prime rates 中文意思是什麼
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Consumer loan rates tied to the prime rate, such as those on many credit cards and home equity loans, may rise as well
消費借貸利率，如很多信用卡和房屋凈值借貸，利率也相應提高。 -
Finally, banks receiving government deposits offer more favorable prime rates due to their lower costs
最後，有代理公庫存款的銀行會因其較低的資金成本而能提供較優惠的基本放款利率。 -
Real interest rate could be calculated by minus expected inflation rate in the next twelve months from nominal prime rates
實質利率是以最優惠利率扣除預期未來12個月價格的變動來計算。 -
For different types of banks, regional banks have the highest prime rates and new commercial banks have the lowest ones
以銀行類型區分，區域銀行在基本放款利率訂價上為最高、舊銀行次之，新銀行則最低。 -
The good news is that high default rates may be less painful in places whose sub - prime problem sits atop an economic boom
好消息是，在次級債務問題甚於經濟繁榮問題的地方，高拖欠貸款比率的創傷可能不是那麼嚴重。 -
This paper examines the factors that cause the variations of the prime rates among individual banks by establishing a prime rate pricing model
摘要本研究的主要目的為透過對銀行經營狀況、策略目標及資金成本等經營特性方面之衡量與比較，探討造成個別銀行基本放款利率訂價差異的主要因素。 -
With respect to different lending strategies, banks that focus on consumer loans have higher prime rates than those offering more commercial loans to reflect their different risk premia
相對于以從事企業授信為主之銀行而言，其目標偏重消費性放款之銀行則會訂定較高的基本放款利率以反映其風險溢酬。 -
The empirical results show that the banks with larger scale tend to have lower prime rates and that bank capital costs and operating expenses have positive effects on the prime rate pricing
實證結果發現，銀行資金成本及營業費用對基本放款利率有正向影響，而規模愈大的銀行則會有較低的基本放款利率。 -
Hundreds of thousands of homeowners could see the interest rates on the sub - prime mortgages frozen. president bush made the announcement saying it could help some responsible homeowners avoid foreclosure
成千上萬的房主發現抵押利率已被凍結，布希總統發布公告說這將幫助一些房主避免取消抵押品贖回權。 -
For example, if inflation falls to - 1. 0 percent and the prime lending rate is reduced to 8. 5 percent, real interest rates will be 9. 5 percent, making the cost of investment very high
例如若通脹率下跌至負百分之一，最優惠利率下調至百分之八點五。那麼，實質利率便會增加至百分之九點五。投資的成本變得偏高。 -
In fact, the reference to prime unnecessarily links the pricing of mortgage lending to the pricing of other prime based lending, depriving banks of the flexibility of making independent adjustments to the mortgage rate or the lending rates for other loans
事實上，以最優惠利率為參考利率，不必要地將按揭貸款的定價與其他根據最優惠利率定價的貸款掛，令銀行無法靈活地獨立調整按揭貸款利率以至其他類型的貸款利率。 -
America ' s housing and mortgage industries have been hard - hit by upheaval in the so - called " sub - prime " market, referring to loans with higher interest rates designed for those with poor credit
美國房屋抵押協會在所謂的次級抵押市場突然達到一個極高的高度，對那些信用不良的人採取較高的利率。 -
America ' s housing and mortgage industries have been hard - hit by apevil ( upheaval ) in the so - called sub - prime market referring to loans of higher interest rates designed for those with poor credit
提及針對信用度低的貸款者而增高利率的舉動，美國房產及貸款行業受次級貸款市場劇變影響震蕩劇烈。
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