personal risk management 中文意思是什麼
personal risk management
解釋
個人風險管理- personal : adj 1 個人的，私人的；一身的，自身的。2 本人的，親自的。3 身體的，容貌的。4 人身的；涉及個人的；...
- risk : n 1 風險，危險；冒險。2 【保險】（損失的）風險（率）；保險金額；被保險人，被保險物。vt 冒…的危險...
- management : n. 1. 辦理，處理；管理，經營；經營力，經營手腕。2. 安排；妥善對待。3. 〈the management〉〈集合詞〉（工商企業）管理部門；董事會；廠方，資方。
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The management of rate risk and personal resume loaning credit risk
利率風險與個人消費貸款信用風險管理 -
At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。 -
It indicates and also analyzes the problems of housing demand, credit capital supply and exertion, management system, risk keeping away mechanism, price forming mechanism, mortgage mechanism, market environment, lag of rules and laws and disposing of mortgage goods, ( chapter 3 ) part 4, the study of market system and government system of personal purchase mortgage on the precondition of monetary housing distribution analyze the foundations of market and government during this process and the problem of market disorder and government defection
指出了目前我國個人購房抵押貸款運行中的住房需求、信貸資金供給和運用，經營管理體制、風險防範機制、價格形成機制、抵押機制、市場環境、法規滯后、以及抵押物的評估和處置上存在許多問題並對此進行了深入地分析與探討。 （第三章）第四，對住房分配製度轉變過程中個人購房抵押貸款的市場機制與政府機制研究。分析市場與政府在個人住房抵押貸款中的作用及其市場失靈、政府缺陷的問題。 -
To provide enhanced day and community care services to frail people suffered from moderate level of impairment, meet their nursing and care needs and provide support to their carers. the services including care management, basic and special nursing care, personal care, rehabilitation exercises, centre - based day services, carer support services, respite service, out - of - hour emergency support, environmental risk assessment and home modifications, home - making service, provision of meals, transportation and escort service
為身體機能中度受損的體弱長者提供一系列的家居照顧及社區支援服務，包括，護理計劃、基本及特別護理、個人照顧、復康練習、護老者支援服務、暫托服務、 24小時緊急支援、家居環境安全評估及改善建議、家居照顧、膳食服務、交通及護送服務等。 -
It pointed out that, in order to resolve the concentrated problems of personal living house mortgage loan risk, should refer to foreign legislation to establish the law system about personal credit management, modify present practical law and work out program law to perfect the law system to carry out the mortgage right of personal living house mortgage loan, so that the preparation is made from the respect of law for favorably developing the personal living house financial system and protecting the benefit of loan bank of our country
指出：為解決個人住房抵押貸款風險集中的問題，應參考國外的立法構建關于個人信用管理的法律體系；修改現行實體法並制訂程序法以完善個人住房抵押貸款之抵押權實行的法律制度，從而為我國個人住房金融體制的良性發展和貸款銀行利益的保護從法律層面作好準備。 -
These include : to construct a consummate personal credit system ; to build a sound jurisprudence ; to make the market behavior normal ; to strengthen the management of credit card business ; to establish a system of credit ranking management ; to reinforce the risk management ; to build a better environment in the use of credit card ; to carry out industrialization operation strategy, and so on
主要包括：建立與完善個人信用體系；健全法律規范，規范市場行為；加強對信用卡消費信貸的扶持與管理，營造良好用卡環境：實施信用卡的產業化經營戰略；加強信用卡消費信貸的風險管理，建立信用等級管理制度；推進信用卡創新和市場營銷等等。 -
Products and services offered by hantec investment consultant cover unit trust, education fund, retirement planning, savings plan scheme, mandatory provident fund schemes and personal risk management
亨達投資顧問現時提供的產品及服務包括單位信託基金子女教育基金退休計劃基金儲蓄計劃強制性公積金及個人風險管理。 -
Entering a new year might be a good time to do some personal risk management, reviewing where we are currently in relation to where we want to be, and developing strategies and actions to change where necessary
邁入新的年度可能是進行某些個人風險管理的好時機，回顧一下我們目前的位置與我們想要的位置間的關系，並且發展策略與行動以進行必要的改變。 -
In view of such trend, the group has decided to actively pursue our business in personal financial services and set up pfscs in major districts of hong kong to attract more customers, as well as to expand and extend our customer bases. " products and services offered by hantec investment consultant cover unit trust, education fund, retirement planning, savings plan scheme, mandatory provident fund schemes and personal risk management
集團有見及此，遂決定積極發展個人理財服務，于全港主要地區開設個人理財中心，吸納更多客戶。亨達投資顧問現時提供的產品及服務包括單位信託基金、子女教育基金、退休計劃、基金儲蓄計劃、強制性公積金及個人風險管理。 -
Based on the comparison of the reform of the international pension system, some suggestions have been put forward that the idle personal accounts should be made full and social pooling accounts be preserved ; meanwhile, private pension management system and appropriate risk management mechanism should be established
通過與國際主流模式的比較，提出了我國應該在做實個人賬戶的基礎上，對賬戶資金採取私人分散管理的方式，並建立相應的風險控制機制的解決對策。 -
Research and teaching : actuarial science, risk management, personal financial planning, asset / liability management, pension etc
主要教學和研究領域：精算學、風險管理、個人財務策劃、資產負債管理、養老金。 -
After brief description of the development and risk management of personal housing mortgage loan operation of g bank, chapter one reveals the risk factors in personal housing mortgage loan business by demonstration of some real irregular cases in g bank
在簡述g銀行個人住房按揭貸款業務開展情況和風險管理現狀后，通過介紹g銀行當前具有代表意義的典型違約案例，全面展現個人住房按揭貸款的風險。 -
Money management as defined by other people seems to mean controlling your personal spending, giving money to others for them to manage, risk control, making the maximum gain, plus 1, 000 other definitions
對于其他人而言，資金管理意味著控制個人花費，僱用別人替他管理， ，風險控制，獲得最大收益，以及千百種其他定義。 -
The proposal on positive consumer credit data sharing is not a knee - jerk reaction to rising personal bankruptcies but a measured and targeted approach to enhancing the efficiency and risk management of one important aspect of financial intermediation by the banks
分享正面個人信貸資料的建議，並不是因為個人破產個案增加而隨便提出，而是經過慎重考慮的可行方案，希望藉此提高銀行金融中介功能的效率及加強風險管理。
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