銀行存底本 的英文怎麼說
中文拼音 [yínhángcúndeběn]
銀行存底本
英文
bank copy- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 存 : 動詞1 (存在; 生存) exist; live; survive 2 (儲存; 保存) store; keep 3 (蓄積; 聚集) accumulat...
- 底 : 底助詞(用在定語后, 表示定語和中心詞之間是領屬關系, 現在多寫作「的」)
- 本 : i 名詞1 (草木的莖或根)stem or root of plants 2 (事物的根源)foundation; origin; basis 3 (本錢...
- 銀行 : bank
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Based on large quantities of investigation and theories study, after checking the chinese and foreign culture levitate, the research combined our country current economy management system and the management system history that has important influence on the bank, and bring up the general reasons and special history stage reasons for which the commercial bank ' s loan risk exits. namely ( 1 ) the system lost, ( 2 ) the stubborn policy. ( 3 ) the administration interference, ( 4 ) unexhausted business enterprise reform, etc.
目前我國商業銀行正面臨著嚴重的貸款風險,本文在經過大量的實踐調查、理論研究與查閱中外文獻研究之後,結合我國現階段經濟管理體制、銀行管理體制的巨大變革的歷史階段對銀行產生的重大影響,提出了我國商業銀行貸款風險存在的一般原因與特殊歷史階段原因(即1 、體制失范2 、政策偏狹3 、行政干預4 、企業改革不徹底等深層次原因) 。At the end of 1996, hong kong was home to 368 deposit - taking institutions and 157 representative offices of overseas banks, coming from over 40 countries
一九九六年年底,本港共有接受存款機構368間,而來自超過40個國家的海外銀行在本港設立了共157間辦事處。In this kind of principal - agent relationship, as a majority in the ownership and investor from outside, the government commits the capital of banks to the president, with sovereign credit guaranteed to absorb large number of deposits and with the expectation to the president of bank to run the capital according to the maximization of state interests. but this kind of administrative relationship on one hand is not helpful to the complete commercial operation on capital by reason of the decision - making power of banks controlled by the government ; on the other hand chances are that the manager of the bank pays little attention to risks, which will result in the losses government can neither supervise nor control but has to undertake finally. the only effective means to control the bank is the power of appointing and dismissing the head of the bank, which however will give rise to soft constraint in governance structure
在政府?行長委託代理關系中,政府作為銀行所有權的主體和外部出資人將銀行資本委託給銀行行長經營,並以國家信用做擔保吸收巨額存款,希望銀行行長能按國家利益最大化目標進行良好運作,但是這種「行政管理式的委託?代理制」 ,一方面使得銀行經營的自主權受到政府所有者的抑制,而不能進行徹底的商業化經營;另一方面也使得銀行經營者有可能不顧風險,由此給所有者造成損失並最終由政府承擔,而政府部門卻無法對其進行有效監督與控制,在這種產權安排與治理結構下,政府對銀行的有效控制手段主要是行使對銀行行長的任免權。
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