銀行融通資金 的英文怎麼說

中文拼音 [yínhángróngtōngzījīn]
銀行融通資金 英文
bank accommodation
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 融 : Ⅰ動詞1 （融化） melt; thaw 2 （融合; 調和） blend; fuse; be in harmony Ⅱ形容詞[書面語]1 （長遠; ...
  • 通 : 通量詞（用於動作）
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 金 : Ⅰ名詞1 （金屬） metals 2 （錢） money 3 （古時金屬制的打擊樂器） ancient metal percussion instrum...
  • 銀行 : bank
  • 融通 : allow temporary credit
  • 資金 : fund; capital
  1. In the first half of 2001, the special government of hongkong suggested that the mainland of china should set up the qualified domestic institutional investor mechanism in order to attract the idle fund of residents in the mainland of china to support the economy of hongkong which has been going downhill constantly since the asian financial crisis. what is called qualified domestic institutional investor mechanism

    2001年上半年，香港特區政府提議內地設立認可本地機構投資者機制，以便吸引內地居民閑置資金支持自亞洲金融危機以來不斷走下坡路的香港經濟。所謂認可本地機構投資者機制（ qualifieddomesticinstitutionalinvestor簡稱qdii ） ，就是在資本市場尚未完全開放的國家，容許本國居民和企業通過認可的本地非銀行金融機構投資境外資本市場。
  2. The system is prohibited by law in the p. r. of china. although, in recent times there has been much market pressure in the p. r. of china for change. especially after the p. r. of china has been the leaguer of the wto

    1994年以前我國銀行業事實上採取的是混業經營模式， 1992年下半年開始的泡沫經濟，使銀行大量資金通過國債回購、同業拆借進入證券市場，金融秩序極度混亂，甚至一度出現了嚴重的金融市場失控局面。
  3. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  4. The wave of bank merger and purchase has been sweeping throughout the world since 1990s, aiming to gain an advantageous situation, by complementing advantages reciprocally, extending their scale, appelling more customers and bearing good brands

    二十世紀九十年代以來，銀行業並購之風席捲全球，目的就是通過互補優勢，擴大規模，爭奪客戶資源和塑造國際品牌，以冀在未來的國際金融新格局中取得有利的競爭地位。
  5. The third channel comprises financial institutions through which financing is obtained via bills finance companies and banks

    第三金融機構，透過票券金融公司及銀行來融通資金。
  6. Article 65 " chinese state banks " mentioned in article 19, paragraph 3, item ( 2 ) and item ( 3 ) of the tax law means the people ' s bank of china, the industrial and commercial bank of china, the agricultural bank of china, the bank of china, the people ' s construction bank of china, the bank of communications of china, the investment bank of china, and other financial institutions authorized by the state council to engage in credit businesses such as foreign exchange deposits and loans

    第六十五條稅法第十九條第三款第（二）項、第（三）項所說的中國國家銀行，是指中國人民銀行、中國工商銀行、中國農業銀行、中國銀行、中國人民建設銀行、交通銀行、中國投資銀行和其他經國務院批準的對外經營外匯存放款等信貸業務的金融機構。
  7. 1 ) if bank capital are forbidden thoroughly to get into stock market, it will bring low profit on monetary market, constrict the development of capital market and affect the transmission of monetary policy ; 2 ) vice versa, allowing bank capital to flow into stock market too early may also lead to unfavorable effects, such as endangering financial stability, disturbing financial order and constraining the development of economy

    （ 1 ）限制銀行資金入市，造成了貨幣市場收益率低下，商業銀行、保險公司在貨幣市場上融出資金基本無利可圖，只好通過各種途徑違規進入股市；使資本市場失去資金支持，不僅造成市場流動性不足，還因缺乏基準利率參照而難以形成合理的定價機制，制約了資本市場的發展；影響貨幣政策的傳導，貨幣市場與資本市場的關聯性低，貨幣政策信號受阻，傳導路徑相對單一，貨幣政策效應的時滯加大。
  8. As a result, the mechanism for mobilising domestic savings on the mainland is less than, perhaps even far from, optimal

    結果是融通內地的儲蓄的機制有欠理想，並過度倚賴仍在實現現代化的銀行體系來融通資金。
  9. Let us consider the fiduciary duty of licensed banks in hong kong as a further illustration - although i should stress that there is currently no cause for concern

    我們再以香港持牌銀行融通資金的基本責任來說明，但我先要強調一點，就是目前我們在這方面並無問題。
  10. The interior risk control mechanism in commercial bank is the basis of banking supervision and stability of financial system. we should introduce modern instrument measuring financial risks : var ; take advantage of accurate and overall index measuring achievement : raroc ; form multilayer risk control mechanism with the nature of incentive compatibility constraint ; and boost each branch, each level of institution and each staff to concern bank ' s revenue and risk simultaneously

    銀行內部風險控制機制是銀行監管和金融體系穩定的基礎，通過引入現代金融風險計量工具： var （在險價值） ，利用準確、全面的績效考核指標： raroc （風險調整資本收益率） ，在銀行內部構建起具有激勵相容約束性質的多層次風險控制機制，調動各類部門、各級機構、各個職員的既關心收益又關心風險的積極性。
  11. Secondly, the study analyze the compilation of the legal instruments on china ' s accession to the world trade organization, contrast strength and weakness between new commercial bank and foreign bank, new commercial bank and state - owned bank, new commercial bank and city commercial bank, let the senior manager of commercial bank know about the situation, environment, strength and weakness. this study is based on the example of shanghai pudong development bank. the result of the study are as followed : new commercial bank in china should be relocated in the finance market and emphases on the retail banking business

    其次，本文以對中國加入wto后開放金融業的內容的分析為起點，通過對股份制商業銀行和外資銀行、國有獨資銀行、城市商業銀行等金融競爭對手的對比，了解各自的優勢和劣勢，使得股份制商業銀行的經營管理者清楚地了解自身所處的地位、環境及優劣勢，提出了股份制商業銀行應以準確的市場定位為基礎，並將零售業務作為重點發展方向。
  12. Enterprises need outsourcing capital of low - risk and low - cost to extend, the security issue and the market in which the security is sold to the investors are necessary to the enterprise ' s accumulating and distributing capital. the security market lets the enterprises get rid of excessive dependence on the bank, and realize the diversity choices of financing. the market chooses out the enterprises in the industries which have latent capacity and outstanding achievement, gives the enterprises capital sustenance for deep development by security financing, and finally promotes the industry development by supporting the core - enterprises in the industries

    證券市場的出現，創造了一個金融與微觀主體的投資活動直接相聯系的機制，企業擴張需要低風險和低成本的外源資本，證券發行和把證券出售給投資者的市場對于企業積累和配置資本來說必不可少，證券市場使企業擺脫了對銀行融資的過度依賴實現了融資選擇的多樣化，證券市場把產業中具有發展潛力有成長業績的企業挑選出來，通過證券融資使其獲得進一步發展的資金支持，通過扶持產業內的核心企業促進了產業成長。
  13. The virtual banking is an operation web site for the dummy banking services on internet. it provides invisible electronic bank for clients lying at wide positions by internet, such as query operation, fund transformation, payment and other hundreds of banking services. it is the hot financial research domain, and also the inevitable developing trend of the traditional banking

    虛擬銀行（ virtualbanking ）是指在internet上設立虛擬的銀行服務業務站點，通過internet向位於不同地理位置的客戶提供包括業務查詢、資金轉移、帳單支付和其他幾十種銀行業務服務與銀行產品的、用肉眼看不見的電子化銀行，是目前金融業的研究熱點，也是傳統銀行必然的發展趨勢。
  14. Western bank groups mostly have " the financial supermarkets ". their business scope has covered majority of services of banking industry, the investment banking industry and the insurance business

    西方銀行集團通過多年的業務拓展，大多已成為大型的「金融超市」 ，他們的業務范圍涵蓋了銀行業、投資銀行業和保險業的大部分業務。
  15. After 1989, the increase of demand slowed down and facing the complexion of low degree of industrial concentration of product market and financial strain of medi um and small - sized enterprises caused by the circulating trap of " credit squeeze - - - bad loan ", the advantageous enterprises " " wallow in money ", specifically, those listed companies that could finance from the stock market, began to take predatory pricing strategy in succession and tried to enlarge market share and obtain high return by squeezing medium and small - sized enterprises out of the market after 1998, the vicious circle of deflation and " credit grudging " of banks in product and credit markets, overcapacity, the difficulty of retreating of loss - incurring enterprises in some industries from the market for institutional reasons and over - competition in some industries, led to the incessant decrease of enterprises " global income, persistent increase of rate of debts and constant rise of ratio of bad assets of banks, which further intensified the vicious circle of deflation and " credit grudging " of banks

    如在改革開放初期，在產品市場需求旺盛和信貸市場預算軟約束的情況下，各類企業的最優決策就是採用高負債、高擴張的「負債的有限責任效應」策略來搶占市場並獲得高回報； 1989年以後，需求增速開始放緩，面臨產品市場產業集中度較低和信貸市場「信貸緊縮-不良貸款」循環陷阱導致的中小企業資金緊張的局面， 「錢袋鼓鼓」的優勢企業（尤其是那些可以通過股票市場融通資金的上市公司）紛紛採用掠奪性定價策略，試圖通過把中小企業擠出市場來擴大市場份額並獲得高收益； 1998年以後，產品市場和信貸市場形成了通貨緊縮和銀行「惜貸」惡性循環的狀況。產品市場上部分行業生產能力嚴重過剩，且由於體制等原因導致虧損企業無法退出，因此這些行業中出現了過度競爭的現象，企業總體收益的不斷下滑、負債率不斷提高以及銀行不良資產率的持續上升，又進一步加強了通貨緊縮和銀行「惜貸」的惡性循環。
  16. At present it is difficult for smes of our country to get financial support from either state - owned banks or capital market because the rigid informatin publication mechanism in the present single nationwide capital market doesn ' t fit the information management in smes

    摘要目前，我國中小企業難以從國有商業銀行和資本市場上融通資金，其原因是由於現有的單一全國性資本市場上較嚴格的信息披露機制與中小企業信息管理不相適應。
  17. Bocom has achieved six “ firsts ” in china ' s banking reform and development : the first to implement shareholding system for its capital and mode of ownership form ; the first to command an organizational structure based on market rules and cost / return rules ; the first to introduce competition into the banking industry in china ; the first to introduce assets / liability ratio management and apply it for regulating business operations and risk ; the first to build new bank / enterprise relationships based on two - way selection ; and the first commercial bank to integrate banking, insurance and securities businesses

    交通銀行在中國金融業的改革發展中實現了六個「第一」 ，即第一家資本來源和產權形式實行股份制；第一家按市場原則和成本效益原則設置機構；第一家打破金融行業業務范圍壟斷，將競爭機制引入金融領域；第一家引進資產負債比例管理，並以此規范業務運作，防範經營風險；第一家建立雙向選擇的新型銀企關系；第一家可以從事銀行、保險、證券業務的綜合性商業銀行。
  18. Export credit insurance ( eci ) is internationally accepted and is effective means of promoting exports, and it could bring not only the micro function of security guarantees receipt, obtaining bank financing and providing business information services, etc., more importantly, but macro function of implementation of country policies, such as national foreign trade, industry, finance and banking, etc. eci undertakes economic losses caused by buyer risk and country risk, but its core business is country risk, which is behaved in the form of political risk and economic risk

    出口信用保險是國際上通行的促進商品出口的有效手段，不僅具有為企業保障收匯安全、獲取銀行融資和提供商業信息服務等微觀作用，更重要的是配合國家外貿、產業、財政、金融等政策實施的宏觀作用。出口信用保險承保買家風險和國家風險引起的經濟損失，以政治風險和經濟風險為表現形式的國家風險是其保險業務的核心。
  19. In the overall view, the performance of d to e not only revive bad assets of commercial banks ? but also prevent and reduce financial risk. the following is its active effects : 1. d to e make state - owned capital system and ownership more standard. and clear > state lible limitedly for state - owned enterprise come into reality ; it reduce the presure or up - to - date domestic derlationary. 2. in the view of the society and long nm, d to e may aim variously ? such as promoting reform of state - owned enterprises and commercial banks. 3. compared with the modern bankruptcy or insolorency system ? d to e can obtain more social benefit and effects

    從整體上看，債轉股的實施盤活了商業銀行不良資產，一定程度上防範和化解了金融風險，同時還有如下正面效應：第一，債轉股使國有企業資本制度和產權明晰問題得以規范和明確，實現國冢對國有企業負有限責任，並有利於緩解我國當前的通貨緊縮壓力；第二，從社會整體和長遠利益來看，債轉股的實施應有利於達到推進國有企業和商業銀行改革等多重目標；第三，與觀代的破產清算制度相比，債轉股可以獲得更好的社會利益和社會效果。
  20. In order to solve the problem that people cannot offer to purchase house, banks or other financial institutions provide personal housing consumption loan. due to the personal housing consumption loan taking the purchased house as mortgage, it is also called personal housing mortgage loan. such loan of large sum and long term is the important parts of consumption loan

    個人住房貸款是銀行或其他金融機構為解決消費者購房時資金不足問題而向消費者發放的貸款，通常以所購住房為抵押品，一般具有金額大、期限長的特點，是消費信貸的重要組成部分。
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