有償借貸 的英文怎麼說
中文拼音 [yǒuchángjièdài]
有償借貸
英文
lending upon consideration-
The caution money is refundable on withdrawal from the institute if no claims are outstanding
如學生申請退學,亦須先清償所有本校借貸及罰款,方可獲發還保證金。At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance
本論文首先從分析住房抵押貸款的風險種類入手,提出了多種風險處理措施,指出住房抵押貸款風險最有效的轉移措施是保險,並介紹了國內外現行住房抵押貸款有關保險,詳細闡述了美國的成功經驗:通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障,化解來自借款人不能償付貸款的風險,促使整個房地產金融活躍起來。Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house
商業性個人住房貸款(即按揭貸款)對借款人的要求相比住房公積金貸款要寬松許多,具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請:有穩定的職業、收入和償還能力;有銀行認可的資產作為抵押或質押;與所購住房的發售單位簽訂了購房合同或購房意向書。Disbursements also declined because many borrowers failed to repay their loans and thus became ineligible for further credit under the program.
支付額下降還有一個原因,就是許多借款者不能償還貨款,這樣就失去了獲得該規劃下的信貸的資格。So genuine credit system or transaction system does n ' t appear. only on the basis of the independent property owners or property subject can come into being the genuine credit activities, be set up real credit system and form the real credit system, then be produced the real financial market. 2
只有在借貸雙方都是擁有獨立財產或掌握真正的財產所有權的獨立財產所有者或產權主體的基礎上,才能產生真正的信用活動,才能構建真正的信用制度,才能真正形成及時償債或按期還本付息的信用準則,並在此基礎上產生真正的金融市場。Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped
授信是指商業銀行向非金融機構客戶直接提供的資金,或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證,包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務,以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。Chapter three. credit risk management and ias in state - owned commercial bank. credit risk is the possibility that borrower ca n ' t give back the loan to bank abiding by contracts
第三章國有商業銀行信貸風險管理與獨立審計制度信貸風險是指借款人不能按約償還貸款的可能性。The first is simply for it to be repaid by the borrower. the reduced mortgage loan then becomes fully secured and so the bank is more willing to charge the lower, prevailing market interest rate
最簡單的是借款人償還該部分的貸款,貸款額減少,按揭便變為有十足抵押,銀行自然會比較樂意將按揭利率調低至目前的市場利率。Further in so far as any of the borrower ' s liabilities to the lender are contingent or future the borrower ' s liability to the lender to make payment of any sum or sums standing to any of the borrower ' s accounts shall to the extent necessary to cover such liabilities be suspended until the happening of the contingency or future event
此外,只要借款人所欠貸款人的任何債務屬于或有或未來的,為保證償還上述債務,貸款人可暫停支付應付予借款人任何賬戶的任何一項或多項款項,直至這些或有或未來事件發生成為事實。Interest on the loan shall be variable at the bank s discretion and, notwithstanding any other terms and conditions, iwe agree to pay to the bank on demand at any time all principal, interest and other charges under the plan which are outstanding and owing at the relevant time
銀行有絕對權力酌情修訂貸款利率,並具絕對權利隨時向借貸人要求償還全部貸款、利息及貸款計劃中所涉及之一切費用。如本人(等)未能依期繳交任何一期還款,銀行有權要求立即清還全部所欠之貸款及利息。Whether damages - produces are the liability subjects shall be examined by fault liability and no feult liability. while the subject of fault liability is determined by the standard " fault ", that of no fault liability is decided by the transportation interests. using the two standards : fault and transportation interests, the author specifically analyze the identification of liability subjects under such circumstance as the drive by a thief or unorthorized person, a lease - holder, a borrower, a purely transferee, or a employee, nominal user, or by a nominal remainder
第二部分:機動車交通事故損害賠償責任主體的認定考慮到機動車交通事故的致害人可能不只一人,致害人是否為責任主體,須經過輔責任和無過錯責任兩個原則的撿驗,本部分詳細分析了無過錯責任之責任主體的認定標準,並具體分析了盜竊駕駛和擅自駕駛、租賃和借用、單純轉移機動車佔有、雇員為僱主駕駛、名義貸與和名義殘留場合下的損害賠償責任主體。Before the systematic reform of the financial institutions, many enterprises had n ' t repaid the loan to the financial institutions, and many of then have n ' t repaid it even after the systematic reform, and the problem loans maintained the former state. some enterprises want to escape the loans during the systematic reform of the financial institutions, this caused the problem loan of the financial institutions increases continuously
目前,金融機構的問題貸款已成痼疾,惡意、懸空、逃廢、拖欠,甚至拒不償還金融債務的現象屢見不鮮,有相當一部分企業在改制前存在拖欠金融機構貸款行為,改制后對金融債務沒有落實,維護原狀,甚至個別企業借改制之機逃廢債務,致使金融機構的問題貸款不斷增長。Once your loan application under the non - means tested loan scheme is approved and the loan is drawn down, you are liable for repayment of the loan and the interest accrued thereon
免入息審查貸款一經批核及借取,你便有責任全數償還該筆貸款及其累積利息。From the perspective of the mortgage lenders, it is unlikely that they would exercise the right to call for immediate repayment if the mortgage is being serviced properly i. e. there is no event of default
從按揭貸款人的角度來看,若借款人如期償還按揭貸款即沒有出現違約事件,則它們行使有關權利要求立即償還按揭貸款的機會不大。Some of the existing mortgage deeds contain both a repayment " on demand " clause as well as an " event of default " clause the happening of which will entitle the mortgage lender to demand the immediate repayment by the borrower of all money and liabilities due or owing by the borrower to the mortgage lender under the mortgage
部分現有按揭契據載有按貸款人要求隨時償還條款,及違約事件條款,即一旦發生違約事件條款內所述事項,按揭貸款人即可要求借款人即時償還借款人在按揭貸款下欠按揭貸款人的所有款項及債項。Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to
因此,中原地產三級市場研究中心的分析人士認為,從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出, 「氣球貸」並不適合所有的房貸者,符合以下4個特徵的人群可以考慮選用「氣球貸」 :一是考慮短期房貸,並有提前還款需求的購房者;二是預期未來較短年限(最長10年)中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者;三是借款期僅償還較少月供,將其餘款項運用至其他投資渠道,以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者;四是適用於中高收入階層的房產消費者。If a borrower cannot repay the guaranteed loan on time, the commercial bank which issues the loan has the right to ask the guarantor to repay the principal and interest of the loan or enjoy the priority of repayment by security in accordance with law
借款人到期不歸還擔保貸款的,商業銀行依法享有要求保證人歸還貸款本金和利息或者就該擔保物優先受償的權利。The credit committee shall inquire into the character and financial position of each applicant for a loan and his sureties, if any, to ascertain his ability to repay fully and promptly the obligations incurred by them, and to determine whether the loan sought is for a provident or productive purpose, and will be of probable benefit to the borrower
貸款委員會必須調查各申請人之品格及經濟情況,如有擔保人,則亦應一併調查以確保申請人能依期償還全部債項。貸款委員會須確定該筆貸款系作為應付不時之需或供作生?用途,並可使借款人獲益。Chapter two, points out on the basis of assessing etc. the defining of relevant concept for credit, personal credit, credit not merely means the simple credit activity and credit relationship, and the debt paying ability with monetary debit and credit sides person, honoring an agreement and is written down, keeps one ' s word in many kinds of meanings, such as degree and social prestige of taking shape from this, etc. ; personal credit is assessed and played an essential role in the development of the consumptive credit
第二章,在給出信用、個人信用評估等相關概念的界定的基礎上指出,信用不僅指簡單的信貸活動和信用關系,而且含有貨幣借貸者的償債能力、履約記錄、守信程度及由此形成的社會信譽等多種意義;個人信用評估在消費信貸的發展中扮演了至關重要的角色。The securities firm and customer shall agree that prior to the expiration of the financing period, the customer may use its securities trading funds balance to repay money lending
證券商應與客戶約定,融通期限屆滿前,客戶得以有價證券買賣結餘款償還借貸款項。分享友人