creditor bank 中文意思是什麼
creditor bank
解釋
債權銀行-
A bank is a creditor when it issues a $30, 000 mortgage.
當銀行發放一筆三萬美元的房屋抵押貸款時，它是債權人。 -
Concern the provision of audit work station according to accounting method, if an accounting clerk manages debt already, provide check again, apparent and easy cheat, should give so prohibit ; the accountant record of an unit is custodial, it is the accountant such as budget of forms for reporting statistics of book of zhang of all sorts of prooves that point to this pair of units, accountant, accountant, financial plan, unit and important contract data, after be being collected regularly, examine a nucleus to be opposite, arrange stand roll, schedule, bound into book custodial, if allow a person to manage the debt of an unit already, keep again accountant record, made motion easily on debt apparently later the action that the opportunity of record of recycle government accountant covers him, give so prohibit : the registering job of items of an account of debt of the income of an unit, defray, charge, creditor ' s rights, the much that includes station of work of charge to an account but not be all ( for instance cash journal and bank come - and - go journal are not included ), this part charge to an account works, it is the foundation of business accounting of an unit accountant, also be the basis that produces cash come - and - go, also cannot hold part - time by cashier personnel, a person manages debt already, manage charge to an account again the basis that this produces debt come - and - go, very easy defalcate
根據會計法有關稽核工作崗位的規定，假如一個會計工作人員既管錢款，又管復核，顯然輕易作假，所以要予以禁止；一個單位的會計檔案保管，是指對本單位的各種憑證、會計賬簿、會計報表、財務計劃、單位預算和重要的合同等會計資料，定期收集后，審查核對，整理立卷，編制目錄、裝訂成冊的保管，假如答應一個人既治理一個單位的錢款，又保管會計檔案，顯然輕易在錢款上做了手腳之後再利用治理會計檔案的機會掩蓋自己的行為，所以予以禁止：一個單位的收入、支出、費用、債權債務賬目的登記工作，包括記賬工作崗位的大部分但不是全部（比如現金日記賬和銀行往來日記賬就不包括在內） ，這部分記賬工作，是一個單位會計核算的基礎，也是發生現金往來的根據，也不能由出納人員兼任，一個人既治理錢款，又治理記賬這一發生錢款往來的根據，很輕易監守自盜。 -
Secondly, as far as the banks are concerned, the contagion of banking panic and crisis happens via capital linkages between banks, through which the crisis spead from the debtor bank to the creditor bank
第二，從銀行的角度來看，銀行業恐慌和危機的傳染是危機通過銀行之間的資本關聯由債務人銀行向債權人銀行的蔓延。 -
The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。 -
Where the loan is still unpaid off upon expiration, or although it is before the stipulated payable expiration, the financial statement and credit circumstance of the borrower and surety go badly, thereby affecting the security of the creditor ' s right of this bank and making it obviously difficult to recover the loan upon due date, such loan is called “ nonperforming loan ”
（一）各種放款已屆期未清償或尚未屆滿約定清償期限，但借保戶之財務狀況及信用情形發生不良變化，致本行債權已失安全性，如期收回顯有困難，此種放款即視為不良放款。 -
Cash, bank deposit, other foreign currency amounts as well as creditor ' s rights, debts, income and expenses, etc., which are denominated in currencies different from the unit of account shall be recorded in the currency of actual receipt and payment
若現金、銀行存款、其他外幣貨款以及債權、債務、收益和費用等與記帳本位幣不一致時，應按實際收付的貨幣記帳。 -
Although security does not assure that the loan will repaid, it does reduce the risk, because the bank becomes a preferred creditor in the event of liquidation, and takes procedure over general creditors in the liquidation of any assets pledged to the bank as collateral
雖然抵押並不保證貸款必將得到償還，但它能夠減少風險，這是因為對以擔保品形式抵押給銀行的任何資產，銀行可優先於一般的債權人得到清償，成為清償中的優先債權人。 -
The article review and analyses that the development of the enterprise recombination and the adverse effects to the creditor from the point of view of creditor - bank. and bring forward the settlements and relevant propose that from the aspects of external environmental condition
本文從企業債權人銀行的角度回顧和分析了企業重組的發展情況和對金融債權人造成的不利影響，從外部環境要求和銀行內部管理方面提出了解決問題的相關建議。 -
With the 4 years of working experience as a creditor in xx sub - branch bank, the writer has collected and processed massive materials and data. the writer has also asked help of the department managers and colleagues to ensure that all the data and cases are complete and reliable
作者結合在農行xx支行信貸工作崗位4年的工作經驗，收集、整理了大量的資料和數據，並請教了相關部門的領導、同事，以保證論文數據、案例的全面及真實可靠。
分享友人