基礎上，針對影響商業銀行信用風險的各種因素，分析信用風險管理系統的構成要素，建立一個商業銀行信用風險管理系統。
  15. By expounding bank credit management system and risk assessment method among the planned economy time, planed the commodity economy time and the market economy time, base on credit risk cognition evolution process, allude to the development course of loan the assessment method in our country

    對綜合評價法進行深入研究，系統論述了該方法的特點和使用過程，提出了綜合評價方法指標體系和評價模型，揭示了該方法的科學性和可操作性。
  16. Innovation of goods derived from credit based on commercial bank credit risk management

    基於信用風險管理視角的信用衍生產品創新
  17. Modern credit risk measurement mode and china commercial bank credit risk management

    現代信用風險度量模型與我國商業銀行信用風險管理
  18. China s credit risk management seen from us bank credit evaluation system

    從美銀行資信評估體系看我國的信貸風險管理
  19. Lastly, it analyses the management methods of credit risk, market risk and operation risk of our commercial banks : in the section of the credit risk, it begins with risk recognition, introduces the difficulties of establishing the internal ratings - based approach of our commercial bank and puts forward the management thinkings from the five respects : the setup of irb, credit culture establishment, the modification of information announcement, the innovation of credit management tools and improvement of the capital adequate rate. in the section of market risk, it introduces the reason of strengthening its management of the whole world and our country, analyses the most important method - var and then discusses its operation inour country commercial banks. in the section of the operation risk, it defines the internal meaning, analyses the different measure means, points out current pressure of our commercial bank ' s facing and finally proposes the rightful operation risk management tactics combining the actual situation of our country

    首先是對新協議本身的研究，介紹了巴塞爾協議的邏輯演進、新協議的主要內容及主要特徵；其次從最低資本要求、監督部門的監督檢查和市場約束三大支柱入手，分析新協議對我國商業銀行風險管理可能產生的不利影響；最後分析了新協議框架下我國商業銀行信用風險、市場風險和操作風險的管理思路：信用風險部分從對其的識別分析入手，介紹了我國商業銀行建立內部評級法的必然性，最後從內部評級體系的構建、良好信用管理文化的建立、信用風險的信息披露改進、信用管理工具創新和提高資本充足率、構建統一的風險管理組織結構六個方面提出了我國商業銀行信用風險的管理途徑；市場風險部分介紹了全球以及我國加強其管理的原因，對當前市場風險管理的主流方法? ? var方法進行了詳細的闡述，並進而對var方法應用於我國商業銀行市場風險管理中的若干問題進行了探討；操作風險部分在正確界定其內涵的基礎上，重點分析了各種計量方法，並指出現階段我國商業銀行加強操作風險管理的緊迫性，最後並結合我國的實際情況提出了合理的操作風險管理策略。
  20. Credit card is an important earning facility, as well as an important value symbol. it is the concentrate of the bank " s management level 、 it ability and service rank

    通過對信用卡業務的分析研究，我們發現，在我們國內，信用卡業務市場巨大，將是未來銀行業收入最大的一項業務。
分享友人
分享到 Line

分享到臉書