government credit guarantee 中文意思是什麼

government credit guarantee 解釋
政府信用保證
  • government : n. 1. 政治；政體；政權；管理，支配。2. 政廳；〈G-〉 政府，〈英國〉內閣。3. 行政管理區域。4. 【語法】支配。5. 政治學。6. 〈美國〉 〈pl. 〉 政府證券。
  • credit : n 1 信用，信任。2 名譽，名望，聲望。3 贊揚，稱許；光榮，功勞，勛績，榮譽。4 信貸；賒銷；貸款；存...
  • guarantee : n. 1. 保證，擔保。2. 保證人〈法律上用 guarantor〉。3. 接受保證的人。4. 抵押品，擔保物。vt. 1. 保證，擔保。2. 〈口語〉包，管保。
  1. Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization

    在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。
  2. The thesis explains the government ' s leading function in developing the mortgage bank bonds. the thesis points out that the government should set up financial laws and perfect the persona l credit, the guarantee and insurance market, train actively the non - personal investor and standardize the measures of the real - estate evaluating industry. the aim of the article is to provide the theoretical basis and operational guide for china ' s housing industry development using mortgage bank bonds

    提出我國開展抵押銀行債券，政府應起到主導性作用，以及應建立和完善住宅金融運行的法律法規、完善個人信用規則、健全擔保保險市場、積極培養機構投資者、規范發展房地產評估業等對策措施，以期為我國住宅產業發展實施抵押銀行債券提供理論基礎和運作指南。
  3. Establish " credit guarantee fund for medium and small enterprises in jiangxi ", solving the medium and small enterprises " problems such as the difficulty in loan, in financing and the inadequate registered capital. provincial government should gradually arrange some mature stock enterprises to be listed or listed through purchasing some listed companies, achieving the direct financing, further change the operating strategy of the. state - owned banks, supporting the development of medium and small enterprise

    設立「江西省中小企業信用擔保資金」 ，切實解決中小企業貸款難、融資難、企業注冊資本不足以及擔保等問題；應該有步驟地安排一些條件成熟的股份制中小企業上市或「買殼」上市、借「殼」上市，實現直接融資；進一步轉變國有銀行經營戰略，支持中小企業的發展。
  4. The discuss starts from the " positive externalities " of tech - research and development, pointing out that the products of tech - research and development somewhat has the property of " public good ". without < wp = 8 > government ' s interfere, the intensity of tech - research and development by private section ca n ' t meet the need of " pareto optism " because of the " positive externalities ", as a result, the items of venture capital are insufficient and the development of venture captal will be pull back. rational policies of government expediture can internalize the " positive externalities " - transforming them to more revenue or less cost of the tech - research and development private suppliers. be feared of the high risk at the beginning of venture capital, the private section ca n ' t provide enough capital, the " capital gap " should be fetched up by government with equity capital, creditor ' s right capital, subcidy, at the same time, some other means, such as government purchase, credit guarantee, capital insurance, tax expenditure can promte private capital, is also important. in this part, the function of the above means, the establishment and enforcment of them are breafly discussed. because tax policies play a critical role in fiscal policy, r - y chart is used to analyse the relation between tax and venture capital, at last, a conclution is drawn : tax expenditure can promote venture capital

    這部分論述從科技研發成果的「外溢性」入手，指出科技研發成果在不同程度上具有「公共品」性質，這種外溢性使得在純市場條件下，私人部門研發活動強度達不到社會資源配置最優的要求，也使風險投資項目來源不足， < wp = 6 >阻礙風險投資的發展。合理的政府財政支出政策可以使「外溢性」內部化。之後，論述了風險投資資本來源與政府財政支出政策的關系，由於風險投資尤其是其初期的高風險性，民間風險資本不足，應由政府以股權及債權投資、補助等財政直接支出方式彌補資本缺口，運用政府采購、財政擔保、保險、貼息、稅收優惠等間接支出方式，鼓勵民間資本進入風險投資領域也同樣重要。
  5. With a large amount of rmb deposit in china and a low loan rate, it will bring the government a great burden to return the foreign credit loan and to use project financing under government guarantee because of its high cost and strict conditions

    尤其是在目前國內人民幣存款數額巨大，貸款利息較低的情況下，再使用政府擔保的項目融資，不僅成本高、條件嚴格，而且還給政府造成沉重的還貸壓力。
  6. As revealed by the study, following problems exist : 1 ) the supply of bank capital has a close relation with the fluctuation of stock market ; 2 ) the volume of bank capital flowing into stock market is large and it is estimated that there are 450 - 600 billion of bank capital exist on stock market, 2 / 3 of which are illegal ; 3 ) most bank capital are getting into stock market through illegal channels, such as illegal repurchase of government securities, illegal acceptance and discount of trade bill, embezzlement of customers " guarantee deposit, illegal interbank loan, illegal diversion of credit capital to other purpose, etc. the inflow of bank capital to stock market has dual influences on our economy and finance

    表現在： （ 1 ）據估計我國進入股市的銀行信貸資金存量在4500 - 6000億元左右，其中滯留於一級市場的資金規模約為2000 - 3000億元，進入二級市場的規模在2000 - 2500億元之間，國有股和法人股轉讓市場涉及信貸資金規模約為500 - 600億元，然而，在這千億元進入股市的信貸資金中2 3左右都是違規流入的。 （ 2 ）銀行資金入市除同業拆借、國債回購和股票質押貸款三種合法渠道外，多是通過非法渠道流入股市的，其途徑主要包括：違規國債回購、違規商業匯票承兌及貼現、挪用客戶保證金、違規拆借資金、企業違規挪用銀行信貸資金、個人違規使用銀行貸款等。
  7. These reasons lead smes to face the difficulty of financing. to solve this problem, it is necessary to set up the smes " credit guarantee system which should be posed and led by the government. this institution will make use of guarantee to rose banks to extend credit loans to smes

    然而由於中小企業經營風險較大、信用信息不對稱等劣勢導致其間接融資渠道堵塞，加上直接融資渠道的欠缺，使中小企業面臨融資難的困境，為解決這一難題，我國在政府主導下建立了中小企業信用擔保制度，該制度利用擔保這一私法手段激勵銀行向中小企業提供信用貸款，實現融資資本流向與流量的合理化。
  8. In this thesis, the author tries to explore how to build a feasible system of housing mortgage loan insurance, which accord with the situation of china, based on the domestic conditions and overseas experience. especially the housing mortgage loan insurance of government credit guarantee - bonding system is primarily discussed to build

    在本文中，筆者通過分析這些現狀以及借鑒國外經驗，試圖探索如何構建符合我國國情並切實可行的住房抵押貸款保險體系，特別是對政策性住房抵押貸款保險? ?擔保制度的建立進行了初步探討。
  9. In order to solve the problem of credit stinting in the loan operation of commercial banks in our country, we should borrow the experience of the american government to build the second class market, etc. we should jump out of the thinking inertia only in the risk to find the countermeasure, and encourage the lenders to lend according to the bank interest combined with guarantee measures

    要解決這一問題，應借鑒美國聯邦政府運用擔保、建立學生貸款二級市場和支付特別津貼等財政性激勵手段，解決放貸資金風險性大、流動性差和獲利困難等問題的經驗，跳出只在「風險性」上尋找對策的思維定勢，圍繞貸方利率並結合擔保等手段激勵貸方放貸。
  10. The government of all regions shall organize and carry out the activities of information inquiry, experiences exchange, business training, industrial statistics, rights and interests protection, industrial self - discipline and foreign communication oriented to the credit guarantee agencies for small and middle - sized enterprises, practically advance the self construction and cultural construction of guarantee agencies and promote the consistent and healthy development of guarantee agencies

    各地區要組織開展面向中小企業信用擔保機構的信息咨詢、經驗交流、業務培訓、行業統計、權益保護、行業自律及對外交流等工作，切實推進擔保機構自身建設和文化建設，促進擔保機構持續健康發展。
  11. The major innovation of the study is : firstly, it theoretically explains the reasonability of cgo, proves the public characteristic of credit guarantee, confirms the according to support cgo by government finance. secondly, it advances the simple method of guarantee risk degree to evaluate the risk of item. thirdly, it make use of the capital abundance rate to measure the whole risk of cgo, and introduces the var model

    論文的主要創新在於：從理論上闡述了中小企業信用擔保機構存在的合理性，提出信用擔保具有準公共產品的特徵，確定了財政資金扶持的政策依據。在擔保項目的風險控制方面，提出了比較簡單且易操作的擔保風險度評估方法。
  12. 8 invoking the precedent of setting up special juridical - person funds for guaranteeing bank loans to small and medium - size businesses, taiwan ' s government should set up a similar credit - guarantee mechanism to facilitate the financing of performance - arts enterprises

    援專為中小企業信用融資而設定的財團法人中小企業信用保證基金的例子，創造表演藝術團隊信用貸款的融資機制，以活絡表演藝術產業資金來源。
  13. Secondly, it has done comparative research on the typical credit guarantee systems overseas in the principle - agent framework, including the comparison on the on principal - agent relations and the corresponding incentive parameters between guarantee agencies and government ; guarantee agencies and smes ; guarantee agencies and the bank in four kinds of typical patterns of credit guarantee system in the developed countries, and the comparison between the mature patterns and several immature patterns, and then it has analyzed the reasons which led to the differences between these two patterns from the perspective of the incentive mechanism

    再次，基於委託-代理理論，以委託代理結構為框架對各典型信用擔保模式展開了比較分析:一是對上述典型模式在三個委託-代理層次中的激勵參數設計進行了比較分析並歸納了不同模式下使擔保優勢最大化的制度保障要領;二是將較成熟的擔保模式與尚不成熟的擔保模式相比較，在比較的基礎上從激勵機制的設計方面分析了後者在實際運作中效率低下的原因。
  14. Therefore author try hard to grasp the sticking points, outline a multi - dimensional strategic framework of credit financing for hi - tech smes. in this creationary framework, systemically exertion of the government ’ s function is its precondition and assurance, the foundation of banks & enterprises ’ effective credit relationship is the way to dredge financing channel, the development and regularization of fork loan is the way to expand that channel, the improvement of the smes credit guarantee system is its credit sustainment, the informatization of hi - tech smes is its technique sustainment, and the symbiosis system based on the integration of supple

    該創新性融資框架以政府作用的系統發揮為前提和保證，以銀行等金融機構的理念和服務創新為疏通融資渠道的手段，以民間信貸規范和發展為拓展融資渠道的手段，以信用擔保體系完善為信用支持，以企業信息化為技術支持，以由供應鏈、信用鏈和融資鏈整合形成的「合作共生體系」為核心內容，從政府、金融機構、信用擔保體系和科技型中小企業自身等方面尋求解決問題的匹配路徑。
  15. The present study lists the performances of the lack of finance, and analyses the problem in view of property right, credit guarantee and risks. and it also points out that the nature of financial difficulty is the market disorder. at the same time, due to its externalist of revenues, like public service, it is decided for the government to infere and supports the financing of same through various official policies

    文章列舉了中小企業融資缺欠的表現，從產權、信用、風險三方面分析了中小企業融資缺欠的原因，指出中小企業融資缺欠的實質是市場失靈，同時由於中小企業具有公共產品的「收益外在性」特點，故政府對其融資的干預和支持是必然的選擇，政府需運用各種導向和政策充分支持中小企業融資。
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