insurance industry regulation 中文意思是什麼

insurance industry regulation 解釋
保險業的監管規例
  • insurance : n 1 安全保障。2 保險，保險業。3 保險單〈通稱 insurance policy〉。4 保險費〈通稱 premium〉。5 保險...
  • industry : n. 1. 勤勞，勤奮，刻苦。2. 工業，產業，實業，事業。3. 〈集合詞〉資方。4. 有組織的勞動，經常的工作[努力]。
  • regulation : n 1 規則，規程，規章，條例。2 控制，管理，限制，（情慾等的）節制。3 調整，調節，整頓。4 校準；穩...
  1. First it states the five principal risks existing in the body of insurance industry and the causes of them. second, it turns to the problems with the insurance regulation system, such as the incompleteness of insurance legislations, the lack of auth

    首先，指出當前我國保險業存在的五種主要風險（破壞性競爭風險、新險種開發風險、保險市場開放風險、利差損風險、電子網路風險） ，並味分析了造成上述風險的主要原因是有效競爭不足和監管沒有到位。
  2. Article 127 an insurance agent or an insurance broker shall meet the qualification requirements set forth by the financial supervision and regulation department and shall obtain an insurance agent license or an insurance broker license issued by the financial supervision and regulation department ; shall register with the authority of industry and commerce administration to obtain a business license and shall pay a guarantee deposit or buy a professional indemnity insurance policy

    第一百二十七條保險代理人、保險經紀人應當具備金融監督管理部門規定的資格條件，並取得金融監督管理部門頒發的經營保險代理業務許可證或者經紀業務許可證，向工商行政管理機關辦理登記，領取營業執照，並繳存保證金或者投保職業責任保險。
  3. Usually, the risk will not break out because of long term of the contract, due to which the company tends to pursue expansion of business and neglect of the hidden risk. so regulation is required in insurance industry

    由於壽險合同的長期性，潛在的風險在短時期內常常不會暴露，導致壽險經營中易忽視風險的防範而片面追求業務的擴張，因此壽險業是一個需要監管的行業。
  4. When reviewing the application for the establishment of an insurance company, the financial supervision and regulation department shall take into consideration the development of the insurance industry and the need for fair competition

    金融監督管理部門審查設立申請時，應當考慮保險業的發展和公平競爭的需要。
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