貼現信貸 的英文怎麼說
中文拼音 [tiēxiànxìndài]
貼現信貸
英文
discount credit-
Credit subsidies contributed to inflation and helped destabilize the overall economy.
信貸補貼帶來了通貨膨脹，並且使整個經濟出現動蕩。With the introduction and development of the indirect instruments such as the reserve requirements, interest rates, rediscount window and open market operations, the credit ceilings have been removed in 1998
隨著間接貨幣政策工具如準備金率、利率、再貼現和公開市場操作的廣泛使用，信貸規模管理被取消。Commercial credit company discount company
商業信貸公司貼現公司The hong kong monetary authority hkma announced today that the ratings of fitch ibca inc. fitch ibca are recognized by the hkma in assessing the eligibility of hk denominated debt issues as repo securities for discounting under the liquidity adjustment facility with immediate effect
香港金融管理局金管局今日宣布，金管局在評定港元債券是否可用作在流動資金調節機制下進行貼現的合資格回購協議抵押品方面，承認fitch ibca inc . fitch ibca給予的信貸評級。The state taking place of market as economic running mechanism played a prominent role in regulating economic activities such as : enacted regulations to control price, allocated foreign exchange, created lots of public enterprises, restricted trade, overvalued foreign exchange rate, et al. to some extent, this kind of economic policy was necessary and brought positive effects to african countries. but every thing has two sides, so does this economic policy
在政府制定的各項經濟政策中，政府將大筆資金用於興建基礎設施、公共部門和各類補貼；干預信貸資金規模、配置及規定較低的利率；制定經濟發展計劃，確定經濟發展目標，實行廣泛的國有化；對主導產業提供支持和保護等等，無不體現政府作為主要經濟運行機制的影響以及對經濟活動的干預和控制。For export trade finance, it involves overdraft and loan, packing loan, letter of credit negotiation, outward documentary collection advance, export discount and etc ; for import trade finance, it includes limit for letter of credit, trust receipt, inward bills receivables, delivery against banking guarantee, inward documentary collection advance and etc. other than these points, this article emphasized on forfeiting and factoring as the newest two operations and gives a profo und explanation
其中，出口貿易融資業務涉及了貸款和透支、打包貸款、出口信用證押匯、出口托收押匯、出口貼現等；進口貿易融資業務涉及了進口開證額度、信託收據、進口押匯、提貨擔保、進口代收押匯等；福費廷和保理兩項業務作為在我國最新發展的國際貿易融資業務在這部分也做了詳細介紹。The letter is awarded to include financing of loan, project, trade financing, discount inside the watch, overdraw, protect manage, short - term loan and counter - purchase etc ; the letter is awarded to include loan commitment outside the watch, assure, accept of l / c, bill
表內授信包括貸款、項目融資、貿易融資、貼現、透支、保理、拆借和回購等；表外授信包括貸款承諾、保證、信用證、票據承兌等。Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem
向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。As the result of the innovation to traditional irregular credit modes and general credit modes of formal financial institutions, microfinance possesses innovative nature in financial system, financial product and organizational system, etc. for a long time, rural financial market has developed slowly in our country, the contradiction between financial supply and demand is very outstanding, the governmental subsidized loans program for the poor has not been operated effectively, therefore it can not improve the rural financial situation once and for all
小額信貸作為對傳統的非正規信貸方式和正規金融機構通常的信貸方式進行創新的結果，其創新性表現在金融制度、金融產品和組織制度等方面。長期以來，我國農村金融市場發育遲緩，信貸資金供求矛盾突出，政府扶貧貼息貸款運行效率不高，難以從根本上改變農村金融狀況，迫切需要進行農村金融創新，以適應農村經濟進一步發展的要求。Why do such a new system give much help in poverty reduction in the developing countries ? this paper give us some new advice on micro - credit of our country by discussing the development processes of micro - credit worldwide and the practice of our country : 1 、 our institution of micro - credit should find enough public capital to make it better than the traditional institution that only relying on the state finance or donative capital, in one word, there is about 950 billion $ underground in our country. we should manage to attract so these capital to attend in poverty reduction, in another word, much capital that deposit in the post saving institution and the rural credit institution have outflow away the rural region because of lacking of investing channels
本文主要在考察世界范圍內小額信貸的產生與發展過程，並從中汲取經驗，結合我國小額信貸的運作實踐，為我國的小額信貸的進一步擴展提出了一些新的看法:我國小額信貸必須突破現有的依靠捐助資金或財政補貼運作的單一資金渠道來源的運作方式，想方設法從民間獲得機構持續發展的必需資金，在我國，一方面存在著大量的地下金融活動，約有大約9500億元的資金，這是我們可以動員的資金，使它們參與到小額信貸中來，而另一方面，在我國由於缺乏正規的投資渠道，才會有如此巨大的資金存在於正規金融體制之外，而且，我國農村正規金融機構農村信用社，從農村吸收的儲蓄存款，由於難以在農村尋找合適的信貸項目，大量資金流出農村，郵政儲蓄機構同樣存在這樣的情況，這些都是農村發展中的資金瓶頸形成的因素。As revealed by the study, following problems exist : 1 ) the supply of bank capital has a close relation with the fluctuation of stock market ; 2 ) the volume of bank capital flowing into stock market is large and it is estimated that there are 450 - 600 billion of bank capital exist on stock market, 2 / 3 of which are illegal ; 3 ) most bank capital are getting into stock market through illegal channels, such as illegal repurchase of government securities, illegal acceptance and discount of trade bill, embezzlement of customers " guarantee deposit, illegal interbank loan, illegal diversion of credit capital to other purpose, etc. the inflow of bank capital to stock market has dual influences on our economy and finance
表現在： （ 1 ）據估計我國進入股市的銀行信貸資金存量在4500 - 6000億元左右，其中滯留於一級市場的資金規模約為2000 - 3000億元，進入二級市場的規模在2000 - 2500億元之間，國有股和法人股轉讓市場涉及信貸資金規模約為500 - 600億元，然而，在這千億元進入股市的信貸資金中2 3左右都是違規流入的。 （ 2 ）銀行資金入市除同業拆借、國債回購和股票質押貸款三種合法渠道外，多是通過非法渠道流入股市的，其途徑主要包括：違規國債回購、違規商業匯票承兌及貼現、挪用客戶保證金、違規拆借資金、企業違規挪用銀行信貸資金、個人違規使用銀行貸款等。Auto finance can improve the efficiency of auto production, service and capital utilization. currently there is only less than 20 % of chinese car buyers are buying on credit comparing with over 70 % in those developed market
汽車金融服務是在汽車的生產、流通與消費環節中融通資金的金融活動，主要包括資金籌集、信貸運用、抵押貼現、證券發行與交易以及相關保險、投資活動，它是汽車業與金融業相互滲透的必然結果。The hong kong monetary authority hkma has announced today that the ratings of thomson bankwatch are recognized by the hkma in assessing the eligibility of hk denominated debt issues as repo securities for discounting under liquidity adjustment facility with immediate effect
香港金融管理局金管局今日宣布，金管局在評定港元債券是否可用作在流動資金調節機制下進行貼現的合資格回購協議抵押品方面，承認湯臣百衛給予的信貸評級。In view of these, in order to carry out the research we select credit risk as the subject investigated in this article, just by analyzing the factors - the way of loan that do have influential on the credit risk
鑒於此，本文以信用風險為研究對象，研究信用風險在不同貸款方式下的遷移。我國《貸款通則》將貸款方式分為信用，擔保和票據貼現三種。分享友人