政策性貸款 的英文怎麼說

中文拼音 [zhèngcèxìngdàikuǎn]
政策性貸款 英文
policy-based lending; policy-related loan
  • 政 : 名詞1 （政治） politics; political affairs 2 （國家某一部門主管的業務） certain administrative as...
  • 策 : Ⅰ名詞1 （通「冊」 古代寫字用的竹片或木片） bamboo or wooden slips used for writing on in ancient ...
  • 性 : Ⅰ名詞1 （性格） nature; character; disposition 2 （性能; 性質） property; quality 3 （性別） sex ...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 政策性 : policy政策性補貼 subsidies granted for policy considerations; 政策性虧損 losses permitted by poli...
  • 政策 : policy
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Hypothecate institution is non - bank fiance institution, personal house mortgage loan hypothecation institutions incept the pbc, ministry of construct and ministry of finance, our country ' s hypothecation system can divided into two parts : the policied hypothecation system and the business. the double hypothecation mechanism is bulied for separate risk

    在對擔保機構為非銀行金融機構定性的框架下，提出個人住房貸款擔保機構接受人民銀行、建設部、財政部共同監管，擔保機構為全國性、區域性的組織結構，針對不同消費群體分為政策性擔保體系和商業性擔保體系；建立了旨在分散風險的再擔保機制。
  2. Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization

    在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。
  3. Policy - based lending ; policy - related loan

    政策性貸款
  4. Policy - based lending policy - related loan

    政策性貸款
  5. Policy - based lending

    政策性貸款
  6. If the borrower does not repay the loan in accordance with the provisions of the contract, it shall bear the liability for breach of contract and pay the additional interest

    借款方不按合同規定使用政策性貸款，應當加付利息；貸款方有權提前收回一部或全部貸款。
  7. Increase government investment and introduce more policy loans and preferential loans from international financial organisations and foreign governments to finance projects in the western region

    增加政府投資，安排更多政策性貸款、國際金融組織和外國政府優惠貸款，支持西部地區的項目。
  8. After incremental changes in the intervening years, on january 1, 2004, the pboc further extended the upper limit of renminbi - denominated lending rates, except for mortgages and policy loans, to no higher than 70 % of the benchmark rate

    經過期內歷年調升之後，於2004年1月1日，中國人民銀行再將人民幣借款（按揭及政策性貸款除外）的利率上限提高至不超過基準利率70 % 。
  9. This has demonstrated that hong kong has been working in the right direction overall in respect of the effort to improve the soundness and robustness of its banking sector. in particular, the establishment of a sound and effective legal and supervisory framework, increased transparency of the banking system, and the absence of any policy loans have contributed to the strength and resilience of the banking system

    這顯示香港在提高銀行業穩健程度的整體工作上正循正確方向發展，特別是確立了穩健有效的法律及監管制度，提高銀行體系透明度及沒有任何政策性貸款等，均對促進銀行體系的穩健及靈活發展有積極貢獻。
  10. Thought about agriculture policy bank engaging commercial loan

    農業政策性銀行開辦商業性貸款業務之思考
  11. It also analyzes in detail the current situation and problems in policy - related residential credit business, residential accumulation fund and the housing mortgage loans

    對政策性住房信貸業務、住房公積金和商業性的個人住房抵押貸款的現狀、問題進行較為詳細的分析。
  12. There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan

    即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。
  13. As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty

    在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。
  14. But with the unceasing development of the housing loan total quantity and with the character of expensive value, the deadline long, the poor liquidity, the strong policy - type, as well as the housing loan business development time is not long in our country at present, the housing loan insurance, two levels of markets growth will be seriously insufficient, the commercial banks lack the risk disperser and the shift mechanism situation, they will cause the housing loan risk to accumulate day by day in the commercial bank and appear gradually

    但隨著住房貸款總量的不斷增加和住房貸款本身數額大、期限長、流動性差、政策性強等特點，以及在我國目前住房貸款業務發展時間還不長，住房貸款保險、二級市場發育嚴重不足，商業銀行缺乏風險分散和轉移機制的情況下，使得住房貸款的風險在商業銀行中日益積累和逐步顯現出來。
  15. Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem

    向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。
  16. Making definite the difference between financial credit and policy financial bank credit, the paper gives some definitions for the system of agricultural policy finance. agricultural policy finance is defined as some financial serving for some special agricultural economic fields that are difficult to get loans from commercial or cooperative financial " institutions, and its loan rates1 are lower than others

    為了明確國家財政信用與政策性金融銀行信用的區別，本文重新定義農業政策性金融體制的相關概念，認為農業政策性金融是為難以得到商業性或合作性金融機構信貸資金支持的農業經濟活動提供低於市場貸款利率的貸款等項目的金融服務。
  17. According to the current situation of housing banking development in china, the activities of personal real estate loans fall into three major forms : one of them is personal real estate loan supported by policy ; the other is commercial personal real estate loan

    從目前我國住房金融發展的實際情況來看，個人住房貸款業務主要有三種形式:其一是政策性個人住房貸款，其二是商業性個人住房貸款，其三是個人住房組合貸款。
  18. Explain the applicable condition of bot. in the portion of the structure of organization, the thesis studies the construction of the project corporation and the organization type ; in the portion of structure of fund, it analyses different mode of investment, such as domestic investment, foreign investment, bank loan and government loan etc ; in the portion of structure of risk, it deals with the formation, share and inter - relation of the risk of bot project

    在bot項目的組織結構中研究了項目公司的設立， bot組織方式和其他特殊組織方式； bot項目的資金結構中研究了內資和外資、權益投資、銀行貸款、政策性信貸等融資方式； bot項目的風險結構中研究了風險的構成、風險的分擔、 bot項目風險的各種關系等。
  19. The apbf can be characterized in eight aspects : policy - oriented operation, non - profitable target, specified domain, stability of economic resources, favorable charges, certainty of compensatory interest, complementary with commercial finance, specialty in regulation. under the guide of theoretical framework and with the comparison with foreign apbf institutions, we can explains the theoretical basis at large : ( l ) as a developing country, the saving level is low in rural area and capital for investment is scarce so that finances ca n ' t be allocated by market fully when the agriculture protect strategy is applied. the apbf institution supplys low - interest loan which is a selective credit supply method to avoid it ; ( 2 ) taking advantage of the function of the " adverse selection ", apbf can be developed to solve the problems such as scarcity of agriculture information, unsymmetrical information and scarcity of long - term capital

    總量方面，資金來源與其所承擔的任務所需資金之間存在著較大的缺口，也缺乏長期穩定的資金來源，資金來源渠道過于單一，籌資功能不健全，且在期限結構上存在突出矛盾；三是不良資產比例居高不下，危及農業政策性金融機構生存和發展的基礎，也潛伏著較大的金融風險；四是貸款業務范圍偏窄，功能發揮受限，嚴重缺乏用於農業基本建設、技術改造、林業、治沙以及農業科技改良等方面的中長期貸款，這與農業政策性金融增加農業投入、增強農業發展后勁、支持農村特別是貧困地區經濟發展的重任很不相稱；五是利益補償不足，弱化了農業政策性金融機構的自我積累能力；六是外部環境不佳。
  20. To solve problems in sme credit loan, we should start with three aspects : government should establish policy - character financial system step by step. bank should develop diversified mortgage loan or collateral loan program. sme should intensify credit construction and improve credit level

    解決中小企業的信貸融資問題，必須從三個方面入手：政府要逐步建立中小企業的政策性金融體系；銀行要開展多種形式的抵押或質押貸款；企業自身要加強信用建設，提高信用等級。
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