負債結構 的英文怎麼說

中文拼音 [fùzhàijiēgòu]
負債結構 英文
liability structure
  • 負 : Ⅰ名詞1 （負擔） burden; load 2 （虧損） loss 3 （失敗） defeat Ⅱ動詞1 [書面語] （背） carry on th...
  • 債 : 名詞（欠別人的錢） debt; loan
  • 結 : 結動詞（長出果實或種子） bear （fruit）; form （seed）
  • 構 : Ⅰ動詞1 （構造; 組合） construct; form; compose 2 （結成） fabricate; make up 3 （建造; 架屋） bui...
  • 負債 : 1. （欠人錢財） be in debt; incur debts 2. （資產負債表的一方） liabilities
  • 結構 : 1 （各組成部分的搭配形式） structure; composition; construction; formation; constitution; fabric;...
  1. ( 1 ) financing strategy : the capital structure has no difference between trades ; the structure in debt is obviously prone to floating debt financing ; the financing channel is narrow

    （ 1 ）融資戰略：資本結構不存在行業差異；負債結構有明顯的短期債務融資傾向；融資渠道狹窄。
  2. Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank

    緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ，即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄；總結了我國國有商業銀行風險的「五大特點」 ，即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢；剖析了我國國有商業銀行風險形成的「八大因素」 ，即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。
  3. The correct thought in china commercial banks should be : the bank arranges its asset according to its ability to collect deposits over a long period of time, and reduce reserve as possible as it can to increase the income in a short period of time ; the money borrowed from the interbank lending and borrowing market can only be used to smooth the wave of cash demand in a short period of time ; when the bank arrange its asset and liability for the purpose of liquidity management, the bank must consider income and interest risk all together

    我國商業銀行流動性管理的思路應該是：從中長期看，只能根據銀行吸收存款的能力，來安排資金運用；從短期看盡可能降低備付來提高收益；同業市場的短期借款只能用來做為頭寸調度的「潤滑劑」 ；流動性管理管理必須結合收益、利率風險管理來安排銀行的資產負債結構。本文的題目是：我國商業銀行流動性管理的量化分析。
  4. Structure of assets and liabilities

    資產負債結構
  5. Based on the analysis of commercial banks " current concept about fund management, this paper brings forward that fund management is the main - string in its operation, and that the concept of fund management, including security and profitability, is extended from current " forrying fund " to the management of the fund cost and fund risk the paper comprehensively discusses the principle of fund management, the management of fund costs, the tactics of management about fund liquidity, the measures of management about fund risks and how to solve the problems on interest risk in the period of frequent interest fluctuation. the paper puts forward ideas on how to improve the fund management. the security, liquidity and profitability of the fund, which are both contradictory and integrated with one another, are internal factors of fund management. fund liquidity is traditional core question. commercial banks face with a number of risks of witch credit risk is the greatest one because our country has adjusted interest rates 8 times since 1996, which covered a period of frequent interest fluctuation

    商業銀行面對許多風險，但最大風險是信用風險。由於我國自1996年以來已連續調整了8次利率，近幾年是利率波動頻繁時期，研究利率的敏感性問題顯得特別重要。要改善資金管理，提高商業銀行的經營水平，就要建立資金管理是商業銀行經營主線的理念，對資金要統一規劃和管理；要改革銀行的體制，建立現代企業制度和法人治理結構，在體制上為資金管理提供有利的運行平臺；增加改善資金流動性管理所需的貨幣政策工具，擴大資金調控手段；打破貨幣市場的僵化局面，為資金管理創造有利的宏觀環境；續續優化負債結構和負債載體設計；增強資金信用風險規避和化解的措施；通過銀行資源整合，努力尋找資金的安全投放渠道，最終完成經營模式由傳統型向現代型的轉變。
  6. Asset securitization has been one of the most important financial innovations since the 1970s. it transfers the asset that is lack of liquidity into liquid securities through structuring a series of trades in order to obtain capital and improve the structure of assets and liabilities

    資產證券化是20世紀70年代以來最重要的金融創新之一，它通過巧妙設計，將流動性差的資產轉換為流動性好的證券，藉以融通資金，達到改善資產負債結構的目的。
  7. In the second part of the paper, we illustrate the importance of the state - owned commercial banks in chinese financial system and the necessity of strengthening the alm in the state - owned commercial banking system. after analysing the current situation of the state - owned banks " alm and the existing problems of the unclear property rights, the inequilibium of the asset - liability structure, the imperfect risk control system, and the unsatisfactory computer systems for the asset - liability management. the paper analyzes the existing situation and main disadvantages, and gives some suggestion to improve the level of the alm of the state - owned commercial banks

    要完善國有獨資商業銀行資產負債管理，首先要了解我國銀行業現狀，本文下半部分從我國銀行體系入手說明國有獨資商業銀行的重要性和完善國有獨資銀行資產負債管理的必要性，在分析國有獨資商業銀行實行資產負債管理現狀及存在的產權不明晰、資產負債結構失衡、風險控制系統不完善、計算機系統不能滿足資產負債管理要求等問題后，根據相關問題提出完善國有獨資商業銀行資產負債管理的對策。
  8. Preferable debt structure low debt rate

    較好的負債結構負債率比較低
  9. The debt structure model applied in financial management of architectural enterprises

    負債結構模型在建築企業財務管理中的應用
  10. It is equally important to understand the risks caused by the debt structures and the financial risks in a high growth

    本文建議個人投資者應通過分析企業的負債結構，分析高成長企業的財務風險來控制自己投資的風險。
  11. Asset reorganization turns soes " simplified structure of rights of ownership into multi - structure and optimizes their liability structure

    而通過資產重組可以促進產權結構多元化，優化產權結構。可以優化資產負債結構，降低負債比例。
  12. Abstract : there have been two major problems in liabilities operations of commercial banks in china : irrational expansion of liabilities scale ; imperfect combination of liabilities structure

    文摘:我國商業銀行的負債經營存在兩大問題：一是負債規模的非理性擴張；二是負債結構的非優化組合。
  13. The improper structure and the mismatch between the assets and liabilities within a life assurance company will result in the deduction in its profitearning capacity as well as its payment capacity

    當壽險公司的資產和負債結構不合理、資產與負債不能很好匹配時，會造成公司盈利能力的降低，償付能力的弱化。
  14. There is a need to consider what financial instruments to use, having regard to their yields, and the impact of the action on the asset and liability structure, and profitability, of the banking system

    央行要選擇哪種具體方法並非簡單的決定，而是要考慮到適用的金融工具有關的收益率，以及對銀行體系資產負債結構以至對盈利的影響。
  15. As a new financing mechanism, housing mortgage securitization reduced financial risk and financing cost of housing financial intermediaries, improved the structure of assets and liabilities, and raised their economic benefits

    作為一種新的融資機制，它降低了住宅信貸中介機構的金融風險和融資成本，改善了資產負債結構，提高了其經濟效益。
  16. It chiefly is composing of below three diagnosis modules : ( 1 ) capital composition diagnosis module it involves the assets composition diagnosis, the compositions diagnosis of debt, the owners " equity diagnosis

    本文設計的財務診斷分析系統主要是由以下三個診斷模塊組成：資金結構診斷模塊：分為資產結構診斷、負債結構診斷和所有者權益結構診斷。
  17. The third kind of channels is the asset prices channels, in particular the equity ( stock and bond ) price channels, which include the investment - related tobin ' s q channel and the consumption - related wealth channel. the fourth kind of channels is the exchange rate channel. each channel is related to an implicit financial structure and the financial structure impacts on the scope and relative strength of the concerned kind of monetary transmission channels

    第3章根據資金流量帳戶，從金融工具的發展速度和順序、金融總體相關比率和相對比率、金融機構和金融市場的結構和滲透程度、非金融部門（居民、企業和政府）的金融資產負債結構共四大方面，系統地考察了中國金融結構的變遷軌跡，以及以美國為參照系的演變前景。
  18. Nowadays, business in financial fields becomes more and more competitive, in addition to an unoptimistic outcome appeared in financial leasing industry in recent years, which requires companies involved should be at a higher standard indeed

    它具有帶動產業結構升級、拉動國內需求、盤活資產存量的宏觀經濟功能和支持中小企業發展、提高資金利用率、改善企業經營管理、資產負債結構等微觀經濟功能。
  19. Since opening to the outside world, with the reform of economic system and the development of financial market, some channel for monetary policy transmission has initially formed, but the channel for credit is the main one, if the channel for credit is sound and unimpeded is the important factor which has an influence on monetary policy transmission. presently, many problems about the channel for credit have exist ed, for example, state - owned banks have shrunk in basic unit gradually, but medium and small financial institution ' s development does

    目前，我國的信貸傳導渠道存在許多問題，例如，國有銀行在基層逐漸收縮，而地方性中小金融機構的發展沒有及時跟上，加劇了貨幣政策傳導的納構性矛盾；大型企業資金富餘信貸可獲得性高而中小企業卻珊于獲得貸款；商1卜銀行資產負債結構的不對稱，在經濟上升時期容易造成超貸效應，在經濟廠降時朔會導致貨幣政策傳導阻滯，等等。
  20. From the company ’ s aspect, the products of insurance companies become more and more complex, especially in life insurance, while we are still placed in the low level of management, the investment channel is still narrow, the rate of return is low, and the quality of assets is not very good. from the regulator ’ s aspect, the solvency margin is the main tool of supervision. the indicator system is still not perfect, which can not be competent for the comprehensive and holistic forecasting task of insurance company ' s operation and financial status

    從保險企業角度來看，目前我國保險企業仍處于較低水平的管理層次，而從我國保險公司資產和負債結構看，產品的創新已經使公司的產品結構十分復雜，特別是在壽險方面，隨著新型投資保單的陸續出臺，保險公司的產品和種類與國外發達國家已非常接近，但是從資產來看，投資資產種類過少，資金運用渠道相對狹窄，資金收益率低下，資產總體來說質量不高，資產的質量和數量遠低於負債的要求，存在很大的潛在風險。
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