機構貸款人 的英文怎麼說

中文拼音 [jīgòudàikuǎnrén]
機構貸款人 英文
institutional lender
  • 機 : machineengine
  • 構 : Ⅰ動詞1 （構造; 組合） construct; form; compose 2 （結成） fabricate; make up 3 （建造; 架屋） bui...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 機構 : 1 [機械工程] （機械的內部構造或一個單元） mechanism 2 （機關; 團體） organ; organization; institu...
  • 貸款人 : accommodator
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  2. Hypothecate institution is non - bank fiance institution, personal house mortgage loan hypothecation institutions incept the pbc, ministry of construct and ministry of finance, our country ' s hypothecation system can divided into two parts : the policied hypothecation system and the business. the double hypothecation mechanism is bulied for separate risk

    在對擔保機構為非銀行金融機構定性的框架下，提出個人住房貸款擔保機構接受人民銀行、建設部、財政部共同監管，擔保機構為全國性、區域性的組織結構，針對不同消費群體分為政策性擔保體系和商業性擔保體系；建立了旨在分散風險的再擔保機制。
  3. Through analyzing the credit risk in private business sector running by two commercial banks in daqing, we can find that the operation risk is higher than the credit risk of loanee, and it can enlarge credit risk to a great degree

    針對此情況，本文用案例分析指出個人信貸業務產生的風險不僅僅是借款人的信用問題，更主要的是商業銀行的內部因素導致的，即操作風險。健全的內部控制機制和良好的公司治理結構可以有效的控制操作風險的發生。
  4. Another line of argument is that the bank should have been able to lend, or arrange a takeover by some other institution, covertly rather than offering lender - of - last - resort facilities overtly, as it did last week

    還有一種觀點認為，英國央行本應當秘密提供借款或者安排一些其它金融機構進行收購，而不是像上周所做的那樣，公開行使最終貸款人職能。
  5. The government and the banking circles hope to raise the efficiency of the housing financing regime, improve the banks " asset quality and to diversify the risk, so as to promote the development of real. it is necessary and workable to applying the mortgage - backed securities to propel housing innovation, although what we are should be attention to the necessary mortgage environment and it ' s policy are not completely fostered

    由銀行等機構作為項目發起人，首先要分析自身對抵押貸款證券化的融資要求，然後通過對現有信貸資產進行清理、估算和核查，選擇一定數量的房地產抵押貸款作為證券化目標，並從資產負債表中剝離出來，將這些資產匯集組建資產池（即資產組合） ，作為證券化的基礎資產； （ 2 ）出售貸款組合，即「真實出售」 。
  6. The interest rate for loans may be decreased in accordance with the interest rate management regulations enacted by the people ' s bank of china for those quality projects underwritten by guarantee agencies with sound operation system, good credit standing, strong capital strength and powerful risk prevention ability

    對運作規范、信用良好、資本實力和風險控制能力較強的擔保機構承保的優質項目，可按人民銀行利率管理規定適當下浮貸款利率。
  7. According to regulation and detailed rules and regulations regulation, the foreign bank branch should be miscellaneous and trivial registering for corporation organization requires that the course is strict examining and approving procedures, be confronted with net hardware facilities deficiency after registering successfully, must not exceed corporation registered capital ' s 10 % for loan of important customer, be having no way to contend with in the homeland banking institution for the time being on thick profit retail business but after becoming corporation organization

    按照條例和細則規定，外資銀行分行要注冊為法人機構需要經過嚴格繁瑣的審批手續，注冊成功后還面臨著網硬體設施不足，而成為法人機構后給大客戶的貸款不得超過法人注冊資本的10 % ，在利潤豐厚的零售業務上暫時還無法與國內金融機構抗衡。
  8. Ccra ), which would gather and collate information from participating institutions about the indebtedness and credit records of their corporate customers. this would enable lenders to obtain a more complete picture of the credit worthiness of their customers, and thus improve their credit assessment

    該資料庫會收集及整理參與機構提供有關其公司客戶的債務及信貸記錄的資料，讓貸款人可更全面了解其客戶的信貸狀況，從而可加強貸款人的信貸評估。
  9. Neither the bank, its associates, nor any of their directors, officers or employees, shall be liable to the customer for any expenses, loss or damage suffered by or occasioned to the customer by reason of any action taken or omitted to be taken by any one or all of the bank, its associates, their directors, officers, employees or agents pursuant to these conditions or in connection therewith other than as a result of the fraud, wilful default or negligence of the bank, its associates, their directors, officers, employees or agents ; the bank s failure in good faith to honour any stop - payment instructions given by the customer ; the presentation to the bank of any cheque or other payment order which is post - dated ; the bank failing to honour any draft drawn on it by the customer, but the bank shall immediately return such draft to the customer through the normal channels giving the reason for the dishonour ; any loss, damage, destruction or misdelivery of or to the securities howsoever caused unless the same shall result from the negligence of, or theft by, the bank or its associates or any of their directors, officers or employees, in which event the extent of the liability of the bank shall be limited to the market value of such securities at the date of discovery of the loss and even if the bank has been advised of the possibility of such loss or damage ; unauthorised use or forging of any authorised signature as a result of the negligence, wilful default or fraud of the customer ; subject to condition 5. 5, any act or omission, or insolvency of, any person not associated with the bank including, without limitation, a third party nominee or depositary ; viii the collection or deposit or crediting to the custodian accounts of invalid, fraudulent or forged securities or any entry in the custodian accounts which may be made in connection therewith ; any malfunction of, or error in the transmission of information caused by, any electrical or mechanical machine or system or any interception of communication facilities, abnormal operating conditions, labour difficulties, acts of god, or any similar or dissimilar causes beyond the reasonable control of the bank and notwithstanding paragraph, the error, failure, negligence, act or omission of any other person, system, institution or payment infrastructure

    本行其聯系人士其各董事高級人員或雇員均毋須向客戶因以下理由而使客戶蒙受或產生之任何開支損失或虧損負責： i本行其聯系人士其董事高級人員雇員或代理人根據此等條件採取或遺漏採取有關之行動，但由於本行其聯系人士其董事高級人員雇員或代理人之欺詐行為故意失責或疏忽所造成者除外ii本行本真誠地未能依約替客戶執行止付指示iii向本行提交任何遠期支票或其他付款指示iv本行未能兌現由客戶開出之匯票，但本行將立即透過正常渠道將該匯票退回客戶，並解釋拒付之理由v無論如何導致之任何證券之損失損毀毀壞或錯誤交付除非上述各項乃因本行或其聯系人士或其任何董事高級人員或雇員之疏忽或盜竊所引致，而在該等情況下，本行的責任將只限於在發現損失當日該等證券之市值，以及即使本行已獲知該等賠償之可能性vi因客戶之疏忽故意失責或欺詐行為而導致的任何偽造授權簽名或不獲授權使用該簽名vii在第5 . 5 a條之規限下，與本行無關者之任何行動或遺漏或無償債能力包括但不限於第三者代名人或寄存處viii代收或存入或貸存於保管人賬戶的無效偽造或假冒證券或在保管人賬戶記入可能與此有關之賬項ix任何電子機械或系統失靈或因該等機件或系統產生的資料傳送錯誤或任何通訊設施之終斷不正常操作情況勞工問題天災或非本行所能合理控制之任何類似或非類似原因及x盡管有第ix項，任何其他人系統機構或付款設施的錯誤故障疏忽行動或遺漏。
  10. The third chapter provides evidence that the goal of setting up the organic structure system for the bank supervision and regulation is to effectively use the supervisory resources, by comparing the body of regulatory authorities, internal sections and branches, governing control system is a financial safety net, which consists of the normal means, deposit insurance system and the lender of last resort system

    其中組織機構體系是從監管主體、內部部門和分支機構設置三個層次展開，結論是無論如何設置監管的組織體系目的是監管資源的有效利用。調控管理體系是保護銀行的安全網，它包括一般性方法、存款保險制度和最後貸款人制度，這一部分的結論是為防止道德風險應該在監管中增加市場紀律和私人部門監督的作用。
  11. Asymmetric information occurs in daily life. for instance, borrowers know more about their repayment prospects than lenders, managers and boards know more about the firm s profitability than shareholders, and clients know more about their accident risk than insurance companies

    資訊不對稱在日常生活中經常可見，例如貸款人比放款人清楚知道自己的還款能力、機構主管及董事會比股東掌握更多關于公司盈利前景的資訊、投保人比保險公司更清楚自己的意外風險等等。
  12. During the period of the creation and marketing, the main mechanisms connected with mbs include : the creator, the medium mechanism established for issuing security, the mechanism strengthening the credit of security, the mechanism rating the credit of security, the mechanism taking charge of mbs, the investing mechanism

    從住房抵押貸款證券的創造到上市交、易，期間與之發生聯系的各類機構主要包括：抵押貨款創造者、為發行抵押貨款證券而成立的中介機構、信用強化機構、信用評級機構、證券承銷商、金融監管機構、投資機構（或個人） 。
  13. Abstract : setting out from the characteristic of house financial markets actual in china, a deeply analysis in varies risk and its causes is made. a few countermeasure keeping away house financial risk, for instance developing house financial serving organization such as the broker buildup by certification lawyers and classify insurance and excessive pledge and conforming house mortgage rate reasonably and evaluating loan repay ability in science is put forward

    文摘:從我國目前住宅金融市場特點出發，深入分析了銀行貸款面臨的各種風險及其產生的主要原因，提出了發展以執業律師為主體的住宅金融服務機構? ?抵押貸款經紀人、分類保險、多重保證、合理確定房產抵押率、科學評估貸款人償貸能力等具體的金融風險防範對策
  14. Spam, or junk e - mails, are unsolicited messages often sent indiscriminately, usually trying to sell goods and services from aphrodisiacs to loans

    垃圾郵件是（某些機構或個人）主動提供給收件人的信息，發送者通常採取不加選擇的群發方式，試圖向收件人推銷從催欲劑到貸款等各色商品和服務。
  15. The interest rate on the loan provided by a financial institution engaged in lending operation shall be prescribed between the minimum and maximum rates mandated by the people ' s bank of china

    第二百零四條辦理貸款業務的金融機構貸款的利率，應當按照中國人民銀行規定的貸款利率的上下限確定。
  16. In 2003, to reform the mean of postal deposit. in 2004, to increase the up limit on the base of down limit of lending rate float range of financial institution. which means, on the benchmark of

    2004年10月28日，央行上調了人民幣基準利率，其中更加引人注意的是，在上調利率的同時，放寬了金融機構貸款利率的浮動區間，準許商業銀行可以下調存款利率，放開貸款利率上限和存款利率
  17. The second section deals with the legal affairs involved in education debiting, which mainly centers the large - volume loaning rights, loan types, loan venture avoiding and loan interest rate involved in education organization debiting and debit interest rate, venture avoiding and government allowance involved in personal educational debiting

    第二章是教育貸款的法律研究，主要針對教育機構貸款中的巨額借款權、貸款種類、貸款風險防範和貸款利率等，個人教育貸款中的貸款利率、風險防範、政府貼息等問題從法律的角度進行探討。
  18. The sub - committee noted that the hkma s lender of last resort policy, which had recently been clarified and elaborated, provided a suitable framework for further liquidity support by the hkma to individual institutions and to the system as a whole

    委員會獲悉，金管局的最後貸款人政策金管局最近已重申和詳細說明這項功能能提供適當的機制，使金管局可以為個別機構和整個銀行體系提供進一步的流動資金援助。
  19. The mortgage - backed system is the basic system arrangement that applied in the real estate field to avoid credit risk. mbs is a special form of real estate securitization, it is based on mortgage - backed of real estate and the initial credit side take their owned real estate or through special medium organization, by the assurance of certain credit organization, issue certain valued stocks, to be purchased by investor

    房地產抵押貸款證券化是房地產證券化的一種特殊形式，它是在房地產抵押貸款的基礎上，抵押權人（初始貸款人）將已擁有的房地產抵押品（抵押權）或中介機構從初始貸款人那裡購買抵押貸款（抵押權） ，通過特信機構的擔保，發行相應額值的有價證券，供投資者購買的過程。
  20. Asymmetric information occurs in daily life. for instance, borrowers know more about their repayment prospects than lenders, managers and boards know more about the firm s profitability than shareholders, and clients know more about their accident risk than insurance companies. professor spence s main contribution is on labor market asymmetry

    資訊不對稱在日常生活中經常可見，例如貸款人比放款人清楚知道自己的還款能力、機構主管及董事會比股東掌握更多關于公司盈利前景的資訊、投保人比保險公司更清楚自己的意外風險等等。
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