The former mostly includes finance trench, which consists of urban maintenance and constructive tax, add - ons of public utility, urban land - using tax, the debt of local government, remise of urban state - own land - using right and special national debt capital, and so on ; administrative charge trench, which consists of apportion, raising the price of urban infrastructure products and services, and so on ; practicality investing trench, which mostly consists of corresponding capital for urban infrastructure provided by real estate exploiters ; other financing trenches, which consist of time - limiting remise of operating authority on urban infrastructure section, introducing into foreign capital, short term loan of civil financing institution, and so on. the latter includes the innovation on the main investors, which consist of the anticipation of civilian capital and other non - financing institutions, and the innovation on financing tools, which consist of project financing, investment funds on industry, municipal bonds and initial public offering, and so on
前者主要指以政府作為投資主體下的各種融資工具，包括財政稅收渠道（包括城市維護建設稅和公用事業附加、城鎮土地使用稅、地方政府債務、城市國有土地使用權有償出讓、國債專項資金等） ；行政收費渠道（包括攤派、提高基礎設施產品和服務的價格等） ；實物投資渠道（主要是讓房地產開發商為城市基礎設施提供配套資金） ；其它融資渠道（包括市政設施部門專營權有限
期出讓、引進外資、國內金融機構的短
期貸款等） ；後者則包括融資主體的創新（民間資本的參與以及其它非銀行金融機構的介入）和融資工具的創新（項目融資、產業投資基金、市政債券、股票上市等） 。
But to cash and bank deposit course 3 period debit happening and this period forehead of credit side happening, the income that can record according to cash journal and bank deposit journal and defray number fill a line, mix according to each gathering proof no longer pay proof collect computation
但對于現金和銀行存款科目的三
期借方發生和本
期貸方發生額，可以根據現金日記賬和銀行存款日記賬所記錄的收入和支出數填列，不再根據各收款憑證和付款憑證匯總計算。
Analysis of equal - cost of short - term loans and bill discounted
短
期貸款與票據貼現的等成本分析
First, do not borrow short - term to finance long - term projects
第一不要利用短
期貸款以支付長
期項目。
Back in the 1970s, during the petrodollar recycling episode, the us operated primarily as a bank lender, borrowing short in its own currency and lending long
追溯到20世紀70年代，在石油美元的循環時
期，美國主要扮演銀行
貸方的角色，以本幣借入短
期借款，並發放長
期貸款。
Formal application for downpayment loan home financing scheme
首
期貸款正式申請書
Ii downpayment loan from the government
Ii政府的首
期貸款
Downpayment loan home financing scheme
首
期貸款
A civil servant who joins the government s home finance scheme, home purchase scheme or housing loan scheme obtains a downpayment loan from the government in addition to the mortgage loan from the bank
某公務員參加政府的居所資助計劃自置居所資助計劃或購屋
貸款計劃，除了向銀行借取按揭
貸款外，並向政府取得首
期貸款。
The court of appeal dismissed the appeal of a senior station officer of the fire services department against his conviction of deceiving a downpayment loan from the government by inflating the selling price of a property from 1. 3 million to 1. 8 million
高等法院上訴法庭駁回一名消防處高級消防隊長推翻定罪的上訴。上訴人將物業的售價由一百三十萬元誇大至一百八十萬元，以騙取政府的首
期貸款，較早時被裁定罪名成立。
A businessman was sentenced to 180 hours of community service for obtaining an instalment loan of 50, 000 by deception
一名商人，騙取一筆五萬元的分
期貸款，被判須履行一百八十小時社會服務。
A housewife was sentenced to six months imprisonment for conspiracy to obtain a personal instalment loan from a bank by deception
一名主婦，串謀向一間銀行騙取私人分
期貸款，被判入獄六個月。
An unemployed woman was sentenced to 12 months imprisonment for conspiracy to obtain a personal instalment loan of 600, 000 from a bank by deception
一名無業女子，串謀向一間銀行騙取六十萬元的私人分
期貸款，被判入獄一年。
An unemployed woman was sentenced to 16 months imprisonment for conspiring with other persons to obtain personal instalment loans from a bank by deception
一名無業婦人，與他人串謀向銀行騙取私人分
期貸款，被判入獄十六個月。
A renovation worker was sentenced to four months imprisonment for using a false employment letter to obtain a personal instalment loan of 45, 000 from a bank
一名裝修工人，行使一份虛假聘書，向銀行取得一筆四萬五千元的私人分
期貸款，被判入獄四個月。
The pboc raised its 1 - year benchmark lending rates by 18 bps to 7. 47 %
央行提高了一年期貸款基準利率18個基本點到達了7 . 47 % 。
